CreditAccess Grameen Limited vs Arman Financial Services Limited | ESG Comparison

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CreditAccess Grameen Limited vs Arman Financial Services Limited Comparison

Auto-matched BRSR XBRL metric keys across selected companies.

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Year: 2025

Common keys

KPI CreditAccess Grameen Limited Arman Financial Services Limited Delta
Environmental Emissions diff
Does The Entity Have Any Project Related To Reducing Green House Gas Emission
NA Yes
Environmental Emissions diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Green House Gas Emissions
The Company has carried an independent assessment (limited assurance) by BDO India LLP. Moore Singhi Advisors LLP
Environmental Emissions diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Total Scope 3 Emissions
The Company has carried an independent assessment (limited assurance) by BDO India LLP. SGS India
Environmental Emissions diff
Project Related To Reducing Green House Gas Emission Non-Applicability
Not Applicable Not applicable as the Company is a NBFC Investment Company.
Environmental Emissions diff
Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output
0.23 Non-SI:tCO2e 0.69 Non-SI:MtCO2e
Environmental Emissions diff
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover
0 Non-SI:tCO2e 0 Non-SI:MtCO2e
Environmental Emissions diff
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity
1.73 Non-SI:tCO2e 0.25 Non-SI:MtCO2e
Environmental Emissions diff
Total Scope 1 Emissions
83.12 Non-SI:tCO2e 6.76 Non-SI:MtCO2e
Environmental Emissions diff
Total Scope 2 Emissions
4,725.33 Non-SI:tCO2e 6,369.77 Non-SI:MtCO2e
Environmental Emissions diff
Total Scope 3 Emission Intensity The Relevant Metric May Be Selected By The Entity
159.75 Non-SI:tCO2e 0.27 Non-SI:tCO2e -159.48 Non-SI:tCO2e (-99.8%)
Environmental Emissions diff
Total Scope 3 Emissions
3,349,894.23 Non-SI:tCO2e 11,116.16 Non-SI:MtCO2e
Environmental Emissions diff
Total Scope 3 Emissions Per Rupee Of Turnover
58.2 Non-SI:tCO2e 0.02 Non-SI:MtCO2e
Environmental Emissions diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Total Scope 3 Emissions
Yes No
Environmental Emissions
Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions
Yes Yes
Environmental Emissions
Air Emissions Other Than Ghg Emissions By The Entity Applicability
No No
Environmental Emissions
Green House Gas Emissions And Its Intensity Applicability
Yes Yes
Environmental Emissions
Total Scope 3 Emissions And Its Intensity Applicability
Yes Yes
Environmental Energy
Energy Consumption Through Other Sources From Non Renewable Sources
0 Non-SI:GJ 0 Non-SI:GJ 0 Non-SI:GJ
Environmental Energy
Energy Consumption Through Other Sources From Renewable Sources
0 Non-SI:GJ 0 Non-SI:GJ 0 Non-SI:GJ
Environmental Energy diff
Energy Intensity In Term Of Physical Output
1.15 Non-SI:GJ 3.41 Non-SI:GJ +2.26 Non-SI:GJ (+196.5%)
Environmental Energy
Energy Intensity Per Rupee Of Turnover
0 Non-SI:GJ 0 Non-SI:GJ +0 Non-SI:GJ
Environmental Energy diff
Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
9 Non-SI:GJ 1.22 Non-SI:GJ -7.78 Non-SI:GJ (-86.4%)
Environmental Energy diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Energy Consumption
The Company has carried an independent assessment (limited assurance) by BDO India LLP. Moore Singhi Advisors LLP
Environmental Energy diff
Total Electricity Consumption From Non Renewable Sources
23,399.14 Non-SI:GJ 31,542.18 Non-SI:GJ +8143.04 Non-SI:GJ (+34.8%)
Environmental Energy
Total Electricity Consumption From Renewable Sources
0 Non-SI:GJ 0 Non-SI:GJ 0 Non-SI:GJ
Environmental Energy diff
Total Energy Consumed From Non Renewable Sources
24,111.57 Non-SI:GJ 31,632.73 Non-SI:GJ +7521.16 Non-SI:GJ (+31.2%)
Environmental Energy diff
Total Energy Consumed From Renewable And Non Renewable Sources
24,111.57 Non-SI:GJ 31,632.73 Non-SI:GJ +7521.16 Non-SI:GJ (+31.2%)
Environmental Energy
Total Energy Consumed From Renewable Sources
0 Non-SI:GJ 0 Non-SI:GJ 0 Non-SI:GJ
Environmental Energy
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators
Yes Yes
Environmental Energy
Total Energy Consumption And Energy Intensity Applicable To The Company
Yes Yes
Environmental Other
Recycled
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other
Battery Waste
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other
Bio Medical Waste
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other
Construction And Demolition Waste
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other diff
Desclosure Of The Processes Used To Identify Work Related Hazards And Assess Risks On ARoutine And Non Routine Basis By The Entity
Regular trainings are conducted to build awareness about occupational health and safety and regular branch and field audits help in capturing any deviations and... In light of our business operations, hazard identification may not be directly applicable. Nonetheless, we recognise the importance of continuously conducting h...
Environmental Other diff
Significant Direct And Indirect Impact On Biodiversity In Such Areas Along With Prevention And Remediation Activities
Not Applicable. NA
Environmental Other diff
Waste Management Practices Adopted In Your Establishments And The Strategy Adopted By Company To Reduce Usage Of Hazardous And Toxic Chemicals
Not Applicable. As a financial services provider, JFSL does not generate hazardous or chemical waste in any of its operations.
Environmental Other diff
EWaste
0.5 Non-SI:t 2.9 Non-SI:t +2.4 Non-SI:t (+480%)
Environmental Other diff
Has The Entity Implemented Mechanism For Zero Liquid Discharge
No NA
Environmental Other
Other Hazardous Waste
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other diff
Other Non Hazardous Waste Generated
0 Non-SI:t 23.03 Non-SI:t +23.03 Non-SI:t
Environmental Other
Plastic Waste
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other diff
Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks Is Not Applicable
Not Applicable. Owing to the nature of the business of the Company, this question is also not applicable to us. Also, the Company does not have workers.
Environmental Other
Radioactive Waste
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other
Recycled Or Re Used In Put Material To Total Material
0 0 0
Environmental Other diff
Recycling And/Or Safe Disposal As % To Total Turnover
1 0 -1 (-100%)
Environmental Other diff
Total Fuel Consumption From Non Renewable Sources
712.43 Non-SI:GJ 90.55 Non-SI:GJ -621.88 Non-SI:GJ (-87.3%)
Environmental Other
Total Fuel Consumption From Renewable Sources
0 Non-SI:GJ 0 Non-SI:GJ 0 Non-SI:GJ
Environmental Other diff
Total Waste Disposed
0 Non-SI:t 6.67 Non-SI:t +6.67 Non-SI:t
Environmental Other diff
Total Waste Generated
0.5 Non-SI:t 25.93 Non-SI:t +25.43 Non-SI:t (+5086%)
Environmental Other diff
Total Waste Recovered
0 Non-SI:t 19.26 Non-SI:t +19.26 Non-SI:t
Environmental Other
Waste Disposed By Incineration
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other
Waste Disposed By Landfilling
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other diff
Waste Disposed By Other Disposal Operations
0 Non-SI:t 6.67 Non-SI:t +6.67 Non-SI:t
Environmental Other
Waste Intensity In Term Of Physical Output
0 Non-SI:t 0 Non-SI:t +0 Non-SI:t
Environmental Other
Waste Intensity Per Rupee Of Turnover
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other
Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
0 Non-SI:t 0 Non-SI:t +0 Non-SI:t (+514.5%)
Environmental Other
Waste Recovered Through Other Recovery Operations
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other
Waste Recovered Through Re Used
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Environmental Other diff
Waste Recovered Through Recycled
0 Non-SI:t 19.26 Non-SI:t +19.26 Non-SI:t
Environmental Other
Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks
NA NA
Environmental Water diff
External assurance on water withdrawal (Yes/No)
No Yes
Environmental Water
Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress
No No
Environmental Water diff
Total Volume Of Water Consumption
0 kL 57,986.63 kL +57986.63 kL
Environmental Water diff
Total Volume Of Water Withdrawal
0 kL 57,986.63 kL +57986.63 kL
Environmental Water diff
Total Water Discharged In Kilolitres
0 kL 42,170.3 kL +42170.3 kL
Environmental Water
Water Discharge By Sent To Third Parties
0 kL 0 kL 0 kL
Environmental Water
Water Discharge By Sent To Third Parties With Treatment
0 kL 0 kL 0 kL
Environmental Water
Water Discharge By Sent To Third Parties Without Treatment
0 kL 0 kL 0 kL
Environmental Water diff
Water Discharge To Others
0 kL 42,170.3 kL +42170.3 kL
Environmental Water
Water Discharge To Others With Treatment
0 kL 0 kL 0 kL
Environmental Water diff
Water Discharge To Others Without Treatment
0 kL 42,170.3 kL +42170.3 kL
Environmental Water
Water Discharge To Seawater
0 kL 0 kL 0 kL
Environmental Water
Water Discharge To Seawater With Out Treatment
0 kL 0 kL 0 kL
Environmental Water
Water Discharge To Seawater With Treatment
0 kL 0 kL 0 kL
Environmental Water diff
Water Intensity In Term Of Physical Output
0 kL 6.25 kL +6.25 kL
Environmental Water
Water Intensity Per Rupee Of Turnover
0 kL 0 kL 0 kL
Environmental Water diff
Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
0 kL 2.24 kL +2.24 kL
Environmental Water
Water Intensity The Relevant Metric May Be Selected By The Entity
0 kL 0 kL 0 kL
Environmental Water
Water Withdrawal By Groundwater
0 kL 0 kL 0 kL
Environmental Water
Water Withdrawal By Others
0 kL 0 kL 0 kL
Environmental Water
Water Withdrawal By Seawater Or Desalinated Water
0 kL 0 kL 0 kL
Environmental Water
Water Withdrawal By Surface Water
0 kL 0 kL 0 kL
Environmental Water diff
Water Withdrawal By Third Party Water
0 kL 57,986.63 kL +57986.63 kL
Environmental Water
Water discharge to groundwater
0 kL 0 kL 0 kL
Environmental Water
Water discharge to groundwater (treated)
0 kL 0 kL 0 kL
Environmental Water
Water discharge to groundwater (untreated)
0 kL 0 kL 0 kL
Environmental Water
Water discharge to surface water
0 kL 0 kL 0 kL
Environmental Water
Water discharge to surface water (treated)
0 kL 0 kL 0 kL
Environmental Water
Water discharge to surface water (untreated)
0 kL 0 kL 0 kL
Environmental Water diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged
No Yes
Governance Governance diff
Complaints On POSHUp Held
6 5 -1 (-16.7%)
Governance Governance
Complaints on directors conflict of interest (count)
0 0 0
Governance Governance diff
Consumer Complaints Pending Resolution At End Of Year
0 83 +83
Governance Governance diff
Consumer Complaints Received Year
1,526 4,285 +2759 (+180.8%)
Governance Governance diff
Describe The Mechanisms In Place To Receive And Respond To Consumer Complaints And Feedback
Refer to Page 49 of the Integrated Annual Report Not applicable as the Company being NBFC does not produce any good or provide any service. Hence the Company does not have any customer/consumer.
Governance Governance diff
ABusiness Process Being Modified Or Introduced As AResult Of Addressing Human Rights Grievances Or Complaints
Nil. No human rights related grievances/complaints were received during the FY 2024-25 and thus there have been no changes implemented in the business processes.
Governance Governance diff
Specified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues
DIN: 07235226 Name: Udaya Kumar Hebbar Designation: Managing Director Yes, the BRS Committee as stated above in point 8 is responsible for decision making on sustainability related issues.
Governance Governance
Directors with disciplinary actions (count)
0 0 0
Governance Governance
Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues
Yes Yes
Governance Governance
Employees with disciplinary actions (count)
0 0 0
Governance Governance
KMPs with disciplinary actions (count)
0 0 0
Governance Governance
Median Of Remuneration Or Salary Or Wages Of Board Of Directors
₹ 0 ₹ 0 ₹ 0
Governance Governance
Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP
₹ 0 ₹ 0 ₹ 0
Governance Governance
# Board Of Directors For Remuneration Or Salary Or Wages
0 0 0
Governance Governance
# Complaints Filed Year
0 0 0
Governance Governance diff
# Complaints Filed From Stake Holder Group Year
0 50 +50
Governance Governance
# Complaints Pending From Stake Holder Group Resolution At The End Of Year
0 0 0
Governance Governance
# Complaints Pending Resolution At The End Of Year
0 0 0
Governance Governance
# Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs
0 0 0
Governance Governance diff
# Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages
0 420,457 +420457
Governance Governance
# Female Board Of Directors
2 2 0 (0%)
Governance Governance
% Complaints In Respect Of # Employees Or Worker
0 0 +0 (+36.8%)
Governance Governance diff
% Female Board Of Directors
0.25 0.2 -0.05 (-20%)
Governance Governance diff
Remark For Consumer Complaints
- NA
Governance Governance diff
Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps
Nil Not Applicable
Governance Governance diff
Remarks Stake Holder Group From Whom Complaint Is Received
Value Chain Partners grievances currently not recorded NA
Governance Governance diff
Remarks on directors conflict of interest complaints
Nil Not Applicable
Governance Governance diff
Remarksfor Complaints
Nil NA
Governance Governance diff
Statement By Director Responsible For The Business Responsibility Report Highlighting ESGRelated Challenges Targets And Achievements
Refer to Page 11 of Integrated Annual Report Please refer to message from the Chairman & Managing Director.
Governance Governance diff
Total Complaints Reported Under Sexual Harassment Of Women At Workplace
8 6 -2 (-25%)
Governance Governance diff
Total # Board Of Directors
8 10 +2 (+25%)
Governance Governance
Workers with disciplinary actions (count)
0 0 0
Governance Other diff
Brief Of Any Issues Related To Anti Competitive Conduct By The Entity
0 N.A
Governance Other diff
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency
Quarterly Any other
Governance Other diff
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By
Committee of the Board Any other Committee
Governance Other diff
Corrective Action Taken For Any Issues Related To Anti Competitive Conduct By The Entity
0 N.A
Governance Other diff
Describe The Mechanisms To Receive And Redress Grievances Of The Community
Refer to Page 49 of the Integrated Annual Report. Not Applicable
Governance Other diff
Any Corrective Action Taken Or Underway On Issues Related To Fines Or Penalties Or Action Taken By Regulators Or Law Enforcement Agencies Or Judicial Institutions On Cases Of Corruption And C~19 c 7 f 5 b 3
Nil Not Applicable
Governance Other diff
Any Corrective Actions Taken Or Underway On Issues Relating To Advertising And Delivery Of Essential Services Or Cyber Security And Data Privacy Or Recalls Or Penalty Or Action Taken By Regul~5861 bc 5 c
Nil No cyber-attacks have been reported during the current financial year, and therefore, no corrective measures have been undertaken by the Company.
Governance Other diff
Impact Of Data Breaches
Nil Not Applicable
Governance Other diff
Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees
Refer to Page 61 of the Integrated Annual Report. The Whistle-blower Policy is applicable to all employees, vendors, suppliers and consultants associated with the Company.
Governance Other diff
Mechanism Available To Receive And Redress Grievances For Permanent Employees
Refer to Page 61 of the Integrated Annual Report. Yes, the company has Vigil Mechanism/Whistle Blower Policy for this purpose
Governance Other
Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy
Yes Yes
Governance Other
Does The Entity Have An Anti Corruption Or Anti Bribery Policy
Yes Yes
Governance Other
Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board
Yes Yes
Governance Other
Frequency Of Review By Board
Others – please specify Others – please specify
Governance Other diff
Grievance Redressal Mechanism In Place
No Yes
Governance Other
Has The Policy Been Approved By The Board
Yes Yes
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees
Yes Yes
Governance Other diff
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers
Yes No
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees
Yes Yes
Governance Other diff
Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers
Yes No
Governance Other
Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker
Yes Yes
Governance Other
# Instances Of Data Breaches Along With Impact
0 0 0
Governance Other
% Data Breaches Involving Personally Identifiable Information Of Customers
0 0 0
Governance Other diff
Web Link At Anti Corruption Or Anti Bribery Policy Is Place
https://www.creditaccessgrameen.in/governance/policies/ https://www.motilaloswalgroup.com/Downirvirdir/151009073Sustainable-Sourcing-and-Preferential-Procurement-Policy.pdf
Governance Other diff
Web Link For Grievance Redress Policy
https://www.creditaccessgrameen.in/governance/policies/ https://www.motilaloswalgroup.com/Downirvirdir/151009073Sustainable-Sourcing-and-Preferential-Procurement-Policy.pdf
Governance Other diff
Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy
https://www.creditaccessgrameen.in/governance/policies/ Not available
Governance Other diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management
No Yes
Governance Other diff
Company Has Undertaken Assessment Or Assurance Of The BRSRCore
No Yes assurance
Other Other diff
Action Taken
NA N.A
Other Other diff
Address Of Corporate Office
New No. 49 (Old No725), 46th Cross, 8th Block, Jayanagar, (Next to Rajalakshmi Kalyana Mantap) Bengaluru KA-560070 Motilal Oswal Tower, Rahimtullah Sayani Opposite Parel ST Depot, Prabhadevi, Mumbai-400025, Mumbai, Maharashtra, India, 400025
Other Other diff
Address Of Registered Office
New No. 49 (Old No725), 46th Cross, 8th Block, Jayanagar, (Next to Rajalakshmi Kalyana Mantap) Bengaluru KA-560070 Motilal Oswal Tower, Rahimtullah Sayani Opposite Parel ST Depot, Prabhadevi, Mumbai-400025, Mumbai, Maharashtra, India, 400025
Other Other diff
Accounts Payable Year
₹ 0 ₹ 15 ₹ +15
Other Other
Compounding Fee
₹ 0 ₹ 0 ₹ 0
Other Other diff
Cost Incurred On Well Being Measures
₹ 104,714,433 ₹ 1,435.18 ₹ -104712997.82 (-100%)
Other Other diff
Fines Or Penalties
₹ 0 ₹ 500,000 ₹ +500000
Other Other diff
Investments In Related Parties
₹ 0 ₹ 179,614 ₹ +179614
Other Other diff
Loans And Advances Given To Related Parties
₹ 0 ₹ 528.32 ₹ +528.32
Other Other diff
Purchases From Related Parties
₹ 0 ₹ 10,197.66 ₹ +10197.66
Other Other
Purchases From Top Ten Trading Houses
₹ 0 ₹ 0 ₹ 0
Other Other
Purchases From Trading Houses
₹ 0 ₹ 0 ₹ 0
Other Other
Re Used
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Other Other
Safely Disposed
0 Non-SI:t 0 Non-SI:t 0 Non-SI:t
Other Other diff
Sales To Dealers Or Distributors
₹ 0 ₹ 102,814 ₹ +102814
Other Other diff
Sales To Related Parties
₹ 283,870,359 ₹ 16,348.38 ₹ -283854010.62 (-100%)
Other Other diff
Sales To Top Ten Dealers Or Distributors
₹ 0 ₹ 4,962.79 ₹ +4962.79
Other Other
Settlement
₹ 0 ₹ 0 ₹ 0
Other Other diff
Total Investments
₹ 0 ₹ 641,823 ₹ +641823
Other Other diff
Total Loans And Advances
₹ 0 ₹ 407,858.19 ₹ +407858.19
Other Other
Total Purchases
₹ 0 ₹ 0 ₹ 0
Other Other diff
Total Purchases For Share Of Related Party Transactions
₹ 0 ₹ 191,540.42 ₹ +191540.42
Other Other
Total Purchases From Trading Houses
₹ 0 ₹ 0 ₹ 0
Other Other diff
Total Sales
₹ 0 ₹ 535,934.82 ₹ +535934.82
Other Other diff
Total Sales For Share Of Related Party Transactions
₹ 57,561,445,322 ₹ 535,934.82 ₹ -57560909387.18 (-100%)
Other Other diff
Total Sales To Dealers Or Distributors
₹ 0 ₹ 102,814 ₹ +102814
Other Other
Category
Subsidiary Subsidiary
Other Other
Channels Of Communication
Other Other
Other Other diff
Contact # Contact Person
+91 80 22637300 022-39804200/71934200
Other Other diff
Corporate Identity Number
L51216KA1991PLC053425 L67190MH2005PLC153397
Other Other diff
Corrective Action Taken For Initiative
0 NA
Other Other
Cost Of Goods Or Services Procured Year
₹ 0 ₹ 0 ₹ 0
Other Other
Date Of End Of FY
2025-03-31 2025-03-31
Other Other
Date Of End Of Previous Year
2024-03-31 2024-03-31
Other Other
Date Of End Of Prior To Previous Year
2023-03-31 2023-03-31
Other Other diff
Date Of Incorporation
1991-06-12 2005-05-18
Other Other
Date Of Start Of FY
2024-04-01 2024-04-01
Other Other
Date Of Start Of Previous Year
2023-04-01 2023-04-01
Other Other
Date Of Start Of Prior To Previous Year
2022-04-01 2022-04-01
Other Other
Deducted And Deposited With The Authority
Yes Yes
Other Other diff
Describe The Measures Taken By The Entity To Ensure ASafe And Healthy Work Place
Regular trainings are conducted to build awareness about occupational health and safety and regular branch and field audits help in capturing any deviations and... Refer 10(a) above
Other Other diff
Description Of Business Activity
Providing loans for income generation activities and other lifecycle needs to economically weaker sections Other financial activities
Other Other diff
Description Of Main Activity
Group Lending Financial and Insurance Service
Other Other diff
Description Of The Risk Or Concern
NA Given the nature of JFSL’s business, this question is not applicable/material to the Company
Other Other diff
Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Plant And Office
Nil. Not Applicable
Other Other diff
Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner
Not Applicable. No corrective action was necessitated
Other Other diff
Improvements In Environmental And Social Impacts Due To Capex
Refer to Page 67-69 of the Integrated Annual Report 0
Other Other diff
Improvements In Environmental And Social Impacts Due To RAnd D
- 0
Other Other diff
Instances Of Engagement With And Actions Taken To Address The Concerns Of Vulnerable Marginalized Stakeholder Groups
Refer to Page 48-53 of the Integrated Annual Report. Both MFSL and AMLI through its CSR initiatives provide support to vulnerable/ marginalized stakeholder groups. For details please see Principle 8.
Other Other diff
Other Channels Of Communication
Meetings Calls Website Newspaper Email Newspaper advertisements, email, annual reports, website, and transcripts of conferences and other meetings.
Other Other diff
Other Frequency Of Engagement
Quarterly/need-based Need based
Other Other diff
Case
Nil NA
Other Other diff
Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy
DIN: 07235226 Name: Udaya Kumar Hebbar Designation: Managing Director Mr. Raul Rebello (Managing Directro and Chief Executive Officer) MMFSL is the highest authority responsible for oversight on business responsibility across the...
Other Other diff
Scope And Coverage Of Any Human Rights Due Diligence Conducted
Nil. Not applicable
Other Other diff
Disclose Any Significant Adverse Impact To The Environment Arising From The Value Chain What Mitigation Or Adaptation Measures Have Been Taken By The Entity In This Regard
Not Applicable Not applicable
Other Other
Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts
Yes Yes
Other Other diff
Do The Enlisted Policies Extend To Your Value Chain Partners
Yes No
Other Other
Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business
Yes Yes
Other Other diff
Do You Have APreferential Procurement Policy Where You Give Preference To Purchase From Suppliers Comprising Marginalized Or Vulnerable Groups
No Yes
Other Other
Does Company Participate In The Business Responsibility Initiatives Of The Listed Entity
Yes Yes
Other Other
Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws
Yes Yes
Other Other
Does The Entity Have ABusiness Continuity And Disaster Management Plan
Yes Yes
Other Other
Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016
Yes Yes
Other Other
Does The Entity Have Procedures In Place For Sustainable Sourcing
Yes Yes
Other Other
Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment
Yes Yes
Other Other diff
EMail Of Contact Person
cs@cagrameen.in corpsec@motilaloswal.com
Other Other diff
EMail
info@cagrameen.in corpsec@motilaloswal.com
Other Other diff
Financial Implications Of The Risk Or Opportunity
Positive Implications Negative Implications
Other Other
Frequency Of Engagement
Others – please specify Others – please specify
Other Other diff
From Which Marginalized Or Vulnerable Groups Do You Procure
Not Applicable NA
Other Other diff
Gross Wages Paid To Female
₹ 853,160,131 ₹ 15,533.34 ₹ -853144597.66 (-100%)
Other Other
Has An Appeal Been Preferred For Compounding Fee
No No
Other Other
Has An Appeal Been Preferred For Imprisonment
No No
Other Other
Has An Appeal Been Preferred For Penalty Or Fine
No No
Other Other
Has An Appeal Been Preferred For Punishment
No No
Other Other
Has An Appeal Been Preferred For Settlement
No No
Other Other diff
Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency
No Yes
Other Other
Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services
NA NA
Other Other diff
In Case Of Risk Approach To Adapt Or Mitigate
Necessary checks and balances in place to ensure data protection N.A
Other Other diff
Indicate In Put Material
Not Applicable. Given the nature of JFSL’s business, this question is not applicable/material to the Company
Other Other diff
Indicate Product Category
Not Applicable Given the nature of JFSL’s business, this question is not applicable/material to the Company
Other Other
Indicate Whether Risk Or Opportunity
R R
Other Other diff
Initiative Undertaken
Not Applicable Sensor based urinal Pot installation
Other Other
Is The Entity Compliant With The Applicable Environmental Law
NA NA
Other Other
Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016
Yes Yes
Other Other diff
Material Issue Identified
Data security and privacy Business Continuity
Other Other
Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel
₹ 0 ₹ 0 ₹ 0
Other Other diff
Method Resorted For Such Advocacy
0 None
Other Other diff
NGRBCPrinciple For Compounding Fee
NA -
Other Other diff
NGRBCPrinciple For Imprisonment
NA -
Other Other diff
NGRBCPrinciple For Penalty Or Fine
NA Principle 1 SEBI
Other Other diff
NGRBCPrinciple For Punishment
NA -
Other Other diff
NGRBCPrinciple For Settlement
NA -
Other Other diff
NICCode Of Product Or Service Sold By The Entity
65,923 67,120 +1197 (+1.8%)
Other Other diff
Name Of Authority
Nil N.A
Other Other diff
Name Of Contact Person
Mahadev Prakash Mr. Niren Srivastava
Other Other diff
Name Of Product Or Service
The Company’s products/services are compliant with the internal ESMS framework & IFC performance standards N.A
Other Other
Name Of Stock Exchange Where The Company Is Listed
NSE NSE
Other Other diff
Name
CreditAccess Grameen Limited Motilal Oswal Financial Services Limited