CreditAccess Grameen Limited vs Arman Financial Services Limited Comparison
Auto-matched BRSR XBRL metric keys across selected companies.
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Keys
399
common across selection
Keys
833
total union
Mode
Year: 2025
Common keys
| KPI | CreditAccess Grameen Limited | Arman Financial Services Limited | Delta |
|---|---|---|---|
|
Environmental
Emissions
diff
Does The Entity Have Any Project Related To Reducing Green House Gas Emission
|
NA | Yes | — |
|
Environmental
Emissions
diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Green House Gas Emissions
|
The Company has carried an independent assessment (limited assurance) by BDO India LLP. | Moore Singhi Advisors LLP | — |
|
Environmental
Emissions
diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Total Scope 3 Emissions
|
The Company has carried an independent assessment (limited assurance) by BDO India LLP. | SGS India | — |
|
Environmental
Emissions
diff
Project Related To Reducing Green House Gas Emission Non-Applicability
|
Not Applicable | Not applicable as the Company is a NBFC Investment Company. | — |
|
Environmental
Emissions
diff
Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output
|
0.23 Non-SI:tCO2e | 0.69 Non-SI:MtCO2e | — |
|
Environmental
Emissions
diff
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover
|
0 Non-SI:tCO2e | 0 Non-SI:MtCO2e | — |
|
Environmental
Emissions
diff
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity
|
1.73 Non-SI:tCO2e | 0.25 Non-SI:MtCO2e | — |
|
Environmental
Emissions
diff
Total Scope 1 Emissions
|
83.12 Non-SI:tCO2e | 6.76 Non-SI:MtCO2e | — |
|
Environmental
Emissions
diff
Total Scope 2 Emissions
|
4,725.33 Non-SI:tCO2e | 6,369.77 Non-SI:MtCO2e | — |
|
Environmental
Emissions
diff
Total Scope 3 Emission Intensity The Relevant Metric May Be Selected By The Entity
|
159.75 Non-SI:tCO2e | 0.27 Non-SI:tCO2e | -159.48 Non-SI:tCO2e (-99.8%) |
|
Environmental
Emissions
diff
Total Scope 3 Emissions
|
3,349,894.23 Non-SI:tCO2e | 11,116.16 Non-SI:MtCO2e | — |
|
Environmental
Emissions
diff
Total Scope 3 Emissions Per Rupee Of Turnover
|
58.2 Non-SI:tCO2e | 0.02 Non-SI:MtCO2e | — |
|
Environmental
Emissions
diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Total Scope 3 Emissions
|
Yes | No | — |
|
Environmental
Emissions
Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions
|
Yes | Yes | — |
|
Environmental
Emissions
Air Emissions Other Than Ghg Emissions By The Entity Applicability
|
No | No | — |
|
Environmental
Emissions
Green House Gas Emissions And Its Intensity Applicability
|
Yes | Yes | — |
|
Environmental
Emissions
Total Scope 3 Emissions And Its Intensity Applicability
|
Yes | Yes | — |
|
Environmental
Energy
Energy Consumption Through Other Sources From Non Renewable Sources
|
0 Non-SI:GJ | 0 Non-SI:GJ | 0 Non-SI:GJ |
|
Environmental
Energy
Energy Consumption Through Other Sources From Renewable Sources
|
0 Non-SI:GJ | 0 Non-SI:GJ | 0 Non-SI:GJ |
|
Environmental
Energy
diff
Energy Intensity In Term Of Physical Output
|
1.15 Non-SI:GJ | 3.41 Non-SI:GJ | +2.26 Non-SI:GJ (+196.5%) |
|
Environmental
Energy
Energy Intensity Per Rupee Of Turnover
|
0 Non-SI:GJ | 0 Non-SI:GJ | +0 Non-SI:GJ |
|
Environmental
Energy
diff
Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
|
9 Non-SI:GJ | 1.22 Non-SI:GJ | -7.78 Non-SI:GJ (-86.4%) |
|
Environmental
Energy
diff
Name Of The External Agency That Undertook Independent Assessment Or Evaluation Or Assurance For Energy Consumption
|
The Company has carried an independent assessment (limited assurance) by BDO India LLP. | Moore Singhi Advisors LLP | — |
|
Environmental
Energy
diff
Total Electricity Consumption From Non Renewable Sources
|
23,399.14 Non-SI:GJ | 31,542.18 Non-SI:GJ | +8143.04 Non-SI:GJ (+34.8%) |
|
Environmental
Energy
Total Electricity Consumption From Renewable Sources
|
0 Non-SI:GJ | 0 Non-SI:GJ | 0 Non-SI:GJ |
|
Environmental
Energy
diff
Total Energy Consumed From Non Renewable Sources
|
24,111.57 Non-SI:GJ | 31,632.73 Non-SI:GJ | +7521.16 Non-SI:GJ (+31.2%) |
|
Environmental
Energy
diff
Total Energy Consumed From Renewable And Non Renewable Sources
|
24,111.57 Non-SI:GJ | 31,632.73 Non-SI:GJ | +7521.16 Non-SI:GJ (+31.2%) |
|
Environmental
Energy
Total Energy Consumed From Renewable Sources
|
0 Non-SI:GJ | 0 Non-SI:GJ | 0 Non-SI:GJ |
|
Environmental
Energy
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators
|
Yes | Yes | — |
|
Environmental
Energy
Total Energy Consumption And Energy Intensity Applicable To The Company
|
Yes | Yes | — |
|
Environmental
Other
Recycled
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
Battery Waste
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
Bio Medical Waste
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
Construction And Demolition Waste
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
diff
Desclosure Of The Processes Used To Identify Work Related Hazards And Assess Risks On ARoutine And Non Routine Basis By The Entity
|
Regular trainings are conducted to build awareness about occupational health and safety and regular branch and field audits help in capturing any deviations and... | In light of our business operations, hazard identification may not be directly applicable. Nonetheless, we recognise the importance of continuously conducting h... | — |
|
Environmental
Other
diff
Significant Direct And Indirect Impact On Biodiversity In Such Areas Along With Prevention And Remediation Activities
|
Not Applicable. | NA | — |
|
Environmental
Other
diff
Waste Management Practices Adopted In Your Establishments And The Strategy Adopted By Company To Reduce Usage Of Hazardous And Toxic Chemicals
|
Not Applicable. | As a financial services provider, JFSL does not generate hazardous or chemical waste in any of its operations. | — |
|
Environmental
Other
diff
EWaste
|
0.5 Non-SI:t | 2.9 Non-SI:t | +2.4 Non-SI:t (+480%) |
|
Environmental
Other
diff
Has The Entity Implemented Mechanism For Zero Liquid Discharge
|
No | NA | — |
|
Environmental
Other
Other Hazardous Waste
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
diff
Other Non Hazardous Waste Generated
|
0 Non-SI:t | 23.03 Non-SI:t | +23.03 Non-SI:t |
|
Environmental
Other
Plastic Waste
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
diff
Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks Is Not Applicable
|
Not Applicable. | Owing to the nature of the business of the Company, this question is also not applicable to us. Also, the Company does not have workers. | — |
|
Environmental
Other
Radioactive Waste
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
Recycled Or Re Used In Put Material To Total Material
|
0 | 0 | 0 |
|
Environmental
Other
diff
Recycling And/Or Safe Disposal As % To Total Turnover
|
1 | 0 | -1 (-100%) |
|
Environmental
Other
diff
Total Fuel Consumption From Non Renewable Sources
|
712.43 Non-SI:GJ | 90.55 Non-SI:GJ | -621.88 Non-SI:GJ (-87.3%) |
|
Environmental
Other
Total Fuel Consumption From Renewable Sources
|
0 Non-SI:GJ | 0 Non-SI:GJ | 0 Non-SI:GJ |
|
Environmental
Other
diff
Total Waste Disposed
|
0 Non-SI:t | 6.67 Non-SI:t | +6.67 Non-SI:t |
|
Environmental
Other
diff
Total Waste Generated
|
0.5 Non-SI:t | 25.93 Non-SI:t | +25.43 Non-SI:t (+5086%) |
|
Environmental
Other
diff
Total Waste Recovered
|
0 Non-SI:t | 19.26 Non-SI:t | +19.26 Non-SI:t |
|
Environmental
Other
Waste Disposed By Incineration
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
Waste Disposed By Landfilling
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
diff
Waste Disposed By Other Disposal Operations
|
0 Non-SI:t | 6.67 Non-SI:t | +6.67 Non-SI:t |
|
Environmental
Other
Waste Intensity In Term Of Physical Output
|
0 Non-SI:t | 0 Non-SI:t | +0 Non-SI:t |
|
Environmental
Other
Waste Intensity Per Rupee Of Turnover
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
|
0 Non-SI:t | 0 Non-SI:t | +0 Non-SI:t (+514.5%) |
|
Environmental
Other
Waste Recovered Through Other Recovery Operations
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
Waste Recovered Through Re Used
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Environmental
Other
diff
Waste Recovered Through Recycled
|
0 Non-SI:t | 19.26 Non-SI:t | +19.26 Non-SI:t |
|
Environmental
Other
Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks
|
NA | NA | — |
|
Environmental
Water
diff
External assurance on water withdrawal (Yes/No)
|
No | Yes | — |
|
Environmental
Water
Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress
|
No | No | — |
|
Environmental
Water
diff
Total Volume Of Water Consumption
|
0 kL | 57,986.63 kL | +57986.63 kL |
|
Environmental
Water
diff
Total Volume Of Water Withdrawal
|
0 kL | 57,986.63 kL | +57986.63 kL |
|
Environmental
Water
diff
Total Water Discharged In Kilolitres
|
0 kL | 42,170.3 kL | +42170.3 kL |
|
Environmental
Water
Water Discharge By Sent To Third Parties
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge By Sent To Third Parties With Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge By Sent To Third Parties Without Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Discharge To Others
|
0 kL | 42,170.3 kL | +42170.3 kL |
|
Environmental
Water
Water Discharge To Others With Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Discharge To Others Without Treatment
|
0 kL | 42,170.3 kL | +42170.3 kL |
|
Environmental
Water
Water Discharge To Seawater
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge To Seawater With Out Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge To Seawater With Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Intensity In Term Of Physical Output
|
0 kL | 6.25 kL | +6.25 kL |
|
Environmental
Water
Water Intensity Per Rupee Of Turnover
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
|
0 kL | 2.24 kL | +2.24 kL |
|
Environmental
Water
Water Intensity The Relevant Metric May Be Selected By The Entity
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Withdrawal By Groundwater
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Withdrawal By Others
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Withdrawal By Seawater Or Desalinated Water
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Withdrawal By Surface Water
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Withdrawal By Third Party Water
|
0 kL | 57,986.63 kL | +57986.63 kL |
|
Environmental
Water
Water discharge to groundwater
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to groundwater (treated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to groundwater (untreated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to surface water
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to surface water (treated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to surface water (untreated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged
|
No | Yes | — |
|
Governance
Governance
diff
Complaints On POSHUp Held
|
6 | 5 | -1 (-16.7%) |
|
Governance
Governance
Complaints on directors conflict of interest (count)
|
0 | 0 | 0 |
|
Governance
Governance
diff
Consumer Complaints Pending Resolution At End Of Year
|
0 | 83 | +83 |
|
Governance
Governance
diff
Consumer Complaints Received Year
|
1,526 | 4,285 | +2759 (+180.8%) |
|
Governance
Governance
diff
Describe The Mechanisms In Place To Receive And Respond To Consumer Complaints And Feedback
|
Refer to Page 49 of the Integrated Annual Report | Not applicable as the Company being NBFC does not produce any good or provide any service. Hence the Company does not have any customer/consumer. | — |
|
Governance
Governance
diff
ABusiness Process Being Modified Or Introduced As AResult Of Addressing Human Rights Grievances Or Complaints
|
Nil. | No human rights related grievances/complaints were received during the FY 2024-25 and thus there have been no changes implemented in the business processes. | — |
|
Governance
Governance
diff
Specified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues
|
DIN: 07235226 Name: Udaya Kumar Hebbar Designation: Managing Director | Yes, the BRS Committee as stated above in point 8 is responsible for decision making on sustainability related issues. | — |
|
Governance
Governance
Directors with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Governance
Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues
|
Yes | Yes | — |
|
Governance
Governance
Employees with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Governance
KMPs with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Governance
Median Of Remuneration Or Salary Or Wages Of Board Of Directors
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Governance
Governance
Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Governance
Governance
# Board Of Directors For Remuneration Or Salary Or Wages
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Filed Year
|
0 | 0 | 0 |
|
Governance
Governance
diff
# Complaints Filed From Stake Holder Group Year
|
0 | 50 | +50 |
|
Governance
Governance
# Complaints Pending From Stake Holder Group Resolution At The End Of Year
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Pending Resolution At The End Of Year
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs
|
0 | 0 | 0 |
|
Governance
Governance
diff
# Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages
|
0 | 420,457 | +420457 |
|
Governance
Governance
# Female Board Of Directors
|
2 | 2 | 0 (0%) |
|
Governance
Governance
% Complaints In Respect Of # Employees Or Worker
|
0 | 0 | +0 (+36.8%) |
|
Governance
Governance
diff
% Female Board Of Directors
|
0.25 | 0.2 | -0.05 (-20%) |
|
Governance
Governance
diff
Remark For Consumer Complaints
|
- | NA | — |
|
Governance
Governance
diff
Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps
|
Nil | Not Applicable | — |
|
Governance
Governance
diff
Remarks Stake Holder Group From Whom Complaint Is Received
|
Value Chain Partners grievances currently not recorded | NA | — |
|
Governance
Governance
diff
Remarks on directors conflict of interest complaints
|
Nil | Not Applicable | — |
|
Governance
Governance
diff
Remarksfor Complaints
|
Nil | NA | — |
|
Governance
Governance
diff
Statement By Director Responsible For The Business Responsibility Report Highlighting ESGRelated Challenges Targets And Achievements
|
Refer to Page 11 of Integrated Annual Report | Please refer to message from the Chairman & Managing Director. | — |
|
Governance
Governance
diff
Total Complaints Reported Under Sexual Harassment Of Women At Workplace
|
8 | 6 | -2 (-25%) |
|
Governance
Governance
diff
Total # Board Of Directors
|
8 | 10 | +2 (+25%) |
|
Governance
Governance
Workers with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Other
diff
Brief Of Any Issues Related To Anti Competitive Conduct By The Entity
|
0 | N.A | — |
|
Governance
Other
diff
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency
|
Quarterly | Any other | — |
|
Governance
Other
diff
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By
|
Committee of the Board | Any other Committee | — |
|
Governance
Other
diff
Corrective Action Taken For Any Issues Related To Anti Competitive Conduct By The Entity
|
0 | N.A | — |
|
Governance
Other
diff
Describe The Mechanisms To Receive And Redress Grievances Of The Community
|
Refer to Page 49 of the Integrated Annual Report. | Not Applicable | — |
|
Governance
Other
diff
Any Corrective Action Taken Or Underway On Issues Related To Fines Or Penalties Or Action Taken By Regulators Or Law Enforcement Agencies Or Judicial Institutions On Cases Of Corruption And C~19 c 7 f 5 b 3
|
Nil | Not Applicable | — |
|
Governance
Other
diff
Any Corrective Actions Taken Or Underway On Issues Relating To Advertising And Delivery Of Essential Services Or Cyber Security And Data Privacy Or Recalls Or Penalty Or Action Taken By Regul~5861 bc 5 c
|
Nil | No cyber-attacks have been reported during the current financial year, and therefore, no corrective measures have been undertaken by the Company. | — |
|
Governance
Other
diff
Impact Of Data Breaches
|
Nil | Not Applicable | — |
|
Governance
Other
diff
Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees
|
Refer to Page 61 of the Integrated Annual Report. | The Whistle-blower Policy is applicable to all employees, vendors, suppliers and consultants associated with the Company. | — |
|
Governance
Other
diff
Mechanism Available To Receive And Redress Grievances For Permanent Employees
|
Refer to Page 61 of the Integrated Annual Report. | Yes, the company has Vigil Mechanism/Whistle Blower Policy for this purpose | — |
|
Governance
Other
Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy
|
Yes | Yes | — |
|
Governance
Other
Does The Entity Have An Anti Corruption Or Anti Bribery Policy
|
Yes | Yes | — |
|
Governance
Other
Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board
|
Yes | Yes | — |
|
Governance
Other
Frequency Of Review By Board
|
Others – please specify | Others – please specify | — |
|
Governance
Other
diff
Grievance Redressal Mechanism In Place
|
No | Yes | — |
|
Governance
Other
Has The Policy Been Approved By The Board
|
Yes | Yes | — |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees
|
Yes | Yes | — |
|
Governance
Other
diff
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers
|
Yes | No | — |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees
|
Yes | Yes | — |
|
Governance
Other
diff
Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers
|
Yes | No | — |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker
|
Yes | Yes | — |
|
Governance
Other
# Instances Of Data Breaches Along With Impact
|
0 | 0 | 0 |
|
Governance
Other
% Data Breaches Involving Personally Identifiable Information Of Customers
|
0 | 0 | 0 |
|
Governance
Other
diff
Web Link At Anti Corruption Or Anti Bribery Policy Is Place
|
https://www.creditaccessgrameen.in/governance/policies/ | https://www.motilaloswalgroup.com/Downirvirdir/151009073Sustainable-Sourcing-and-Preferential-Procurement-Policy.pdf | — |
|
Governance
Other
diff
Web Link For Grievance Redress Policy
|
https://www.creditaccessgrameen.in/governance/policies/ | https://www.motilaloswalgroup.com/Downirvirdir/151009073Sustainable-Sourcing-and-Preferential-Procurement-Policy.pdf | — |
|
Governance
Other
diff
Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy
|
https://www.creditaccessgrameen.in/governance/policies/ | Not available | — |
|
Governance
Other
diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management
|
No | Yes | — |
|
Governance
Other
diff
Company Has Undertaken Assessment Or Assurance Of The BRSRCore
|
No | Yes assurance | — |
|
Other
Other
diff
Action Taken
|
NA | N.A | — |
|
Other
Other
diff
Address Of Corporate Office
|
New No. 49 (Old No725), 46th Cross, 8th Block, Jayanagar, (Next to Rajalakshmi Kalyana Mantap) Bengaluru KA-560070 | Motilal Oswal Tower, Rahimtullah Sayani Opposite Parel ST Depot, Prabhadevi, Mumbai-400025, Mumbai, Maharashtra, India, 400025 | — |
|
Other
Other
diff
Address Of Registered Office
|
New No. 49 (Old No725), 46th Cross, 8th Block, Jayanagar, (Next to Rajalakshmi Kalyana Mantap) Bengaluru KA-560070 | Motilal Oswal Tower, Rahimtullah Sayani Opposite Parel ST Depot, Prabhadevi, Mumbai-400025, Mumbai, Maharashtra, India, 400025 | — |
|
Other
Other
diff
Accounts Payable Year
|
₹ 0 | ₹ 15 | ₹ +15 |
|
Other
Other
Compounding Fee
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
diff
Cost Incurred On Well Being Measures
|
₹ 104,714,433 | ₹ 1,435.18 | ₹ -104712997.82 (-100%) |
|
Other
Other
diff
Fines Or Penalties
|
₹ 0 | ₹ 500,000 | ₹ +500000 |
|
Other
Other
diff
Investments In Related Parties
|
₹ 0 | ₹ 179,614 | ₹ +179614 |
|
Other
Other
diff
Loans And Advances Given To Related Parties
|
₹ 0 | ₹ 528.32 | ₹ +528.32 |
|
Other
Other
diff
Purchases From Related Parties
|
₹ 0 | ₹ 10,197.66 | ₹ +10197.66 |
|
Other
Other
Purchases From Top Ten Trading Houses
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
Purchases From Trading Houses
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
Re Used
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Other
Other
Safely Disposed
|
0 Non-SI:t | 0 Non-SI:t | 0 Non-SI:t |
|
Other
Other
diff
Sales To Dealers Or Distributors
|
₹ 0 | ₹ 102,814 | ₹ +102814 |
|
Other
Other
diff
Sales To Related Parties
|
₹ 283,870,359 | ₹ 16,348.38 | ₹ -283854010.62 (-100%) |
|
Other
Other
diff
Sales To Top Ten Dealers Or Distributors
|
₹ 0 | ₹ 4,962.79 | ₹ +4962.79 |
|
Other
Other
Settlement
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
diff
Total Investments
|
₹ 0 | ₹ 641,823 | ₹ +641823 |
|
Other
Other
diff
Total Loans And Advances
|
₹ 0 | ₹ 407,858.19 | ₹ +407858.19 |
|
Other
Other
Total Purchases
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
diff
Total Purchases For Share Of Related Party Transactions
|
₹ 0 | ₹ 191,540.42 | ₹ +191540.42 |
|
Other
Other
Total Purchases From Trading Houses
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
diff
Total Sales
|
₹ 0 | ₹ 535,934.82 | ₹ +535934.82 |
|
Other
Other
diff
Total Sales For Share Of Related Party Transactions
|
₹ 57,561,445,322 | ₹ 535,934.82 | ₹ -57560909387.18 (-100%) |
|
Other
Other
diff
Total Sales To Dealers Or Distributors
|
₹ 0 | ₹ 102,814 | ₹ +102814 |
|
Other
Other
Category
|
Subsidiary | Subsidiary | — |
|
Other
Other
Channels Of Communication
|
Other | Other | — |
|
Other
Other
diff
Contact # Contact Person
|
+91 80 22637300 | 022-39804200/71934200 | — |
|
Other
Other
diff
Corporate Identity Number
|
L51216KA1991PLC053425 | L67190MH2005PLC153397 | — |
|
Other
Other
diff
Corrective Action Taken For Initiative
|
0 | NA | — |
|
Other
Other
Cost Of Goods Or Services Procured Year
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
Date Of End Of FY
|
2025-03-31 | 2025-03-31 | — |
|
Other
Other
Date Of End Of Previous Year
|
2024-03-31 | 2024-03-31 | — |
|
Other
Other
Date Of End Of Prior To Previous Year
|
2023-03-31 | 2023-03-31 | — |
|
Other
Other
diff
Date Of Incorporation
|
1991-06-12 | 2005-05-18 | — |
|
Other
Other
Date Of Start Of FY
|
2024-04-01 | 2024-04-01 | — |
|
Other
Other
Date Of Start Of Previous Year
|
2023-04-01 | 2023-04-01 | — |
|
Other
Other
Date Of Start Of Prior To Previous Year
|
2022-04-01 | 2022-04-01 | — |
|
Other
Other
Deducted And Deposited With The Authority
|
Yes | Yes | — |
|
Other
Other
diff
Describe The Measures Taken By The Entity To Ensure ASafe And Healthy Work Place
|
Regular trainings are conducted to build awareness about occupational health and safety and regular branch and field audits help in capturing any deviations and... | Refer 10(a) above | — |
|
Other
Other
diff
Description Of Business Activity
|
Providing loans for income generation activities and other lifecycle needs to economically weaker sections | Other financial activities | — |
|
Other
Other
diff
Description Of Main Activity
|
Group Lending | Financial and Insurance Service | — |
|
Other
Other
diff
Description Of The Risk Or Concern
|
NA | Given the nature of JFSL’s business, this question is not applicable/material to the Company | — |
|
Other
Other
diff
Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Plant And Office
|
Nil. | Not Applicable | — |
|
Other
Other
diff
Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner
|
Not Applicable. | No corrective action was necessitated | — |
|
Other
Other
diff
Improvements In Environmental And Social Impacts Due To Capex
|
Refer to Page 67-69 of the Integrated Annual Report | 0 | — |
|
Other
Other
diff
Improvements In Environmental And Social Impacts Due To RAnd D
|
- | 0 | — |
|
Other
Other
diff
Instances Of Engagement With And Actions Taken To Address The Concerns Of Vulnerable Marginalized Stakeholder Groups
|
Refer to Page 48-53 of the Integrated Annual Report. | Both MFSL and AMLI through its CSR initiatives provide support to vulnerable/ marginalized stakeholder groups. For details please see Principle 8. | — |
|
Other
Other
diff
Other Channels Of Communication
|
Meetings Calls Website Newspaper Email | Newspaper advertisements, email, annual reports, website, and transcripts of conferences and other meetings. | — |
|
Other
Other
diff
Other Frequency Of Engagement
|
Quarterly/need-based | Need based | — |
|
Other
Other
diff
Case
|
Nil | NA | — |
|
Other
Other
diff
Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy
|
DIN: 07235226 Name: Udaya Kumar Hebbar Designation: Managing Director | Mr. Raul Rebello (Managing Directro and Chief Executive Officer) MMFSL is the highest authority responsible for oversight on business responsibility across the... | — |
|
Other
Other
diff
Scope And Coverage Of Any Human Rights Due Diligence Conducted
|
Nil. | Not applicable | — |
|
Other
Other
diff
Disclose Any Significant Adverse Impact To The Environment Arising From The Value Chain What Mitigation Or Adaptation Measures Have Been Taken By The Entity In This Regard
|
Not Applicable | Not applicable | — |
|
Other
Other
Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts
|
Yes | Yes | — |
|
Other
Other
diff
Do The Enlisted Policies Extend To Your Value Chain Partners
|
Yes | No | — |
|
Other
Other
Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business
|
Yes | Yes | — |
|
Other
Other
diff
Do You Have APreferential Procurement Policy Where You Give Preference To Purchase From Suppliers Comprising Marginalized Or Vulnerable Groups
|
No | Yes | — |
|
Other
Other
Does Company Participate In The Business Responsibility Initiatives Of The Listed Entity
|
Yes | Yes | — |
|
Other
Other
Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws
|
Yes | Yes | — |
|
Other
Other
Does The Entity Have ABusiness Continuity And Disaster Management Plan
|
Yes | Yes | — |
|
Other
Other
Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016
|
Yes | Yes | — |
|
Other
Other
Does The Entity Have Procedures In Place For Sustainable Sourcing
|
Yes | Yes | — |
|
Other
Other
Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment
|
Yes | Yes | — |
|
Other
Other
diff
EMail Of Contact Person
|
cs@cagrameen.in | corpsec@motilaloswal.com | — |
|
Other
Other
diff
EMail
|
info@cagrameen.in | corpsec@motilaloswal.com | — |
|
Other
Other
diff
Financial Implications Of The Risk Or Opportunity
|
Positive Implications | Negative Implications | — |
|
Other
Other
Frequency Of Engagement
|
Others – please specify | Others – please specify | — |
|
Other
Other
diff
From Which Marginalized Or Vulnerable Groups Do You Procure
|
Not Applicable | NA | — |
|
Other
Other
diff
Gross Wages Paid To Female
|
₹ 853,160,131 | ₹ 15,533.34 | ₹ -853144597.66 (-100%) |
|
Other
Other
Has An Appeal Been Preferred For Compounding Fee
|
No | No | — |
|
Other
Other
Has An Appeal Been Preferred For Imprisonment
|
No | No | — |
|
Other
Other
Has An Appeal Been Preferred For Penalty Or Fine
|
No | No | — |
|
Other
Other
Has An Appeal Been Preferred For Punishment
|
No | No | — |
|
Other
Other
Has An Appeal Been Preferred For Settlement
|
No | No | — |
|
Other
Other
diff
Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency
|
No | Yes | — |
|
Other
Other
Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services
|
NA | NA | — |
|
Other
Other
diff
In Case Of Risk Approach To Adapt Or Mitigate
|
Necessary checks and balances in place to ensure data protection | N.A | — |
|
Other
Other
diff
Indicate In Put Material
|
Not Applicable. | Given the nature of JFSL’s business, this question is not applicable/material to the Company | — |
|
Other
Other
diff
Indicate Product Category
|
Not Applicable | Given the nature of JFSL’s business, this question is not applicable/material to the Company | — |
|
Other
Other
Indicate Whether Risk Or Opportunity
|
R | R | — |
|
Other
Other
diff
Initiative Undertaken
|
Not Applicable | Sensor based urinal Pot installation | — |
|
Other
Other
Is The Entity Compliant With The Applicable Environmental Law
|
NA | NA | — |
|
Other
Other
Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016
|
Yes | Yes | — |
|
Other
Other
diff
Material Issue Identified
|
Data security and privacy | Business Continuity | — |
|
Other
Other
Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel
|
₹ 0 | ₹ 0 | ₹ 0 |
|
Other
Other
diff
Method Resorted For Such Advocacy
|
0 | None | — |
|
Other
Other
diff
NGRBCPrinciple For Compounding Fee
|
NA | - | — |
|
Other
Other
diff
NGRBCPrinciple For Imprisonment
|
NA | - | — |
|
Other
Other
diff
NGRBCPrinciple For Penalty Or Fine
|
NA | Principle 1 SEBI | — |
|
Other
Other
diff
NGRBCPrinciple For Punishment
|
NA | - | — |
|
Other
Other
diff
NGRBCPrinciple For Settlement
|
NA | - | — |
|
Other
Other
diff
NICCode Of Product Or Service Sold By The Entity
|
65,923 | 67,120 | +1197 (+1.8%) |
|
Other
Other
diff
Name Of Authority
|
Nil | N.A | — |
|
Other
Other
diff
Name Of Contact Person
|
Mahadev Prakash | Mr. Niren Srivastava | — |
|
Other
Other
diff
Name Of Product Or Service
|
The Company’s products/services are compliant with the internal ESMS framework & IFC performance standards | N.A | — |
|
Other
Other
Name Of Stock Exchange Where The Company Is Listed
|
NSE | NSE | — |
|
Other
Other
diff
Name
|
CreditAccess Grameen Limited | Motilal Oswal Financial Services Limited | — |