Cholamandalam Financial Holdings Limited vs Arman Financial Services Limited | ESG Comparison

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Cholamandalam Financial Holdings Limited vs Arman Financial Services Limited Comparison

Auto-matched BRSR ESG metric keys across selected companies.

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Year: 2025

Common keys

KPI Cholamandalam Financial Holdings Limited Arman Financial Services Limited Delta
Environmental Emissions
Does The Entity Have Any Project Related To Reducing Green House Gas Emission
Yes Yes -
Environmental Emissions diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Green House Gas Emissions
As per the SEBI mandate, BRSR assurance was done by B Thiagarajan & Co, Chartered Accountants, for CIFCL. Moore Singhi Advisors LLP -
Environmental Emissions diff
Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output
0 MtCO2e 0.69 MtCO2e +0.69 MtCO2e
Environmental Emissions
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover
0 MtCO2e 0 MtCO2e 0 MtCO2e
Environmental Emissions diff
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity
8.64 MtCO2e 0.25 MtCO2e -8.39 MtCO2e (-97.1%)
Environmental Emissions diff
Total Scope 1 Emissions
621 MtCO2e 6.76 MtCO2e -614.24 MtCO2e (-98.9%)
Environmental Emissions diff
Total Scope 2 Emissions
13,369 MtCO2e 6,369.77 MtCO2e -6999.23 MtCO2e (-52.4%)
Environmental Emissions diff
Total Scope 3 Emission Intensity The Relevant Metric May Be Selected By The Entity
0 MtCO2e 0.27 tCO2e -
Environmental Emissions diff
Total Scope 3 Emissions
26,423 MtCO2e 11,116.16 MtCO2e -15306.84 MtCO2e (-57.9%)
Environmental Emissions diff
Total Scope 3 Emissions Per Rupee Of Turnover
0 MtCO2e 0.02 MtCO2e +0.02 MtCO2e
Environmental Emissions
Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions
Yes Yes -
Environmental Emissions
Air Emissions Other Than Ghg Emissions By The Entity Applicability
No No -
Environmental Emissions
Green House Gas Emissions And Its Intensity Applicability
Yes Yes -
Environmental Emissions
Total Scope 3 Emissions And Its Intensity Applicability
Yes Yes -
Environmental Energy
Energy Consumption Through Other Sources From Non Renewable Sources
0 GJ 0 GJ 0 GJ
Environmental Energy
Energy Consumption Through Other Sources From Renewable Sources
0 GJ 0 GJ 0 GJ
Environmental Energy diff
Energy Intensity In Term Of Physical Output
0 GJ 3.41 GJ +3.41 GJ
Environmental Energy
Energy Intensity Per Rupee Of Turnover
0 GJ 0 GJ +0 GJ
Environmental Energy diff
Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
0 GJ 1.22 GJ +1.22 GJ (+20333233.3%)
Environmental Energy diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Energy Consumption
As per the SEBI mandate, BRSR assurance was done by B Thiagarajan & Co., Chartered Accountants, for CIFCL. Moore Singhi Advisors LLP -
Environmental Energy diff
Total Electricity Consumption From Non Renewable Sources
89,128 GJ 31,542.18 GJ -57585.82 GJ (-64.6%)
Environmental Energy diff
Total Electricity Consumption From Renewable Sources
1,852 GJ 0 GJ -1852 GJ (-100%)
Environmental Energy diff
Total Energy Consumed From Non Renewable Sources
95,173 GJ 31,632.73 GJ -63540.27 GJ (-66.8%)
Environmental Energy diff
Total Energy Consumed From Renewable And Non Renewable Sources
97,025 GJ 31,632.73 GJ -65392.27 GJ (-67.4%)
Environmental Energy diff
Total Energy Consumed From Renewable Sources
1,852 GJ 0 GJ -1852 GJ (-100%)
Environmental Energy
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators
Yes Yes -
Environmental Energy
Total Energy Consumption And Energy Intensity Applicable To The Company
Yes Yes -
Environmental Other
Recycled
0 t 0 t 0 t
Environmental Other
Battery Waste
0 t 0 t 0 t
Environmental Other
Bio Medical Waste
0 t 0 t 0 t
Environmental Other
Construction And Demolition Waste
0 t 0 t 0 t
Environmental Other diff
Desclosure Of The Processes Used To Identify Work Related Hazards And Assess Risks On ARoutine And Non Routine Basis By The Entity
The work-related hazards and risks are identified through accident investigation report, climate control system and work-related ergonomics besides employee fee... In light of our business operations, hazard identification may not be directly applicable. Nonetheless, we recognise the importance of continuously conducting h... -
Environmental Other diff
Significant Direct And Indirect Impact On Biodiversity In Such Areas Along With Prevention And Remediation Activities
Not Applicable NA -
Environmental Other diff
EWaste
10.18 t 2.9 t -7.28 t (-71.5%)
Environmental Other diff
Has The Entity Implemented Mechanism For Zero Liquid Discharge
No NA -
Environmental Other
Other Hazardous Waste
0 t 0 t 0 t
Environmental Other diff
Other Non Hazardous Waste Generated
358.07 t 23.03 t -335.04 t (-93.6%)
Environmental Other
Plastic Waste
0 t 0 t 0 t
Environmental Other
Radioactive Waste
0 t 0 t 0 t
Environmental Other
Recycled Or Re Used In Put Material To Total Material
0 0 0
Environmental Other
Recycling And/Or Safe Disposal As % To Total Turnover
0 0 0
Environmental Other diff
Total Fuel Consumption From Non Renewable Sources
6,045 GJ 90.55 GJ -5954.45 GJ (-98.5%)
Environmental Other
Total Fuel Consumption From Renewable Sources
0 GJ 0 GJ 0 GJ
Environmental Other diff
Total Waste Disposed
179 t 6.67 t -172.33 t (-96.3%)
Environmental Other diff
Total Waste Generated
368.25 t 25.93 t -342.32 t (-93%)
Environmental Other diff
Total Waste Recovered
189.07 t 19.26 t -169.81 t (-89.8%)
Environmental Other
Waste Disposed By Incineration
0 t 0 t 0 t
Environmental Other diff
Waste Disposed By Landfilling
66 t 0 t -66 t (-100%)
Environmental Other diff
Waste Disposed By Other Disposal Operations
113 t 6.67 t -106.33 t (-94.1%)
Environmental Other
Waste Intensity In Term Of Physical Output
0 t 0 t +0 t
Environmental Other
Waste Intensity Per Rupee Of Turnover
0 t 0 t 0 t
Environmental Other diff
Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
0.23 t 0 t -0.23 t (-99.5%)
Environmental Other
Waste Intensity The Relevant Metric May Be Selected By The Entity
0 t 0 t 0 t
Environmental Other diff
Waste Recovered Through Other Recovery Operations
186.01 t 0 t -186.01 t (-100%)
Environmental Other
Waste Recovered Through Re Used
0 t 0 t 0 t
Environmental Other diff
Waste Recovered Through Recycled
3.06 t 19.26 t +16.2 t (+529.4%)
Environmental Other diff
Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks
Yes NA -
Environmental Water
External assurance on water withdrawal (Yes/No)
Yes Yes -
Environmental Water
Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress
No No -
Environmental Water diff
Name Of The External Agency In Case Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Withdrawal
As per the SEBI mandate, BRSR assurance was done by B Thiagarajan & Co, Chartered Accountants, for CIFCL. Yes, an independent assurance has been carried out by Moore Singhi Advisors LLP for the FY 2024-25 indicators in the table above -
Environmental Water diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Water Discharged
As per the SEBI mandate, BRSR assurance was done by B Thiagarajan & Co, Chartered Accountants, for CIFCL. Yes, an independent assurance has been carried out by Moore Singhi Advisors LLP for the FY 2024-25 indicators in the table above -
Environmental Water diff
Total Volume Of Water Consumption
619,242 kL 57,986.63 kL -561255.37 kL (-90.6%)
Environmental Water diff
Total Volume Of Water Withdrawal
619,242 kL 57,986.63 kL -561255.37 kL (-90.6%)
Environmental Water diff
Total Water Discharged In Kilolitres
275,219 kL 42,170.3 kL -233048.7 kL (-84.7%)
Environmental Water
Water Discharge By Sent To Third Parties
0 kL 0 kL 0 kL
Environmental Water
Water Discharge By Sent To Third Parties With Treatment
0 kL 0 kL 0 kL
Environmental Water
Water Discharge By Sent To Third Parties Without Treatment
0 kL 0 kL 0 kL
Environmental Water diff
Water Discharge To Others
275,219 kL 42,170.3 kL -233048.7 kL (-84.7%)
Environmental Water
Water Discharge To Others With Treatment
0 kL 0 kL 0 kL
Environmental Water diff
Water Discharge To Others Without Treatment
275,219 kL 42,170.3 kL -233048.7 kL (-84.7%)
Environmental Water
Water Discharge To Seawater
0 kL 0 kL 0 kL
Environmental Water
Water Discharge To Seawater With Out Treatment
0 kL 0 kL 0 kL
Environmental Water
Water Discharge To Seawater With Treatment
0 kL 0 kL 0 kL
Environmental Water diff
Water Intensity In Term Of Physical Output
0 kL 6.25 kL +6.25 kL
Environmental Water
Water Intensity Per Rupee Of Turnover
0 kL 0 kL 0 kL (-100%)
Environmental Water diff
Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
382.35 kL 2.24 kL -380.11 kL (-99.4%)
Environmental Water
Water Withdrawal By Groundwater
0 kL 0 kL 0 kL
Environmental Water
Water Withdrawal By Others
0 kL 0 kL 0 kL
Environmental Water
Water Withdrawal By Seawater Or Desalinated Water
0 kL 0 kL 0 kL
Environmental Water
Water Withdrawal By Surface Water
0 kL 0 kL 0 kL
Environmental Water diff
Water Withdrawal By Third Party Water
619,242 kL 57,986.63 kL -561255.37 kL (-90.6%)
Environmental Water
Water discharge to groundwater
0 kL 0 kL 0 kL
Environmental Water
Water discharge to groundwater (treated)
0 kL 0 kL 0 kL
Environmental Water
Water discharge to groundwater (untreated)
0 kL 0 kL 0 kL
Environmental Water
Water discharge to surface water
0 kL 0 kL 0 kL
Environmental Water
Water discharge to surface water (treated)
0 kL 0 kL 0 kL
Environmental Water
Water discharge to surface water (untreated)
0 kL 0 kL 0 kL
Environmental Water
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged
Yes Yes -
Governance Governance diff
Complaints On POSHUp Held
2 5 +3 (+150%)
Governance Governance
Complaints on directors conflict of interest (count)
0 0 0
Governance Governance diff
Consumer Complaints Pending Resolution At End Of Year
266 83 -183 (-68.8%)
Governance Governance diff
Consumer Complaints Received Year
5,113 4,285 -828 (-16.2%)
Governance Governance diff
Specified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues
Each group entity has their own policies as approved by their respective Boards. The implementation of the policies is monitored through their respective board/... Yes, the BRS Committee as stated above in point 8 is responsible for decision making on sustainability related issues. -
Governance Governance
Directors with disciplinary actions (count)
0 0 0
Governance Governance
Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues
Yes Yes -
Governance Governance
Employees with disciplinary actions (count)
0 0 0
Governance Governance
KMPs with disciplinary actions (count)
0 0 0
Governance Governance
Median Of Remuneration Or Salary Or Wages Of Board Of Directors
₹ 0 ₹ 0 INR 0
Governance Governance
Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP
₹ 0 ₹ 0 INR 0
Governance Governance
# Board Of Directors For Remuneration Or Salary Or Wages
0 0 0
Governance Governance
# Complaints Filed Year
0 0 0
Governance Governance diff
# Complaints Filed From Stake Holder Group Year
0 50 +50
Governance Governance
# Complaints Pending From Stake Holder Group Resolution At The End Of Year
0 0 0
Governance Governance
# Complaints Pending Resolution At The End Of Year
0 0 0
Governance Governance
# Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs
0 0 0
Governance Governance diff
# Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages
0 420,457 +420457
Governance Governance diff
# Female Board Of Directors
1 2 +1 (+100%)
Governance Governance
% Complaints In Respect Of # Employees Or Worker
0 0 +0 (+116.7%)
Governance Governance diff
% Female Board Of Directors
0.17 0.2 +0.03 (+20%)
Governance Governance diff
Remark For Consumer Complaints
All complaints have since been resolved NA -
Governance Governance diff
Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps
No Complaints Not Applicable -
Governance Governance diff
Remarks Stake Holder Group From Whom Complaint Is Received
No Complaints NA -
Governance Governance diff
Remarks on directors conflict of interest complaints
No Complaints Not Applicable -
Governance Governance diff
Remarksfor Complaints
All complaints are resolved. NA -
Governance Governance diff
Total Complaints Reported Under Sexual Harassment Of Women At Workplace
2 6 +4 (+200%)
Governance Governance diff
Total # Board Of Directors
6 10 +4 (+66.7%)
Governance Governance
Workers with disciplinary actions (count)
0 0 0
Governance Other diff
Brief Of Any Issues Related To Anti Competitive Conduct By The Entity
Not Applicable N.A -
Governance Other diff
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency
Quarterly Any other -
Governance Other diff
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By
Committee of the Board Any other Committee -
Governance Other diff
Corrective Action Taken For Any Issues Related To Anti Competitive Conduct By The Entity
Not Applicable N.A -
Governance Other diff
Any Corrective Action Taken Or Underway On Issues Related To Fines Or Penalties Or Action Taken By Regulators Or Law Enforcement Agencies Or Judicial Institutions On Cases Of Corruption And C~19 c 7 f 5 b 3
There were no fines / penalties / action taken by regulators during FY 25, therefore no corrective action is required to be taken. Not Applicable -
Governance Other diff
Any Corrective Actions Taken Or Underway On Issues Relating To Advertising And Delivery Of Essential Services Or Cyber Security And Data Privacy Or Recalls Or Penalty Or Action Taken By Regul~5861 bc 5 c
Not Applicable No cyber-attacks have been reported during the current financial year, and therefore, no corrective measures have been undertaken by the Company. -
Governance Other
Impact Of Data Breaches
Not Applicable Not Applicable -
Governance Other
Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy
Yes Yes -
Governance Other
Does The Entity Have An Anti Corruption Or Anti Bribery Policy
Yes Yes -
Governance Other
Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board
Yes Yes -
Governance Other
Frequency Of Review By Board
Others – please specify Others – please specify -
Governance Other
Grievance Redressal Mechanism In Place
Yes Yes -
Governance Other
Has The Policy Been Approved By The Board
Yes Yes -
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees
Yes Yes -
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers
No No -
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees
Yes Yes -
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers
No No -
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker
Yes Yes -
Governance Other diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance Related To Waste Management
As per the SEBI mandate, BRSR assurance was done by B Thiagarajan & Co, Chartered Accountants, for CIFCL. Moore Singhi Advisors LLP -
Governance Other
# Instances Of Data Breaches Along With Impact
0 0 0
Governance Other
% Data Breaches Involving Personally Identifiable Information Of Customers
0 0 0
Governance Other diff
Web Link At Anti Corruption Or Anti Bribery Policy Is Place
https://files.cholamandalam.com/cholafhl/code-of-conduct-for-senior-management.pdf https://www.motilaloswalgroup.com/Downirvirdir/151009073Sustainable-Sourcing-and-Preferential-Procurement-Policy.pdf -
Governance Other diff
Web Link For Grievance Redress Policy
https://files.cholamandalam.com/cholafhl/brsr-policy.pdf https://www.motilaloswalgroup.com/Downirvirdir/151009073Sustainable-Sourcing-and-Preferential-Procurement-Policy.pdf -
Governance Other diff
Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy
Cyber security and data privacy policies have been put in place to minimize the risk. https://www.cholamandalam.com/privacy-policy https://www.cholainsurance.co... Not available -
Governance Other
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management
Yes Yes -
Governance Other diff
Company Has Undertaken Assessment Or Assurance Of The BRSRCore
No Yes assurance -
Other Other diff
Action Taken
Nil N.A -
Other Other diff
Address Of Corporate Office
‘Dare House’, No. 234, NSC Bose Road, Chennai - 600 001, Tamil Nadu Motilal Oswal Tower, Rahimtullah Sayani Opposite Parel ST Depot, Prabhadevi, Mumbai-400025, Mumbai, Maharashtra, India, 400025 -
Other Other diff
Address Of Registered Office
‘Dare House’, No. 234, NSC Bose Road, Chennai - 600 001, Tamil Nadu Motilal Oswal Tower, Rahimtullah Sayani Opposite Parel ST Depot, Prabhadevi, Mumbai-400025, Mumbai, Maharashtra, India, 400025 -
Other Other diff
Accounts Payable Year
₹ 0 ₹ 15 INR +15
Other Other
Compounding Fee
₹ 0 ₹ 0 INR 0
Other Other diff
Cost Incurred On Well Being Measures
₹ 1,233,623,572 ₹ 1,435.18 INR -1233622136.82 (-100%)
Other Other diff
Fines Or Penalties
₹ 0 ₹ 500,000 INR +500000
Other Other diff
Investments In Related Parties
₹ 1,257.73 ₹ 179,614 INR +178356.27 (+14180.8%)
Other Other diff
Loans And Advances Given To Related Parties
₹ 476.5 ₹ 528.32 INR +51.82 (+10.9%)
Other Other diff
Purchases From Related Parties
₹ 0 ₹ 10,197.66 INR +10197.66
Other Other
Purchases From Top Ten Trading Houses
₹ 0 ₹ 0 INR 0
Other Other
Purchases From Trading Houses
₹ 0 ₹ 0 INR 0
Other Other
Re Used
0 t 0 t 0 t
Other Other
Safely Disposed
0 t 0 t 0 t
Other Other diff
Sales To Dealers Or Distributors
₹ 0 ₹ 102,814 INR +102814
Other Other diff
Sales To Related Parties
₹ 0 ₹ 16,348.38 INR +16348.38
Other Other diff
Sales To Top Ten Dealers Or Distributors
₹ 0 ₹ 4,962.79 INR +4962.79
Other Other
Settlement
₹ 0 ₹ 0 INR 0
Other Other diff
Total Investments
₹ 24,955.02 ₹ 641,823 INR +616867.98 (+2471.9%)
Other Other diff
Total Loans And Advances
₹ 181,929.9 ₹ 407,858.19 INR +225928.29 (+124.2%)
Other Other
Total Purchases
₹ 0 ₹ 0 INR 0
Other Other diff
Total Purchases For Share Of Related Party Transactions
₹ 0 ₹ 191,540.42 INR +191540.42
Other Other
Total Purchases From Trading Houses
₹ 0 ₹ 0 INR 0
Other Other diff
Total Sales
₹ 0 ₹ 535,934.82 INR +535934.82
Other Other diff
Total Sales For Share Of Related Party Transactions
₹ 0 ₹ 535,934.82 INR +535934.82
Other Other diff
Total Sales To Dealers Or Distributors
₹ 0 ₹ 102,814 INR +102814
Other Other diff
Category
Joint Venture Subsidiary -
Other Other
Channels Of Communication
Other Other -
Other Other diff
Contact # Contact Person
044 - 2530 6204 022-39804200/71934200 -
Other Other diff
Corporate Identity Number
L65100TN1949PLC002905 L67190MH2005PLC153397 -
Other Other diff
Corrective Action Taken For Initiative
Nil NA -
Other Other
Cost Of Goods Or Services Procured Year
₹ 0 ₹ 0 INR 0
Other Other
Date Of End Of FY
2025-03-31 2025-03-31 -
Other Other
Date Of End Of Previous Year
2024-03-31 2024-03-31 -
Other Other
Date Of End Of Prior To Previous Year
2023-03-31 2023-03-31 -
Other Other diff
Date Of Incorporation
1949-09-09 2005-05-18 -
Other Other
Date Of Start Of FY
2024-04-01 2024-04-01 -
Other Other
Date Of Start Of Previous Year
2023-04-01 2023-04-01 -
Other Other
Date Of Start Of Prior To Previous Year
2022-04-01 2022-04-01 -
Other Other
Deducted And Deposited With The Authority
Yes Yes -
Other Other diff
Description Of Business Activity
General Insurance Business Other financial activities -
Other Other diff
Description Of Main Activity
Insurance Business Financial and Insurance Service -
Other Other diff
Description Of The Risk Or Concern
Nil Given the nature of JFSL’s business, this question is not applicable/material to the Company -
Other Other diff
Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Plant And Office
There were no significant risks identified from the assessments conducted and hence no corrective action was required to be taken. Not Applicable -
Other Other diff
Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner
No significant risks have been identified. Therefore, no corrective action was required to be taken. No corrective action was necessitated -
Other Other diff
Improvements In Environmental And Social Impacts Due To RAnd D
Nil 0 -
Other Other diff
Measures Undertaken By The Entity To Ensure That Statutory Dues Have Been Deducted And Deposited By The Value Chain Partners
Statutory compliance by value chain partners is ensured through contractual agreements based on responsible business conduct policy and periodic reviews. Not Applicable -
Other Other diff
Other Channels Of Communication
Email, Phone, Messages and Physical Newspaper advertisements, email, annual reports, website, and transcripts of conferences and other meetings. -
Other Other diff
Other Frequency Of Engagement
Periodic Need based -
Other Other diff
Case
Not Applicable NA -
Other Other diff
Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy
Name: Mr. Sridharan Rangarajan, Director DIN: 01814413 E-mail: sridharanr@corp.murugappa.com Mr. Raul Rebello (Managing Directro and Chief Executive Officer) MMFSL is the highest authority responsible for oversight on business responsibility across the... -
Other Other diff
Scope And Coverage Of Any Human Rights Due Diligence Conducted
The assessment was conducted across business operations to cover a wide range of human rights issues including child labour, forced labour, harassment, discrimi... Not applicable -
Other Other diff
Disclose Any Significant Adverse Impact To The Environment Arising From The Value Chain What Mitigation Or Adaptation Measures Have Been Taken By The Entity In This Regard
Given the nature of business operations, no significant adverse impacts on environment have been observed. Not applicable -
Other Other diff
Disclose Wages Paid To Persons Employed
₹ 8,072,868,445 ₹ 77,181.24 INR -8072791263.76 (-100%)
Other Other
Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts
Yes Yes -
Other Other diff
Do The Enlisted Policies Extend To Your Value Chain Partners
Yes No -
Other Other
Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business
Yes Yes -
Other Other diff
Do You Have APreferential Procurement Policy Where You Give Preference To Purchase From Suppliers Comprising Marginalized Or Vulnerable Groups
No Yes -
Other Other diff
Does Company Participate In The Business Responsibility Initiatives Of The Listed Entity
No Yes -
Other Other
Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws
Yes Yes -
Other Other
Does The Entity Have ABusiness Continuity And Disaster Management Plan
Yes Yes -
Other Other
Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016
Yes Yes -
Other Other diff
Does The Entity Have Procedures In Place For Sustainable Sourcing
No Yes -
Other Other diff
Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment
No Yes -
Other Other diff
EMail Of Contact Person
sridharanr@corp.murugappa.com corpsec@motilaloswal.com -
Other Other diff
EMail
investorservices@cfhl.murugappa.com corpsec@motilaloswal.com -
Other Other
Financial Implications Of The Risk Or Opportunity
Negative Implications Negative Implications -
Other Other
Frequency Of Engagement
Others – please specify Others – please specify -
Other Other
From Which Marginalized Or Vulnerable Groups Do You Procure
NA NA -
Other Other diff
Gross Wages Paid To Female
₹ 1,027,850,684 ₹ 15,533.34 INR -1027835150.66 (-100%)
Other Other
Has An Appeal Been Preferred For Compounding Fee
No No -
Other Other
Has An Appeal Been Preferred For Imprisonment
No No -
Other Other
Has An Appeal Been Preferred For Penalty Or Fine
No No -
Other Other
Has An Appeal Been Preferred For Punishment
No No -
Other Other
Has An Appeal Been Preferred For Settlement
No No -
Other Other diff
Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency
No Yes -
Other Other
Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services
NA NA -
Other Other diff
In Case Of Risk Approach To Adapt Or Mitigate
Key climate risks are incorporated into business considerations. Wherever feasible, the group will ensure its offices are operating in certified green buildings... N.A -
Other Other diff
Indicate In Put Material
Nil Given the nature of JFSL’s business, this question is not applicable/material to the Company -
Other Other diff
Indicate Product Category
Not Applicable Given the nature of JFSL’s business, this question is not applicable/material to the Company -
Other Other
Indicate Whether Risk Or Opportunity
R R -
Other Other diff
Initiative Undertaken
Use of Sustainable Alternatives Sensor based urinal Pot installation -
Other Other diff
Is The Entity Compliant With The Applicable Environmental Law
Yes NA -
Other Other
Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016
Yes Yes -
Other Other diff
Material Issue Identified
Climate Change (emissions, renewables/ energy efficiency) Business Continuity -
Other Other
Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel
₹ 0 ₹ 0 INR 0
Other Other diff
Method Resorted For Such Advocacy
Nil None -
Other Other diff
NGRBCPrinciple For Compounding Fee
Not Applicable - -
Other Other diff
NGRBCPrinciple For Imprisonment
Not Applicable - -
Other Other diff
NGRBCPrinciple For Penalty Or Fine
Not Applicable Principle 1 SEBI -
Other Other diff
NGRBCPrinciple For Punishment
Not Applicable - -
Other Other diff
NGRBCPrinciple For Settlement
Not Applicable - -
Other Other diff
NICCode Of Product Or Service Sold By The Entity
6,512 67,120 +60608 (+930.7%)
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Name Of Authority
Not Applicable N.A -
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Name Of Contact Person
Mr. Sridharan Rangarajan, Director Mr. Niren Srivastava -
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Name Of Product Or Service
Not Applicable N.A -
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Name Of Stock Exchange Where The Company Is Listed
BSE NSE -
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Name
Cholamandalam Financial Holdings Limited Motilal Oswal Financial Services Limited -
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Name Of The Holding Or Subsidiary Associate Companies Or Joint Ventures
Cholamandalam MS Risk Services Limited (‘CMSRSL’) Motilal Oswal International Wealth Management Limited, Dubai -
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Name Of The National And International Codes Or Certifications Or Labels Or Standards Adopted By Your Entity And Mapped To Each Principle
Insurance and Lending Business: ISO 9001:2015. Lending Business: Achieved ISO 27001:2022 ISMS Certification during FY 25. The formulation of all policies has been guided by industry best practices and in compliance with regulatory mandates. -
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Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions
Not Applicable NA -
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Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Compounding Fee
Not Applicable NA -
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Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Imprisonment
Not Applicable NA -
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Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Penalty Or Fine
Not Applicable SEBI -
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Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Punishment
Not Applicable N.A -
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Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Settlement
Not Applicable NA -
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Name Of The Trade And Industry Chambers Or Associations
Federation of Indian Chambers of Commerce and Industry The National HRD Network (“NHRDN”) -