Do SBI Cards and Payment Services Limited and Zaggle Prepaid Ocean Services Limited belong to the same sector?

Both companies operate in the Financial Services sector.

Are SBI Cards and Payment Services Limited and Zaggle Prepaid Ocean Services Limited BRSR compliant?

Yes, both companies have filed BRSR reports. SBI Cards and Payment Services Limited has entries and Zaggle Prepaid Ocean Services Limited has entries data points available on SimplyESG.

Do SBI Cards and Payment Services Limited and Zaggle Prepaid Ocean Services Limited belong to the same sector?

Both companies operate in the Financial Services sector.

Are SBI Cards and Payment Services Limited and Zaggle Prepaid Ocean Services Limited BRSR compliant?

Yes, both companies have filed BRSR reports. SBI Cards and Payment Services Limited has entries and Zaggle Prepaid Ocean Services Limited has entries data points available on SimplyESG.

SBI Cards and Payment Services Limited vs Zaggle Prepaid Ocean Services Limited

KPI	SBI Cards and Payment Services Limited	Zaggle Prepaid Ocean Services Limited	Delta
Environmental Emissions diff Does The Entity Have Any Project Related To Reducing Green House Gas Emission	Yes	NA	-
Environmental Emissions diff Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output	0 MtCO2e	0.31 tCO2e	-
Environmental Emissions diff Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover	0 MtCO2e	0 tCO2e	-
Environmental Emissions diff Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity	0 MtCO2e	0.2 tCO2e	-
Environmental Emissions diff Total Scope 1 Emissions	197.7 MtCO2e	0 tCO2e	-
Environmental Emissions diff Total Scope 2 Emissions	2,461.22 MtCO2e	130.67 tCO2e	-
Environmental Emissions diff Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions	Yes	No	-
Environmental Emissions Air Emissions Other Than Ghg Emissions By The Entity Applicability	No	No	-
Environmental Emissions Green House Gas Emissions And Its Intensity Applicability	Yes	Yes	-
Environmental Emissions diff Total Scope 3 Emissions And Its Intensity Applicability	Yes	No	-
Environmental Energy Energy Consumption Through Other Sources From Non Renewable Sources	0 GJ	0 GJ	0 GJ
Environmental Energy Energy Consumption Through Other Sources From Renewable Sources	0 GJ	0 GJ	0 GJ
Environmental Energy diff Energy Intensity In Term Of Physical Output	0 GJ	1.55 GJ	+1.55 GJ
Environmental Energy Energy Intensity Per Rupee Of Turnover	0 GJ	0 GJ	0 GJ
Environmental Energy diff Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	1,387.28 GJ	1.03 GJ	-1386.25 GJ (-99.9%)
Environmental Energy diff Total Electricity Consumption From Non Renewable Sources	12,187.49 GJ	657.03 GJ	-11530.46 GJ (-94.6%)
Environmental Energy diff Total Electricity Consumption From Renewable Sources	326.99 GJ	0 GJ	-326.99 GJ (-100%)
Environmental Energy diff Total Energy Consumed From Non Renewable Sources	12,187.49 GJ	657.03 GJ	-11530.46 GJ (-94.6%)
Environmental Energy diff Total Energy Consumed From Renewable And Non Renewable Sources	12,514.48 GJ	657.03 GJ	-11857.45 GJ (-94.7%)
Environmental Energy diff Total Energy Consumed From Renewable Sources	326.99 GJ	0 GJ	-326.99 GJ (-100%)
Environmental Energy diff Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators	Yes	No	-
Environmental Energy Total Energy Consumption And Energy Intensity Applicable To The Company	Yes	Yes	-
Environmental Other Battery Waste	0 t	0 t	0 t
Environmental Other diff Bio Medical Waste	0.02 t	0 t	-0.02 t (-100%)
Environmental Other Construction And Demolition Waste	0 t	0 t	0 t
Environmental Other diff Significant Direct And Indirect Impact On Biodiversity In Such Areas Along With Prevention And Remediation Activities	Not Applicable as the Company does not have operations/offices in/around any ecologically sensitive areas (ESAs) or ecologically fragile areas (EFAs).	Zaggle is engaged in the Fintech sector and does not own or operates any manufacturing facilities or plants.	-
Environmental Other EWaste	0 t	0 t	0 t
Environmental Other diff Has The Entity Implemented Mechanism For Zero Liquid Discharge	NA	No	-
Environmental Other Other Hazardous Waste	0 t	0 t	0 t
Environmental Other diff Other Non Hazardous Waste Generated	91.82 t	0 t	-91.82 t (-100%)
Environmental Other diff Plastic Waste	2.2 t	0 t	-2.2 t (-100%)
Environmental Other Radioactive Waste	0 t	0 t	0 t
Environmental Other Recycling And/Or Safe Disposal As % To Total Turnover	0	0	0
Environmental Other Total Fuel Consumption From Non Renewable Sources	0 GJ	0 GJ	0 GJ
Environmental Other Total Fuel Consumption From Renewable Sources	0 GJ	0 GJ	0 GJ
Environmental Other diff Total Waste Disposed	13.1 t	0 t	-13.1 t (-100%)
Environmental Other diff Total Waste Generated	94.03 t	0 t	-94.03 t (-100%)
Environmental Other diff Total Waste Recovered	80.71 t	0 t	-80.71 t (-100%)
Environmental Other Waste Disposed By Incineration	0 t	0 t	0 t
Environmental Other Waste Disposed By Landfilling	0 t	0 t	0 t
Environmental Other diff Waste Disposed By Other Disposal Operations	13.1 t	0 t	-13.1 t (-100%)
Environmental Other Waste Intensity In Term Of Physical Output	0 t	0 t	0 t
Environmental Other Waste Intensity Per Rupee Of Turnover	0 t	0 t	0 t
Environmental Other diff Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	0.01 t	0 t	-0.01 t (-100%)
Environmental Other diff Waste Recovered Through Other Recovery Operations	6.85 t	0 t	-6.85 t (-100%)
Environmental Other diff Waste Recovered Through Re Used	2.54 t	0 t	-2.54 t (-100%)
Environmental Other diff Waste Recovered Through Recycled	71.32 t	0 t	-71.32 t (-100%)
Environmental Other diff Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks	No	Yes	-
Environmental Water diff External assurance on water withdrawal (Yes/No)	Yes	No	-
Environmental Water Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress	No	No	-
Environmental Water diff Total Volume Of Water Consumption	26,111.82 kL	44.84 kL	-26066.98 kL (-99.8%)
Environmental Water diff Total Volume Of Water Withdrawal	26,111.82 kL	44.84 kL	-26066.98 kL (-99.8%)
Environmental Water Total Water Discharged In Kilolitres	0 kL	0 kL	0 kL
Environmental Water Water Discharge By Sent To Third Parties	0 kL	0 kL	0 kL
Environmental Water Water Discharge By Sent To Third Parties With Treatment	0 kL	0 kL	0 kL
Environmental Water Water Discharge By Sent To Third Parties Without Treatment	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Others	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Others With Treatment	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Others Without Treatment	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Seawater	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Seawater With Out Treatment	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Seawater With Treatment	0 kL	0 kL	0 kL
Environmental Water diff Water Intensity In Term Of Physical Output	0 kL	0.11 kL	+0.11 kL
Environmental Water Water Intensity Per Rupee Of Turnover	0 kL	0 kL	0 kL
Environmental Water diff Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	0 kL	0.07 kL	+0.07 kL (+2333233.3%)
Environmental Water Water Withdrawal By Groundwater	0 kL	0 kL	0 kL
Environmental Water diff Water Withdrawal By Others	1,331.54 kL	0 kL	-1331.54 kL (-100%)
Environmental Water Water Withdrawal By Seawater Or Desalinated Water	0 kL	0 kL	0 kL
Environmental Water Water Withdrawal By Surface Water	0 kL	0 kL	0 kL
Environmental Water diff Water Withdrawal By Third Party Water	24,780.28 kL	44.84 kL	-24735.44 kL (-99.8%)
Environmental Water Water discharge to groundwater	0 kL	0 kL	0 kL
Environmental Water Water discharge to groundwater (treated)	0 kL	0 kL	0 kL
Environmental Water Water discharge to groundwater (untreated)	0 kL	0 kL	0 kL
Environmental Water Water discharge to surface water	0 kL	0 kL	0 kL
Environmental Water Water discharge to surface water (treated)	0 kL	0 kL	0 kL
Environmental Water Water discharge to surface water (untreated)	0 kL	0 kL	0 kL
Environmental Water diff Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged	Yes	No	-
Governance Governance Complaints On POSHUp Held	0	0	0
Governance Governance Complaints on directors conflict of interest (count)	0	0	0
Governance Governance diff Consumer Complaints Pending Resolution At End Of Year	2,613	0	-2613 (-100%)
Governance Governance diff Consumer Complaints Received Year	193,971	0	-193971 (-100%)
Governance Governance diff ABusiness Process Being Modified Or Introduced As AResult Of Addressing Human Rights Grievances Or Complaints	No such complaints received where policy amendment is required.	NA	-
Governance Governance Directors with disciplinary actions (count)	0	0	0
Governance Governance diff Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues	Yes	No	-
Governance Governance Employees with disciplinary actions (count)	0	0	0
Governance Governance KMPs with disciplinary actions (count)	0	0	0
Governance Governance Median Of Remuneration Or Salary Or Wages Of Board Of Directors	₹ 0	₹ 0	INR 0
Governance Governance Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP	₹ 0	₹ 0	INR 0
Governance Governance # Board Of Directors For Remuneration Or Salary Or Wages	0	0	0
Governance Governance # Complaints Filed Year	0	0	0
Governance Governance # Complaints Filed From Stake Holder Group Year	0	0	0
Governance Governance # Complaints Pending From Stake Holder Group Resolution At The End Of Year	0	0	0
Governance Governance # Complaints Pending Resolution At The End Of Year	0	0	0
Governance Governance # Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs	0	0	0
Governance Governance # Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages	0	0	0
Governance Governance # Female Board Of Directors	1	1	0 (0%)
Governance Governance diff % Female Board Of Directors	0.13	0.14	+0.02 (+14.3%)
Governance Governance diff Remark For Consumer Complaints	Received: Gross Inflow – 193,971 Gross Complaints – 135,713 Net Complaints – 5,476 Pending: Gross Inflow – 2,613 Gross Complaints – 2,500 Net Complaints – 100	The company did not receive any consumer complaints.	-
Governance Governance diff Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps	None	0	-
Governance Governance diff Remarks Stake Holder Group From Whom Complaint Is Received	None	NA	-
Governance Governance diff Remarks on directors conflict of interest complaints	None	0	-
Governance Governance Total Complaints Reported Under Sexual Harassment Of Women At Workplace	0	0	0
Governance Governance diff Total # Board Of Directors	8	7	-1 (-12.5%)
Governance Governance Workers with disciplinary actions (count)	0	0	0
Governance Other diff Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency	Annually	Any other	-
Governance Other diff Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By	Committee of the Board	Director	-
Governance Other diff Description Of Other Frequency For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances	NA	Periodically	-
Governance Other diff Any Corrective Action Taken Or Underway On Issues Related To Fines Or Penalties Or Action Taken By Regulators Or Law Enforcement Agencies Or Judicial Institutions On Cases Of Corruption And C~19 c 7 f 5 b 3	No cases reported	NA	-
Governance Other diff Impact Of Data Breaches	NA	The Company did not experience any data breaches during the reporting periods.	-
Governance Other Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy	Yes	Yes	-
Governance Other Does The Entity Have An Anti Corruption Or Anti Bribery Policy	Yes	Yes	-
Governance Other Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board	Yes	Yes	-
Governance Other diff Grievance Redressal Mechanism In Place	NA	Yes	-
Governance Other Has The Policy Been Approved By The Board	Yes	Yes	-
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees	Yes	Yes	-
Governance Other diff Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers	No	Yes	-
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees	Yes	Yes	-
Governance Other diff Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers	No	Yes	-
Governance Other Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker	Yes	Yes	-
Governance Other # Instances Of Data Breaches Along With Impact	0	0	0
Governance Other % Data Breaches Involving Personally Identifiable Information Of Customers	0	0	0
Governance Other diff Web Link At Anti Corruption Or Anti Bribery Policy Is Place	https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/notices/code-of-conduct-guidelines.pdf	https://ir.zaggle.in/governance-policies/	-
Governance Other diff Web Link For Grievance Redress Policy	https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/notices/code-of-conduct-guidelines.pdf	care@zaggle.in	-
Governance Other diff Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management	Yes	No	-
Governance Other diff Company Has Undertaken Assessment Or Assurance Of The BRSRCore	Yes assurance	No	-
Other Other diff Address Of Corporate Office	2nd Floor, Tower-B, Infinity Towers, DLF Cyber City, Block 2 Building 3, DLF Phase 2, Gurugram, Haryana 122 002, India	B1-004, Ground Floor, Boomerang Building, C.T.S. No. 4A, Village Saki Naka, Andheri (East), Taluka Kurla, District Mumbai Suburban, Mumbai - 400 072, Maharashtr...	-
Other Other diff Address Of Registered Office	Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower E-1,2,3, Netaji Subhash Place, Wazirpur, New Delhi 110 034, India	15th Floor, Western Block, Vamsiram – Suvarna Durga Tech Park, Nanakramguda Village, Serilingampally Mandal, GHMC Serilingampally Circle, Ranga Reddy District,...	-
Other Other diff Accounts Payable Year	₹ 5,857,150,300,599.5	₹ 12,785,950,000	INR -5844364350599.5 (-99.8%)
Other Other diff Cost Incurred On Well Being Measures	₹ 201,618,617	₹ 15,170,000	INR -186448617 (-92.5%)
Other Other diff Investments In Related Parties	₹ 10,010	₹ 320,750,000	INR +320739990 (+3204195.7%)
Other Other diff Loans And Advances Given To Related Parties	₹ 7,882,755.41	₹ 8,450,000	INR +567244.59 (+7.2%)
Other Other diff Purchases From Related Parties	₹ 0	₹ 4,140,000	INR +4140000
Other Other Purchases From Top Ten Trading Houses	₹ 0	₹ 0	INR 0
Other Other Purchases From Trading Houses	₹ 0	₹ 0	INR 0
Other Other Sales To Dealers Or Distributors	₹ 0	₹ 0	INR 0
Other Other diff Sales To Related Parties	₹ 0	₹ 770,000	INR +770000
Other Other Sales To Top Ten Dealers Or Distributors	₹ 0	₹ 0	INR 0
Other Other diff Total Investments	₹ 62,350,966,915.96	₹ 815,790,000	INR -61535176915.96 (-98.7%)
Other Other diff Total Loans And Advances	₹ 558,403,039,287.63	₹ 8,450,000	INR -558394589287.63 (-100%)
Other Other Total Purchases	₹ 0	₹ 0	INR 0
Other Other diff Total Purchases For Share Of Related Party Transactions	₹ 0	₹ 11,218,150,000	INR +11218150000
Other Other Total Purchases From Trading Houses	₹ 0	₹ 0	INR 0
Other Other Total Sales	₹ 0	₹ 0	INR 0
Other Other diff Total Sales For Share Of Related Party Transactions	₹ 0	₹ 13,026,460,000	INR +13026460000
Other Other Total Sales To Dealers Or Distributors	₹ 0	₹ 0	INR 0
Other Other diff Category	Holding	Associate	-
Other Other Channels Of Communication	Other	Other	-
Other Other diff Contact # Contact Person	esg.sbic@sbicard.com	+91 40 2311 9049	-
Other Other diff Corporate Identity Number	L65999DL1998PLC093849	L65999TG2011PLC074795	-
Other Other diff Cost Of Goods Or Services Procured Year	₹ 78,597,422,947.03	₹ 821,430,000	INR -77775992947.03 (-99%)
Other Other Date Of End Of FY	2025-03-31	2025-03-31	-
Other Other Date Of End Of Previous Year	2024-03-31	2024-03-31	-
Other Other Date Of End Of Prior To Previous Year	2023-03-31	2023-03-31	-
Other Other diff Date Of Incorporation	1998-05-15	2011-06-02	-
Other Other Date Of Start Of FY	2024-04-01	2024-04-01	-
Other Other Date Of Start Of Previous Year	2023-04-01	2023-04-01	-
Other Other Date Of Start Of Prior To Previous Year	2022-04-01	2022-04-01	-
Other Other diff Deducted And Deposited With The Authority	NA	Yes	-
Other Other diff Description Of Business Activity	We are a public listed pure-play credit card issuer in the country	Propel platform revenue/gift cards refers to revenue which is received from the Company’s customers for issuing reward points (propel points) to customers’ empl...	-
Other Other diff Description Of Main Activity	Credit Card	Propel platform revenue/gift cards	-
Other Other diff Description Of Other Frequency For Performance Against Above Policies And Follow Up Action	NA	Periodically	-
Other Other diff Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Plant And Office	Not Applicable	NA	-
Other Other Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner	NA	NA	-
Other Other diff Improvements In Environmental And Social Impacts Due To RAnd D	None	0	-
Other Other diff Instances Of Engagement With And Actions Taken To Address The Concerns Of Vulnerable Marginalized Stakeholder Groups	Please refer to our CSR page for engagements with identified vulnerable/marginalised stakeholder groups – https://www.sbicard.com/en/who-we-are/csr.page	NA	-
Other Other diff Other Channels Of Communication	Through NGOs	Through the NGOs Partners conducting CSR activities	-
Other Other diff Other Frequency Of Engagement	Need based	On need basis	-
Other Other diff Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy	Ms. Salila Pande, Managing Director & CEO	Mr. Avinash Ramesh Godkhindi Managing Director and Chief Executive Officer	-
Other Other diff Scope And Coverage Of Any Human Rights Due Diligence Conducted	No Human rights due diligence conducted.	NA	-
Other Other diff Disclose Wages Paid To Persons Employed	₹ 5,317,439,707.06	₹ 722,374,244	INR -4595065463.06 (-86.4%)
Other Other Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts	Yes	Yes	-
Other Other Do The Enlisted Policies Extend To Your Value Chain Partners	Yes	Yes	-
Other Other Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business	Yes	Yes	-
Other Other Does Company Participate In The Business Responsibility Initiatives Of The Listed Entity	No	No	-
Other Other diff Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws	Yes	NA	-
Other Other Does The Entity Have ABusiness Continuity And Disaster Management Plan	Yes	Yes	-
Other Other Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016	Yes	Yes	-
Other Other Does The Entity Have Procedures In Place For Sustainable Sourcing	No	No	-
Other Other Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment	No	No	-
Other Other diff EMail Of Contact Person	esg.sbic@sbicard.com	haripriya.singh@zaggle.in	-
Other Other diff EMail	investor.relations@sbicard.com	haripriya.singh@zaggle.in	-
Other Other Financial Implications Of The Risk Or Opportunity	Negative Implications	Negative Implications	-
Other Other Frequency Of Engagement	Others – please specify	Others – please specify	-
Other Other diff Gross Wages Paid To Female	₹ 1,128,801,248	₹ 193,360,000	INR -935441248 (-82.9%)
Other Other Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency	No	No	-
Other Other diff Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services	Yes	No	-
Other Other diff In Case Of Risk Approach To Adapt Or Mitigate	-	Implementation of a responsible innovation framework with ethical guidelines for AI and data usage, Supported by regular compliance audit.	-
Other Other Indicate Whether Risk Or Opportunity	R	R	-
Other Other Is The Entity Compliant With The Applicable Environmental Law	NA	NA	-
Other Other Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016	Yes	Yes	-
Other Other diff Material Issue Identified	Brand Reputation & Management	Risk Management and Business Continuity	-
Other Other Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel	₹ 0	₹ 0	INR 0
Other Other diff NICCode Of Product Or Service Sold By The Entity	64	16,019	+15955 (+24929.7%)
Other Other diff Name Of Contact Person	Ms. Sonia Nagpal	Ms. Hari Priya	-
Other Other Name Of Stock Exchange Where The Company Is Listed	NSE	NSE	-
Other Other diff Name	SBI Cards and Payment Services Limited	Zaggle Prepaid Ocean Services Limited	-
Other Other diff Name Of The Holding Or Subsidiary Associate Companies Or Joint Ventures	State Bank Of India	Mobileware Technologies Private Limited	-
Other Other diff Name Of The National And International Codes Or Certifications Or Labels Or Standards Adopted By Your Entity And Mapped To Each Principle	Payment Card Industry Data Security Standard v4.0 ISO 27001:2022	ISO 27001:2022 ISO 9001:2015 PCI DSS v 4.0.1 SOC 1 TYPE 2 SOC 2 TYPE 2	-
Other Other diff Name Of The Trade And Industry Chambers Or Associations	United Nations Global Compact Network India (UNGCNI)	Hyderabad Software Enterprises Association (HYSEA)	-
Other Other diff Net Worth	₹ 138,532,300,000	₹ 5,753,820,000	INR -132778480000 (-95.8%)
Other Other diff # Affiliations With Trade And Industry Chambers Or Associations	3	6	+3 (+100%)
Other Other # Countries Where Market Served By The Entity	0	0	0
Other Other diff # Days Of Accounts Payable	P75D	P16D	-
Other Other # Dealers Or Distributors To Whom Sales Are Made	0	0	0
Other Other diff # Female Key Management Personnel	2	1	-1 (-50%)
Other Other # Forced Recalls	0	0	0
Other Other # Key Managerial Personnel For Remuneration Or Salary Or Wages	0	0	0
Other Other # Locations	0	0	0
Other Other diff # States Where Market Served By The Entity	28	7	-21 (-75%)
Other Other # Trading Houses Where Purchases Are Made	0	0	0
Other Other # Voluntary Recalls	0	0	0
Other Other diff % Capex	0.49	0	-0.49 (-100%)
Other Other % Child Labour Of Value Chain Partners P 5	0	0	0
Other Other % Child Labour Of Your Plants And Offices That Were Assessed P 5	0	0	0
Other Other % Cost Incurred On Well Being Measures With Respect To Total Revenue	0	0	0 (0%)
Other Other diff % Directly Sourced From MSMEs Or Small Producers	0.1	0	-0.1 (-100%)
Other Other % Discrimination At Work Place Of Value Chain Partners P 5	0	0	0
Other Other % Discrimination At Work Place Of Your Plants And Offices That Were Assessed P 5	0	0	0
Other Other diff % Female Key Management Personnel	0.67	0.25	-0.42 (-62.5%)
Other Other % Forced Labour Or Involuntary Labour Of Value Chain Partners P 5	0	0	0
Other Other % Forced Labour Or Involuntary Labour Of Your Plants And Offices That Were Assessed P 5	0	0	0
Other Other diff % Gross Wages Paid To Female To Total Wages Paid	0.22	0.27	+0.05 (+21.5%)
Other Other diff % Investments In Related Parties In Total Investments	0	0.39	+0.39
Other Other diff % Job Creation	0.93	1	+0.07 (+8.1%)
Other Other diff % Loans And Advances Given To Related Parties In Total Loans And Advances	0	1	+1
Other Other diff % Persons In Respective Category Covered By The Awareness Programmes	0	1	+1
Other Other % RAnd D	0	0	0
Other Other diff % Shares Held By Listed Entity	0.69	0.39	-0.3 (-43.3%)
Other Other diff % Sourced Directly From Within The District And Neighbouring Districts	1	0	-1 (-100%)
Other Other % Wages Of Value Chain Partners P 5	0	0	0
Other Other % Wages Of Your Plants And Offices That Were Assessed P 5	0	0	0
Other Other % Working Conditions Of Value Chain Partners P 3	0	0	0
Other Other diff % Working Conditions Of Your Plants And Offices That Were Assessed P 3	0.48	1	+0.52 (+108.3%)
Other Other diff Performance Against Above Policies And Follow Up Action Frequency	Annually	Any other	-
Other Other diff Performance Against Above Policies And Follow Up Action Indicate Whether Review Was Undertaken By	Committee of the Board	Director	-
Other Other diff Product Or Service Sold By The Entity	Credit Card	Services	-
Other Other diff Rationale For Identifying The Risk Opportunity	By optimizing resource utilization, minimizing waste, and adopting energy-efficient practices, the company can lower its environmental footprint and improve ope...	A motivated and wellsupported workforce is crucial for driving productivity and innovation. Elevated turnover rates can lead to higher expenses related to recru...	-
Other Other diff Reach Of Trade And Industry Chambers Or Associations	National	State	-
Other Other diff Reasons For Forced Recall	0	NA	-
Other Other diff Reasons For Voluntary Recall	0	NA	-
Other Other Reporting Boundary	Standalone basis	Standalone basis	-
Other Other diff Revenue From Operations	₹ 186,371,506,864.07	₹ 13,026,460,000	INR -173345046864.07 (-93%)
Other Other diff Stakeholder Group	Communities	Community and Society	-
Other Other diff Telephone	+91 (124) 4589803	+91 40 2311 9049	-
Other Other diff Total # Key Management Personnel	3	4	+1 (+33.3%)
Other Other diff Total Revenue	₹ 186,371,516,864.07	₹ 13,271,570,000	INR -173099946864.07 (-92.9%)
Other Other diff Total Wage Cost	₹ 5,747,393,400.99	₹ 722,374,244	INR -5025019156.99 (-87.4%)
Other Other diff Total Wages Paid	₹ 5,122,913,141	₹ 722,370,000	INR -4400543141 (-85.9%)
Other Other diff Type Of Operations	Credit Card	Sale of SaaS Products	-
Other Other diff Value Of Shares Paid Up	₹ 9,513,569,540	₹ 134,205,215	INR -9379364325 (-98.6%)

Environmental Emissions diff

Does The Entity Have Any Project Related To Reducing Green House Gas Emission

Yes

NA

-

Environmental Emissions diff

Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output

0 MtCO2e

0.31 tCO2e

-

Environmental Emissions diff

Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover

0 MtCO2e

0 tCO2e

-

Environmental Emissions diff

Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity

0 MtCO2e

0.2 tCO2e

-

Environmental Emissions diff

Total Scope 1 Emissions

197.7 MtCO2e

0 tCO2e

-

Environmental Emissions diff

Total Scope 2 Emissions

2,461.22 MtCO2e

130.67 tCO2e

-

Environmental Emissions diff

Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions

Yes

No

-

Environmental Emissions

Air Emissions Other Than Ghg Emissions By The Entity Applicability

No

-

Environmental Emissions

Green House Gas Emissions And Its Intensity Applicability

Yes

-

Environmental Emissions diff

Total Scope 3 Emissions And Its Intensity Applicability

Yes

No

-

Environmental Energy

Energy Consumption Through Other Sources From Non Renewable Sources

0 GJ

Environmental Energy

Energy Consumption Through Other Sources From Renewable Sources

0 GJ

Environmental Energy diff

Energy Intensity In Term Of Physical Output

0 GJ

1.55 GJ

+1.55 GJ

Environmental Energy

Energy Intensity Per Rupee Of Turnover

0 GJ

Environmental Energy diff

Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

1,387.28 GJ

1.03 GJ

-1386.25 GJ (-99.9%)

Environmental Energy diff

Total Electricity Consumption From Non Renewable Sources

12,187.49 GJ

657.03 GJ

-11530.46 GJ (-94.6%)

Environmental Energy diff

Total Electricity Consumption From Renewable Sources

326.99 GJ

0 GJ

-326.99 GJ (-100%)

Environmental Energy diff

Total Energy Consumed From Non Renewable Sources

12,187.49 GJ

657.03 GJ

-11530.46 GJ (-94.6%)

Environmental Energy diff

Total Energy Consumed From Renewable And Non Renewable Sources

12,514.48 GJ

657.03 GJ

-11857.45 GJ (-94.7%)

Environmental Energy diff

Total Energy Consumed From Renewable Sources

326.99 GJ

0 GJ

-326.99 GJ (-100%)

Environmental Energy diff

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators

Yes

No

-

Environmental Energy

Total Energy Consumption And Energy Intensity Applicable To The Company

Yes

-

Environmental Other

Battery Waste

0 t

Environmental Other diff

Bio Medical Waste

0.02 t

0 t

-0.02 t (-100%)

Environmental Other

Construction And Demolition Waste

0 t

Environmental Other diff

Significant Direct And Indirect Impact On Biodiversity In Such Areas Along With Prevention And Remediation Activities

Not Applicable as the Company does not have operations/offices in/around any ecologically sensitive areas (ESAs) or ecologically fragile areas (EFAs).

Zaggle is engaged in the Fintech sector and does not own or operates any manufacturing facilities or plants.

-

Environmental Other

EWaste

0 t

Environmental Other diff

Has The Entity Implemented Mechanism For Zero Liquid Discharge

NA

No

-

Environmental Other

Other Hazardous Waste

0 t

Environmental Other diff

Other Non Hazardous Waste Generated

91.82 t

0 t

-91.82 t (-100%)

Environmental Other diff

Plastic Waste

2.2 t

0 t

-2.2 t (-100%)

Environmental Other

Radioactive Waste

0 t

Environmental Other

Recycling And/Or Safe Disposal As % To Total Turnover

0

Environmental Other

Total Fuel Consumption From Non Renewable Sources

0 GJ

Environmental Other

Total Fuel Consumption From Renewable Sources

0 GJ

Environmental Other diff

Total Waste Disposed

13.1 t

0 t

-13.1 t (-100%)

Environmental Other diff

Total Waste Generated

94.03 t

0 t

-94.03 t (-100%)

Environmental Other diff

Total Waste Recovered

80.71 t

0 t

-80.71 t (-100%)

Environmental Other

Waste Disposed By Incineration

0 t

Environmental Other

Waste Disposed By Landfilling

0 t

Environmental Other diff

Waste Disposed By Other Disposal Operations

13.1 t

0 t

-13.1 t (-100%)

Environmental Other

Waste Intensity In Term Of Physical Output

0 t

Environmental Other

Waste Intensity Per Rupee Of Turnover

0 t

Environmental Other diff

Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

0.01 t

0 t

-0.01 t (-100%)

Environmental Other diff

Waste Recovered Through Other Recovery Operations

6.85 t

0 t

-6.85 t (-100%)

Environmental Other diff

Waste Recovered Through Re Used

2.54 t

0 t

-2.54 t (-100%)

Environmental Other diff

Waste Recovered Through Recycled

71.32 t

0 t

-71.32 t (-100%)

Environmental Other diff

Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks

No

Yes

-

Environmental Water diff

External assurance on water withdrawal (Yes/No)

Yes

No

-

Environmental Water

Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress

No

-

Environmental Water diff

Total Volume Of Water Consumption

26,111.82 kL

44.84 kL

-26066.98 kL (-99.8%)

Environmental Water diff

Total Volume Of Water Withdrawal

26,111.82 kL

44.84 kL

-26066.98 kL (-99.8%)

Environmental Water

Total Water Discharged In Kilolitres

0 kL

Environmental Water

Water Discharge By Sent To Third Parties

0 kL

Environmental Water

Water Discharge By Sent To Third Parties With Treatment

0 kL

Environmental Water

Water Discharge By Sent To Third Parties Without Treatment

0 kL

Environmental Water

Water Discharge To Others

0 kL

Environmental Water

Water Discharge To Others With Treatment

0 kL

Environmental Water

Water Discharge To Others Without Treatment

0 kL

Environmental Water

Water Discharge To Seawater

0 kL

Environmental Water

Water Discharge To Seawater With Out Treatment

0 kL

Environmental Water

Water Discharge To Seawater With Treatment

0 kL

Environmental Water diff

Water Intensity In Term Of Physical Output

0 kL

0.11 kL

+0.11 kL

Environmental Water

Water Intensity Per Rupee Of Turnover

0 kL

Environmental Water diff

Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

0 kL

0.07 kL

+0.07 kL (+2333233.3%)

Environmental Water

Water Withdrawal By Groundwater

0 kL

Environmental Water diff

Water Withdrawal By Others

1,331.54 kL

0 kL

-1331.54 kL (-100%)

Environmental Water

Water Withdrawal By Seawater Or Desalinated Water

0 kL

Environmental Water

Water Withdrawal By Surface Water

0 kL

Environmental Water diff

Water Withdrawal By Third Party Water

24,780.28 kL

44.84 kL

-24735.44 kL (-99.8%)

Environmental Water

Water discharge to groundwater

0 kL

Environmental Water

Water discharge to groundwater (treated)

0 kL

Environmental Water

Water discharge to groundwater (untreated)

0 kL

Environmental Water

Water discharge to surface water

0 kL

Environmental Water

Water discharge to surface water (treated)

0 kL

Environmental Water

Water discharge to surface water (untreated)

0 kL

Environmental Water diff

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged

Yes

No

-

Governance Governance

Complaints On POSHUp Held

0

Governance Governance

Complaints on directors conflict of interest (count)

0

Governance Governance diff

Consumer Complaints Pending Resolution At End Of Year

2,613

0

-2613 (-100%)

Governance Governance diff

Consumer Complaints Received Year

193,971

0

-193971 (-100%)

Governance Governance diff

ABusiness Process Being Modified Or Introduced As AResult Of Addressing Human Rights Grievances Or Complaints

No such complaints received where policy amendment is required.

NA

-

Governance Governance

Directors with disciplinary actions (count)

0

Governance Governance diff

Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues

Yes

No

-

Governance Governance

Employees with disciplinary actions (count)

0

Governance Governance

KMPs with disciplinary actions (count)

0

Governance Governance

Median Of Remuneration Or Salary Or Wages Of Board Of Directors

₹ 0

INR 0

Governance Governance

Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP

₹ 0

INR 0

Governance Governance

# Board Of Directors For Remuneration Or Salary Or Wages

0

Governance Governance

# Complaints Filed Year

0

Governance Governance

# Complaints Filed From Stake Holder Group Year

0

Governance Governance

# Complaints Pending From Stake Holder Group Resolution At The End Of Year

0

Governance Governance

# Complaints Pending Resolution At The End Of Year

0

Governance Governance

# Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs

0

Governance Governance

# Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages

0

Governance Governance

# Female Board Of Directors

1

0 (0%)

Governance Governance diff

% Female Board Of Directors

0.13

0.14

+0.02 (+14.3%)

Governance Governance diff

Remark For Consumer Complaints

Received: Gross Inflow – 193,971 Gross Complaints – 135,713 Net Complaints – 5,476 Pending: Gross Inflow – 2,613 Gross Complaints – 2,500 Net Complaints – 100

The company did not receive any consumer complaints.

-

Governance Governance diff

Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps

None

0

-

Governance Governance diff

Remarks Stake Holder Group From Whom Complaint Is Received

None

NA

-

Governance Governance diff

Remarks on directors conflict of interest complaints

None

0

-

Governance Governance

Total Complaints Reported Under Sexual Harassment Of Women At Workplace

0

Governance Governance diff

Total # Board Of Directors

8

7

-1 (-12.5%)

Governance Governance

Workers with disciplinary actions (count)

0

Governance Other diff

Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency

Annually

Any other

-

Governance Other diff

Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By

Committee of the Board

Director

-

Governance Other diff

Description Of Other Frequency For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances

NA

Periodically

-

Governance Other diff

Any Corrective Action Taken Or Underway On Issues Related To Fines Or Penalties Or Action Taken By Regulators Or Law Enforcement Agencies Or Judicial Institutions On Cases Of Corruption And C~19 c 7 f 5 b 3

No cases reported

NA

-

Governance Other diff

Impact Of Data Breaches

NA

The Company did not experience any data breaches during the reporting periods.

-

Governance Other

Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy

Yes

-

Governance Other

Does The Entity Have An Anti Corruption Or Anti Bribery Policy

Yes

-

Governance Other

Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board

Yes

-

Governance Other diff

Grievance Redressal Mechanism In Place

NA

Yes

-

Governance Other

Has The Policy Been Approved By The Board

Yes

-

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees

Yes

-

Governance Other diff

Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers

No

Yes

-

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees

Yes

-

Governance Other diff

Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers

No

Yes

-

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker

Yes

-

Governance Other

# Instances Of Data Breaches Along With Impact

0

Governance Other

% Data Breaches Involving Personally Identifiable Information Of Customers

0

Governance Other diff

Web Link At Anti Corruption Or Anti Bribery Policy Is Place

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/notices/code-of-conduct-guidelines.pdf

https://ir.zaggle.in/governance-policies/

-

Governance Other diff

Web Link For Grievance Redress Policy

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/who-we-are/notices/code-of-conduct-guidelines.pdf

care@zaggle.in

-

Governance Other diff

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management

Yes

No

-

Governance Other diff

Company Has Undertaken Assessment Or Assurance Of The BRSRCore

Yes assurance

No

-

Other Other diff

Address Of Corporate Office

2nd Floor, Tower-B, Infinity Towers, DLF Cyber City, Block 2 Building 3, DLF Phase 2, Gurugram, Haryana 122 002, India

B1-004, Ground Floor, Boomerang Building, C.T.S. No. 4A, Village Saki Naka, Andheri (East), Taluka Kurla, District Mumbai Suburban, Mumbai - 400 072, Maharashtr...

-

Other Other diff

Address Of Registered Office

Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower E-1,2,3, Netaji Subhash Place, Wazirpur, New Delhi 110 034, India

15th Floor, Western Block, Vamsiram – Suvarna Durga Tech Park, Nanakramguda Village, Serilingampally Mandal, GHMC Serilingampally Circle, Ranga Reddy District,...

-

Other Other diff

Accounts Payable Year

₹ 5,857,150,300,599.5

₹ 12,785,950,000

INR -5844364350599.5 (-99.8%)

Other Other diff

Cost Incurred On Well Being Measures

₹ 201,618,617

₹ 15,170,000

INR -186448617 (-92.5%)

Other Other diff

Investments In Related Parties

₹ 10,010

₹ 320,750,000

INR +320739990 (+3204195.7%)

Other Other diff

Loans And Advances Given To Related Parties

₹ 7,882,755.41

₹ 8,450,000

INR +567244.59 (+7.2%)

Other Other diff

Purchases From Related Parties

₹ 0

₹ 4,140,000

INR +4140000

Other Other

Purchases From Top Ten Trading Houses

₹ 0

INR 0

Other Other

Purchases From Trading Houses

₹ 0

INR 0

Other Other

Sales To Dealers Or Distributors

₹ 0

INR 0

Other Other diff

Sales To Related Parties

₹ 0

₹ 770,000

INR +770000

Other Other

Sales To Top Ten Dealers Or Distributors

₹ 0

INR 0

Other Other diff

Total Investments

₹ 62,350,966,915.96

₹ 815,790,000

INR -61535176915.96 (-98.7%)

Other Other diff

Total Loans And Advances

₹ 558,403,039,287.63

₹ 8,450,000

INR -558394589287.63 (-100%)

Other Other

Total Purchases

₹ 0

INR 0

Other Other diff

Total Purchases For Share Of Related Party Transactions

₹ 0

₹ 11,218,150,000

INR +11218150000

Other Other

Total Purchases From Trading Houses

₹ 0

INR 0

Other Other

Total Sales

₹ 0

INR 0

Other Other diff

Total Sales For Share Of Related Party Transactions

₹ 0

₹ 13,026,460,000

INR +13026460000

Other Other

Total Sales To Dealers Or Distributors

₹ 0

INR 0

Other Other diff

SBI Cards and Payment Services Limited vs Zaggle Prepaid Ocean Services Limited Comparison