Do Sundaram Finance Holdings Limited and Sammaan Capital Limited belong to the same sector?

Both companies operate in the Financial Services sector.

Are Sundaram Finance Holdings Limited and Sammaan Capital Limited BRSR compliant?

Yes, both companies have filed BRSR reports. Sundaram Finance Holdings Limited has entries and Sammaan Capital Limited has entries data points available on SimplyESG.

Do Sundaram Finance Holdings Limited and Sammaan Capital Limited belong to the same sector?

Both companies operate in the Financial Services sector.

Are Sundaram Finance Holdings Limited and Sammaan Capital Limited BRSR compliant?

Yes, both companies have filed BRSR reports. Sundaram Finance Holdings Limited has entries and Sammaan Capital Limited has entries data points available on SimplyESG.

Sundaram Finance Holdings Limited vs Sammaan Capital Limited

KPI	Sundaram Finance Holdings Limited	Sammaan Capital Limited	Delta
Environmental Emissions diff Does The Entity Have Any Project Related To Reducing Green House Gas Emission	NA	Yes	-
Environmental Emissions diff Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Air Emissions Other Than GHGEmissions	Yes	No	-
Environmental Emissions diff Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output	0 MtCO2e	0.53 MtCO2e	+0.53 MtCO2e
Environmental Emissions Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover	0 MtCO2e	0 MtCO2e	0 MtCO2e
Environmental Emissions diff Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity	31.7 MtCO2e	0 MtCO2e	-31.7 MtCO2e (-100%)
Environmental Emissions diff Total Scope 1 And Scope 2 Emissions Intensity The Relevant Metric May Be Selected By The Entity	0 MtCO2e	0.64 MtCO2e	+0.64 MtCO2e
Environmental Emissions diff Total Scope 1 Emissions	2,387.83 MtCO2e	6.53 MtCO2e	-2381.3 MtCO2e (-99.7%)
Environmental Emissions diff Total Scope 2 Emissions	6,838.59 MtCO2e	348 MtCO2e	-6490.59 MtCO2e (-94.9%)
Environmental Emissions diff Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions	Yes	No	-
Environmental Emissions Air Emissions Other Than Ghg Emissions By The Entity Applicability	Yes	Yes	-
Environmental Emissions Green House Gas Emissions And Its Intensity Applicability	Yes	Yes	-
Environmental Emissions diff Total Scope 3 Emissions And Its Intensity Applicability	No	Yes	-
Environmental Energy diff Energy Consumption Through Other Sources From Non Renewable Sources	0 GJ	24 GJ	+24 GJ
Environmental Energy Energy Consumption Through Other Sources From Renewable Sources	0 GJ	0 GJ	0 GJ
Environmental Energy diff Energy Intensity In Term Of Physical Output	0 GJ	4.4 GJ	+4.4 GJ
Environmental Energy Energy Intensity Per Rupee Of Turnover	0 GJ	0 GJ	0 GJ
Environmental Energy diff Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	296.05 GJ	0 GJ	-296.05 GJ (-100%)
Environmental Energy diff Energy Intensity The Relevant Metric May Be Selected By The Entity	0 GJ	2.93 GJ	+2.93 GJ
Environmental Energy diff Total Electricity Consumption From Non Renewable Sources	34,383.99 GJ	1,727 GJ	-32656.99 GJ (-95%)
Environmental Energy diff Total Electricity Consumption From Renewable Sources	5,224.19 GJ	1,097 GJ	-4127.19 GJ (-79%)
Environmental Energy diff Total Energy Consumed From Non Renewable Sources	80,954.09 GJ	1,847 GJ	-79107.09 GJ (-97.7%)
Environmental Energy diff Total Energy Consumed From Renewable And Non Renewable Sources	86,178.28 GJ	2,944 GJ	-83234.28 GJ (-96.6%)
Environmental Energy diff Total Energy Consumed From Renewable Sources	5,224.19 GJ	1,097 GJ	-4127.19 GJ (-79%)
Environmental Energy diff Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators	Yes	No	-
Environmental Energy Total Energy Consumption And Energy Intensity Applicable To The Company	Yes	Yes	-
Environmental Other Recycled	0 t	0 t	0 t
Environmental Other Battery Waste	0 t	0 t	0 t
Environmental Other Bio Medical Waste	0 t	0 t	0 t
Environmental Other Construction And Demolition Waste	0 t	0 t	0 t
Environmental Other diff Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For EWaste	NOT APPLICABLE	Owing to the nature of the business, this disclosure is Not Applicable.	-
Environmental Other diff Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Hazardous Waste	NOT APPLICABLE	Considering that the company is involved in providing financial services, therefore this does not apply to the Company.	-
Environmental Other diff Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Other Waste	NOT APPLICABLE	All other waste is collected and properly managed through collaboration with local waste management authorities.	-
Environmental Other diff Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Plastics Including Packaging	NOT APPLICABLE	Owing to the nature of the business, this disclosure is Not Applicable.	-
Environmental Other diff EWaste	8.64 t	0.41 t	-8.23 t (-95.3%)
Environmental Other diff Has The Entity Implemented Mechanism For Zero Liquid Discharge	NA	No	-
Environmental Other diff Hazardous Air Pollutants	0 kg	0 mcg	-
Environmental Other Other Hazardous Waste	0 t	0 t	0 t
Environmental Other diff Other Non Hazardous Waste Generated	40.54 t	0 t	-40.54 t (-100%)
Environmental Other diff Persistent Organic Pollutants	0 kg	0 mcg	-
Environmental Other Plastic Waste	0 t	0 t	0 t
Environmental Other diff Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks Is Not Applicable	NOT APPLICABLE	Not applicable as our workforce does not include any workers.	-
Environmental Other Radioactive Waste	0 t	0 t	0 t
Environmental Other Recycling And/Or Safe Disposal As % To Total Turnover	0	0	0
Environmental Other diff Total Fuel Consumption From Non Renewable Sources	46,570.1 GJ	96 GJ	-46474.1 GJ (-99.8%)
Environmental Other Total Fuel Consumption From Renewable Sources	0 GJ	0 GJ	0 GJ
Environmental Other diff Total Waste Disposed	0 t	0.41 t	+0.41 t
Environmental Other diff Total Waste Generated	49.18 t	0.41 t	-48.77 t (-99.2%)
Environmental Other diff Total Waste Recovered	49.18 t	0 t	-49.18 t (-100%)
Environmental Other Waste Disposed By Incineration	0 t	0 t	0 t
Environmental Other diff Waste Disposed By Landfilling	0 t	0.41 t	+0.41 t
Environmental Other Waste Disposed By Other Disposal Operations	0 t	0 t	0 t
Environmental Other Waste Intensity In Term Of Physical Output	0 t	0 t	+0 t
Environmental Other Waste Intensity Per Rupee Of Turnover	0 t	0 t	0 t
Environmental Other diff Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	0.17 t	0 t	-0.17 t (-100%)
Environmental Other Waste Intensity The Relevant Metric May Be Selected By The Entity	0 t	0 t	+0 t
Environmental Other Waste Recovered Through Other Recovery Operations	0 t	0 t	0 t
Environmental Other Waste Recovered Through Re Used	0 t	0 t	0 t
Environmental Other diff Waste Recovered Through Recycled	49.18 t	0 t	-49.18 t (-100%)
Environmental Other diff Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks	Yes	No	-
Environmental Water diff External assurance on water withdrawal (Yes/No)	Yes	No	-
Environmental Water diff Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress	Yes	No	-
Environmental Water diff Total Volume Of Water Consumption	89,333.28 kL	869 kL	-88464.28 kL (-99%)
Environmental Water diff Total Volume Of Water Withdrawal	89,333.28 kL	4,079.11 kL	-85254.17 kL (-95.4%)
Environmental Water diff Total Water Discharged In Kilolitres	89,333.28 kL	3,210.11 kL	-86123.17 kL (-96.4%)
Environmental Water Water Discharge By Sent To Third Parties	0 kL	0 kL	0 kL
Environmental Water Water Discharge By Sent To Third Parties With Treatment	0 kL	0 kL	0 kL
Environmental Water Water Discharge By Sent To Third Parties Without Treatment	0 kL	0 kL	0 kL
Environmental Water diff Water Discharge To Others	0 kL	3,210.11 kL	+3210.11 kL
Environmental Water Water Discharge To Others With Treatment	0 kL	0 kL	0 kL
Environmental Water diff Water Discharge To Others Without Treatment	0 kL	3,210.11 kL	+3210.11 kL
Environmental Water Water Discharge To Seawater	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Seawater With Out Treatment	0 kL	0 kL	0 kL
Environmental Water Water Discharge To Seawater With Treatment	0 kL	0 kL	0 kL
Environmental Water diff Water Intensity In Term Of Physical Output	0 kL	1.3 kL	+1.3 kL
Environmental Water Water Intensity Per Rupee Of Turnover	0 kL	0 kL	0 kL
Environmental Water diff Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	306.89 kL	0 kL	-306.89 kL (-100%)
Environmental Water diff Water Intensity The Relevant Metric May Be Selected By The Entity	0 kL	5.78 kL	+5.78 kL
Environmental Water diff Water Withdrawal By Groundwater	0 kL	3,267.79 kL	+3267.79 kL
Environmental Water diff Water Withdrawal By Others	0 kL	43.03 kL	+43.03 kL
Environmental Water Water Withdrawal By Seawater Or Desalinated Water	0 kL	0 kL	0 kL
Environmental Water diff Water Withdrawal By Surface Water	89,333.28 kL	0 kL	-89333.28 kL (-100%)
Environmental Water diff Water Withdrawal By Third Party Water	0 kL	768.29 kL	+768.29 kL
Environmental Water diff Water discharge to groundwater	89,333.28 kL	0 kL	-89333.28 kL (-100%)
Environmental Water Water discharge to groundwater (treated)	0 kL	0 kL	0 kL
Environmental Water diff Water discharge to groundwater (untreated)	89,333.28 kL	0 kL	-89333.28 kL (-100%)
Environmental Water Water discharge to surface water	0 kL	0 kL	0 kL
Environmental Water Water discharge to surface water (treated)	0 kL	0 kL	0 kL
Environmental Water Water discharge to surface water (untreated)	0 kL	0 kL	0 kL
Environmental Water diff Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged	Yes	No	-
Governance Governance Complaints On POSHUp Held	0	0	0
Governance Governance Complaints on directors conflict of interest (count)	0	0	0
Governance Governance diff Consumer Complaints Pending Resolution At End Of Year	36	0	-36 (-100%)
Governance Governance diff Consumer Complaints Received Year	1,640	0	-1640 (-100%)
Governance Governance Directors with disciplinary actions (count)	0	0	0
Governance Governance Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues	Yes	Yes	-
Governance Governance Employees with disciplinary actions (count)	0	0	0
Governance Governance KMPs with disciplinary actions (count)	0	0	0
Governance Governance Median Of Remuneration Or Salary Or Wages Of Board Of Directors	₹ 0	₹ 0	INR 0
Governance Governance Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP	₹ 0	₹ 0	INR 0
Governance Governance # Board Of Directors For Remuneration Or Salary Or Wages	0	0	0
Governance Governance # Complaints Filed Year	0	0	0
Governance Governance # Complaints Filed From Stake Holder Group Year	0	0	0
Governance Governance # Complaints Pending From Stake Holder Group Resolution At The End Of Year	0	0	0
Governance Governance # Complaints Pending Resolution At The End Of Year	0	0	0
Governance Governance # Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs	0	0	0
Governance Governance # Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages	0	0	0
Governance Governance diff # Female Board Of Directors	3	2	-1 (-33.3%)
Governance Governance % Complaints In Respect Of # Employees Or Worker	0	0	0 (-100%)
Governance Governance diff % Female Board Of Directors	0.25	0.29	+0.04 (+14.3%)
Governance Governance diff Remark For Consumer Complaints	0	Nil	-
Governance Governance diff Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps	0	NA	-
Governance Governance diff Remarks Stake Holder Group From Whom Complaint Is Received	0	NA	-
Governance Governance diff Remarks on directors conflict of interest complaints	0	NA	-
Governance Governance diff Total Complaints Reported Under Sexual Harassment Of Women At Workplace	1	0	-1 (-100%)
Governance Governance diff Total # Board Of Directors	12	7	-5 (-41.7%)
Governance Governance Workers with disciplinary actions (count)	0	0	0
Governance Other diff Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency	Any other	Quarterly	-
Governance Other Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By	Director	Director	-
Governance Other diff Description Of Other Frequency For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances	The engagement with employees and customers is done on a day to day basis	The policies of the Company are reviewed periodically or on a need basis.	-
Governance Other diff Any Corrective Action Taken Or Underway On Issues Related To Fines Or Penalties Or Action Taken By Regulators Or Law Enforcement Agencies Or Judicial Institutions On Cases Of Corruption And C~19 c 7 f 5 b 3	Nil	No corrective actions pertaining to above mentioned parameters was necessitated by SCL during the reporting period.	-
Governance Other diff Any Corrective Actions Taken Or Underway On Issues Relating To Advertising And Delivery Of Essential Services Or Cyber Security And Data Privacy Or Recalls Or Penalty Or Action Taken By Regul~5861 bc 5 c	NA	No corrective actions taken or underway with respect to cyber security and data privacy since we did not encounter any such instances.	-
Governance Other diff Impact Of Data Breaches	Nil	NA	-
Governance Other Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy	Yes	Yes	-
Governance Other diff Does The Entity Have An Anti Corruption Or Anti Bribery Policy	No	Yes	-
Governance Other Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board	Yes	Yes	-
Governance Other diff Grievance Redressal Mechanism In Place	No	Yes	-
Governance Other Has The Policy Been Approved By The Board	Yes	Yes	-
Governance Other diff Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees	No	Yes	-
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers	No	No	-
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees	Yes	Yes	-
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers	No	No	-
Governance Other Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker	Yes	Yes	-
Governance Other # Instances Of Data Breaches Along With Impact	0	0	0
Governance Other % Data Breaches Involving Personally Identifiable Information Of Customers	0	0	0
Governance Other diff Web Link For Grievance Redress Policy	https://www.sundaramfinance.in/assets/app_docs/investorinfo/corporate_governance/policies/sebi/policies_on_brr.pdf	support@5paisa.com grievance@5paisa.co. Further the Grievance Redressal policy can be requested by sending an emailn to csteam@5paisa.com	-
Governance Other diff Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy	https://www.sundaramfinance.in/privacy−policy	Weblink: https://www.sammaancapital.com/privacy-policy	-
Governance Other diff Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management	Yes	No	-
Governance Other diff Company Has Undertaken Assessment Or Assurance Of The BRSRCore	Yes assurance	No	-
Other Other diff Address Of Corporate Office	21 PATULLOS ROAD, CHENNAI, Chennai, CHENNAI, Tamil Nadu, India, 600002	IIFL House, Sun Infotech Park, Road No. 16V, B-23, MIDC, Thane Industrial Area, Wagle Estate, Thane - 400604.	-
Other Other diff Address Of Registered Office	21 PATULLOS ROAD, CHENNAI, Chennai, CHENNAI, Tamil Nadu, India, 600002	IIFL House, Sun Infotech Park, Road No. 16V, B-23, MIDC, Thane Industrial Area, Wagle Estate, Thane - 400604.	-
Other Other diff Accounts Payable Year	₹ 1,922,310,000	₹ 2,721,928,034.2	INR +799618034.2 (+41.6%)
Other Other diff Cost Incurred On Well Being Measures	₹ 117,300,000	₹ 12,006,898	INR -105293102 (-89.8%)
Other Other diff Fines Or Penalties	₹ 1,093	₹ 1,188,459	INR +1187366 (+108633.7%)
Other Other diff Investments In Related Parties	₹ 33,601,244,437	₹ 78,500,000	INR -33522744437 (-99.8%)
Other Other diff Loans And Advances Given To Related Parties	₹ 5,867,803	₹ 0	INR -5867803 (-100%)
Other Other Purchases From Related Parties	₹ 0	₹ 0	INR 0
Other Other Purchases From Top Ten Trading Houses	₹ 0	₹ 0	INR 0
Other Other Purchases From Trading Houses	₹ 0	₹ 0	INR 0
Other Other Re Used	0 t	0 t	0 t
Other Other Safely Disposed	0 t	0 t	0 t
Other Other Sales To Dealers Or Distributors	₹ 0	₹ 0	INR 0
Other Other Sales To Related Parties	₹ 0	₹ 0	INR 0
Other Other Sales To Top Ten Dealers Or Distributors	₹ 0	₹ 0	INR 0
Other Other diff Total Investments	₹ 68,625,900,000	₹ 78,500,000	INR -68547400000 (-99.9%)
Other Other diff Total Loans And Advances	₹ 493,734,965,000	₹ 0	INR -493734965000 (-100%)
Other Other Total Purchases	₹ 0	₹ 0	INR 0
Other Other Total Purchases For Share Of Related Party Transactions	₹ 0	₹ 0	INR 0
Other Other Total Purchases From Trading Houses	₹ 0	₹ 0	INR 0
Other Other Total Sales	₹ 0	₹ 0	INR 0
Other Other Total Sales For Share Of Related Party Transactions	₹ 0	₹ 0	INR 0
Other Other Total Sales To Dealers Or Distributors	₹ 0	₹ 0	INR 0
Other Other diff Brief Of The Monetary Case For Penalty Or Fine	Delay in Profession Tax Payment	Arbitration Award in the matter Ref. No. NSESB-2023-10-918221 was in favor of Applicant and 5paisa was directed to make the payment of Rs. 11,88,459/- along wit...	-
Other Other diff Category	Joint Venture	Subsidiary	-
Other Other Channels Of Communication	Other	Other	-
Other Other diff Contact # Contact Person	044-28881207	+91 22 41035000	-
Other Other diff Corporate Identity Number	L65191TN1954PLC002429	L67190MH2007PLC289249	-
Other Other diff Cost Of Goods Or Services Procured Year	₹ 52,058,329,471	₹ 1,584,730,000	INR -50473599471 (-97%)
Other Other Date Of End Of FY	2025-03-31	2025-03-31	-
Other Other Date Of End Of Previous Year	2024-03-31	2024-03-31	-
Other Other Date Of End Of Prior To Previous Year	2023-03-31	2023-03-31	-
Other Other diff Date Of Incorporation	1954-08-11	2007-07-10	-
Other Other Date Of Start Of FY	2024-04-01	2024-04-01	-
Other Other Date Of Start Of Previous Year	2023-04-01	2023-04-01	-
Other Other Date Of Start Of Prior To Previous Year	2022-04-01	2022-04-01	-
Other Other diff Deducted And Deposited With The Authority	Yes	NA	-
Other Other diff Description Of Business Activity	Financial and Credit Leasing Activity	Fund Based Activities and Distribution	-
Other Other diff Description Of Main Activity	Financial and Insurance Service Main Product / service: Interest Income on Hypothecation Loan / Hire Purchase	Broking and Financial Services	-
Other Other diff Description Of Other Frequency For Performance Against Above Policies And Follow Up Action	The engagement with employees and customers is done on a day to day basis	The policies of the Company are reviewed periodically or on a need basis.	-
Other Other diff Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Plant And Office	NA	None of such risk / concerns were identified during FY 2024-25.	-
Other Other diff Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner	Nil	NA, since there was no assessment conducted	-
Other Other diff Improvements In Environmental And Social Impacts Due To Capex	0	No capital expenditures were allocated towards technologies or processes aimed at enhancing environmental or social performance in the current and previous fina...	-
Other Other diff Improvements In Environmental And Social Impacts Due To RAnd D	0	No investments were made in research and development specifically targeted at improving environmental or social impacts during the reported periods.	-
Other Other diff Other Channels Of Communication	CSR initiatives	CSR initiatives Empowerment programs	-
Other Other diff Other Frequency Of Engagement	Periodic	Monthly / Quarterly / Annually	-
Other Other diff Case	In terms of the instances wherein appeal has been referred to as disclosed in question 2 above, the necessary appeals have been filed with the respective state...	Arbitration Award in the matter Ref. No. NSE-SB-2023-10-918221 was in favor of Applicant and 5paisa was directed to make the payment of Rs. 11,88,459/-along wit...	-
Other Other diff Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy	Mr. Rajiv C. Lochan Managing Director DIN: 05309534	Mr. Gourav Munjal - Whole Time Director & CFO, holds the responsibility for overseeing sustainability issues and implementing Business Responsibility policies.	-
Other Other diff Disclose Any Significant Adverse Impact To The Environment Arising From The Value Chain What Mitigation Or Adaptation Measures Have Been Taken By The Entity In This Regard	Nil	NA	-
Other Other diff Disclose Wages Paid To Persons Employed	₹ 3,176,047,908	₹ 517,205,000	INR -2658842908 (-83.7%)
Other Other diff Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts	No	Yes	-
Other Other Do The Enlisted Policies Extend To Your Value Chain Partners	Yes	Yes	-
Other Other Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business	Yes	Yes	-
Other Other diff Do You Have APreferential Procurement Policy Where You Give Preference To Purchase From Suppliers Comprising Marginalized Or Vulnerable Groups	NA	No	-
Other Other Does Company Participate In The Business Responsibility Initiatives Of The Listed Entity	No	No	-
Other Other diff Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws	NA	Yes	-
Other Other Does The Entity Have ABusiness Continuity And Disaster Management Plan	Yes	Yes	-
Other Other diff Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016	No	Yes	-
Other Other Does The Entity Have Procedures In Place For Sustainable Sourcing	Yes	Yes	-
Other Other diff Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment	No	Yes	-
Other Other diff EMail Of Contact Person	pnsrik@sundaramfinance.in	csteam@5paisa.com	-
Other Other diff EMail	investorservices@sundaramfinance.in	csteam@5paisa.com	-
Other Other Financial Implications Of The Risk Or Opportunity	Positive Implications	Positive Implications	-
Other Other Frequency Of Engagement	Others – please specify	Others – please specify	-
Other Other From Which Marginalized Or Vulnerable Groups Do You Procure	NA	NA	-
Other Other diff Gross Wages Paid To Female	₹ 301,397,832	₹ 142,618,000	INR -158779832 (-52.7%)
Other Other diff Has An Appeal Been Preferred For Penalty Or Fine	No	Yes	-
Other Other Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency	No	No	-
Other Other Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services	NA	NA	-
Other Other In Case Of Risk Approach To Adapt Or Mitigate	NA	NA	-
Other Other diff Indicate Whether Risk Or Opportunity	R&O	O	-
Other Other Is The Entity Compliant With The Applicable Environmental Law	NA	NA	-
Other Other Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016	Yes	Yes	-
Other Other diff Material Issue Identified	Climate Change	Community Engagement	-
Other Other Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel	₹ 0	₹ 0	INR 0
Other Other diff NGRBCPrinciple For Penalty Or Fine	1	Principle 1	-
Other Other diff NICCode Of Product Or Service Sold By The Entity	6,499	66,190	+59691 (+918.5%)
Other Other diff NOx	160.84 kg	0 mcg	-
Other Other diff Name Of Contact Person	P N Srikant	Mr. Gourav Munjal - Whole-time Director & CFO	-
Other Other diff Name Of Stock Exchange Where The Company Is Listed	NSE	BSE	-
Other Other diff Name	SUNDARAM FINANCE LIMITED	5paisa Capital Limited	-
Other Other diff Name Of The Holding Or Subsidiary Associate Companies Or Joint Ventures	Royal Sundaram General Insurance Co. Ltd	5paisa International Securities (IFSC) Limited	-
Other Other diff Name Of The National And International Codes Or Certifications Or Labels Or Standards Adopted By Your Entity And Mapped To Each Principle	NA	ISO 9001:2015 - Quality management systems ISO 10002:2014 Quality management - Customer satisfaction	-
Other Other diff Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions	Respective State GST Appellate Authorities.	National Stock Exchange of India Limited (NSE) -SAMA ODR	-
Other Other diff Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Penalty Or Fine	Profession Tax Officers, Kerala PT Department	National Stock Exchange of India Limited (NSE) -SAMA ODR	-
Other Other diff Name Of The Trade And Industry Chambers Or Associations	Confederation of Indian Industry	Association of Mutual Funds in India (AMFI)	-
Other Other diff Net Worth	₹ 111,391,039,000	₹ 6,044,500,000	INR -105346539000 (-94.6%)
Other Other diff # Affiliations With Trade And Industry Chambers Or Associations	8	1	-7 (-87.5%)
Other Other # Countries Where Market Served By The Entity	0	0	0
Other Other diff # Days Of Accounts Payable	P0D	P2D	-
Other Other # Dealers Or Distributors To Whom Sales Are Made	0	0	0
Other Other diff # Female Key Management Personnel	0	1	+1
Other Other # Forced Recalls	0	0	0
Other Other # Green Credits Have Been Generated Or Procured By The Listed Entity	0	0	0
Other Other # Green Credits Have Been Generated Or Procured By The Top Ten Value Chain Partners	0	0	0
Other Other # Key Managerial Personnel For Remuneration Or Salary Or Wages	0	0	0
Other Other # Locations	0	0	0
Other Other diff # States Where Market Served By The Entity	21	28	+7 (+33.3%)
Other Other # Trading Houses Where Purchases Are Made	0	0	0
Other Other # Voluntary Recalls	0	0	0
Other Other diff Particulate Matter	10.72 kg	0 mcg	-
Other Other diff % Beneficiaries From Vulnerable And Marginalized Groups	0.7	0	-0.7 (-100%)
Other Other % Capex	0	0	0
Other Other % Child Labour Of Value Chain Partners P 5	0	0	0
Other Other % Child Labour Of Your Plants And Offices That Were Assessed P 5	1	1	0 (0%)
Other Other % Cost Incurred On Well Being Measures With Respect To Total Revenue	0	0	+0 (+83.3%)
Other Other diff % Directly Sourced From MSMEs Or Small Producers	0.01	0	-0.01 (-100%)
Other Other % Discrimination At Work Place Of Value Chain Partners P 5	0	0	0
Other Other % Discrimination At Work Place Of Your Plants And Offices That Were Assessed P 5	1	1	0 (0%)
Other Other diff % Female Key Management Personnel	0	0.25	+0.25
Other Other % Forced Labour Or Involuntary Labour Of Value Chain Partners P 5	0	0	0
Other Other % Forced Labour Or Involuntary Labour Of Your Plants And Offices That Were Assessed P 5	1	1	0 (0%)

Environmental Emissions diff

Does The Entity Have Any Project Related To Reducing Green House Gas Emission

NA

Yes

-

Environmental Emissions diff

Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Air Emissions Other Than GHGEmissions

Yes

No

-

Environmental Emissions diff

Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output

0 MtCO2e

0.53 MtCO2e

+0.53 MtCO2e

Environmental Emissions

Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover

0 MtCO2e

Environmental Emissions diff

Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity

31.7 MtCO2e

0 MtCO2e

-31.7 MtCO2e (-100%)

Environmental Emissions diff

Total Scope 1 And Scope 2 Emissions Intensity The Relevant Metric May Be Selected By The Entity

0 MtCO2e

0.64 MtCO2e

+0.64 MtCO2e

Environmental Emissions diff

Total Scope 1 Emissions

2,387.83 MtCO2e

6.53 MtCO2e

-2381.3 MtCO2e (-99.7%)

Environmental Emissions diff

Total Scope 2 Emissions

6,838.59 MtCO2e

348 MtCO2e

-6490.59 MtCO2e (-94.9%)

Environmental Emissions diff

Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions

Yes

No

-

Environmental Emissions

Air Emissions Other Than Ghg Emissions By The Entity Applicability

Yes

-

Environmental Emissions

Green House Gas Emissions And Its Intensity Applicability

Yes

-

Environmental Emissions diff

Total Scope 3 Emissions And Its Intensity Applicability

No

Yes

-

Environmental Energy diff

Energy Consumption Through Other Sources From Non Renewable Sources

0 GJ

24 GJ

+24 GJ

Environmental Energy

Energy Consumption Through Other Sources From Renewable Sources

0 GJ

Environmental Energy diff

Energy Intensity In Term Of Physical Output

0 GJ

4.4 GJ

+4.4 GJ

Environmental Energy

Energy Intensity Per Rupee Of Turnover

0 GJ

Environmental Energy diff

Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

296.05 GJ

0 GJ

-296.05 GJ (-100%)

Environmental Energy diff

Energy Intensity The Relevant Metric May Be Selected By The Entity

0 GJ

2.93 GJ

+2.93 GJ

Environmental Energy diff

Total Electricity Consumption From Non Renewable Sources

34,383.99 GJ

1,727 GJ

-32656.99 GJ (-95%)

Environmental Energy diff

Total Electricity Consumption From Renewable Sources

5,224.19 GJ

1,097 GJ

-4127.19 GJ (-79%)

Environmental Energy diff

Total Energy Consumed From Non Renewable Sources

80,954.09 GJ

1,847 GJ

-79107.09 GJ (-97.7%)

Environmental Energy diff

Total Energy Consumed From Renewable And Non Renewable Sources

86,178.28 GJ

2,944 GJ

-83234.28 GJ (-96.6%)

Environmental Energy diff

Total Energy Consumed From Renewable Sources

5,224.19 GJ

1,097 GJ

-4127.19 GJ (-79%)

Environmental Energy diff

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators

Yes

No

-

Environmental Energy

Total Energy Consumption And Energy Intensity Applicable To The Company

Yes

-

Environmental Other

Recycled

0 t

Environmental Other

Battery Waste

0 t

Environmental Other

Bio Medical Waste

0 t

Environmental Other

Construction And Demolition Waste

0 t

Environmental Other diff

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For EWaste

NOT APPLICABLE

Owing to the nature of the business, this disclosure is Not Applicable.

-

Environmental Other diff

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Hazardous Waste

NOT APPLICABLE

Considering that the company is involved in providing financial services, therefore this does not apply to the Company.

-

Environmental Other diff

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Other Waste

NOT APPLICABLE

All other waste is collected and properly managed through collaboration with local waste management authorities.

-

Environmental Other diff

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Plastics Including Packaging

NOT APPLICABLE

Owing to the nature of the business, this disclosure is Not Applicable.

-

Environmental Other diff

EWaste

8.64 t

0.41 t

-8.23 t (-95.3%)

Environmental Other diff

Has The Entity Implemented Mechanism For Zero Liquid Discharge

NA

No

-

Environmental Other diff

Hazardous Air Pollutants

0 kg

0 mcg

-

Environmental Other

Other Hazardous Waste

0 t

Environmental Other diff

Other Non Hazardous Waste Generated

40.54 t

0 t

-40.54 t (-100%)

Environmental Other diff

Persistent Organic Pollutants

0 kg

0 mcg

-

Environmental Other

Plastic Waste

0 t

Environmental Other diff

Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks Is Not Applicable

NOT APPLICABLE

Not applicable as our workforce does not include any workers.

-

Environmental Other

Radioactive Waste

0 t

Environmental Other

Recycling And/Or Safe Disposal As % To Total Turnover

0

Environmental Other diff

Total Fuel Consumption From Non Renewable Sources

46,570.1 GJ

96 GJ

-46474.1 GJ (-99.8%)

Environmental Other

Total Fuel Consumption From Renewable Sources

0 GJ

Environmental Other diff

Total Waste Disposed

0 t

0.41 t

+0.41 t

Environmental Other diff

Total Waste Generated

49.18 t

0.41 t

-48.77 t (-99.2%)

Environmental Other diff

Total Waste Recovered

49.18 t

0 t

-49.18 t (-100%)

Environmental Other

Waste Disposed By Incineration

0 t

Environmental Other diff

Waste Disposed By Landfilling

0 t

0.41 t

+0.41 t

Environmental Other

Waste Disposed By Other Disposal Operations

0 t

Environmental Other

Waste Intensity In Term Of Physical Output

0 t

+0 t

Environmental Other

Waste Intensity Per Rupee Of Turnover

0 t

Environmental Other diff

Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

0.17 t

0 t

-0.17 t (-100%)

Environmental Other

Waste Intensity The Relevant Metric May Be Selected By The Entity

0 t

+0 t

Environmental Other

Waste Recovered Through Other Recovery Operations

0 t

Environmental Other

Waste Recovered Through Re Used

0 t

Environmental Other diff

Waste Recovered Through Recycled

49.18 t

0 t

-49.18 t (-100%)

Environmental Other diff

Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks

Yes

No

-

Environmental Water diff

External assurance on water withdrawal (Yes/No)

Yes

No

-

Environmental Water diff

Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress

Yes

No

-

Environmental Water diff

Total Volume Of Water Consumption

89,333.28 kL

869 kL

-88464.28 kL (-99%)

Environmental Water diff

Total Volume Of Water Withdrawal

89,333.28 kL

4,079.11 kL

-85254.17 kL (-95.4%)

Environmental Water diff

Total Water Discharged In Kilolitres

89,333.28 kL

3,210.11 kL

-86123.17 kL (-96.4%)

Environmental Water

Water Discharge By Sent To Third Parties

0 kL

Environmental Water

Water Discharge By Sent To Third Parties With Treatment

0 kL

Environmental Water

Water Discharge By Sent To Third Parties Without Treatment

0 kL

Environmental Water diff

Water Discharge To Others

0 kL

3,210.11 kL

+3210.11 kL

Environmental Water

Water Discharge To Others With Treatment

0 kL

Environmental Water diff

Water Discharge To Others Without Treatment

0 kL

3,210.11 kL

+3210.11 kL

Environmental Water

Water Discharge To Seawater

0 kL

Environmental Water

Water Discharge To Seawater With Out Treatment

0 kL

Environmental Water

Water Discharge To Seawater With Treatment

0 kL

Environmental Water diff

Water Intensity In Term Of Physical Output

0 kL

1.3 kL

+1.3 kL

Environmental Water

Water Intensity Per Rupee Of Turnover

0 kL

Environmental Water diff

Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

306.89 kL

0 kL

-306.89 kL (-100%)

Environmental Water diff

Water Intensity The Relevant Metric May Be Selected By The Entity

0 kL

5.78 kL

+5.78 kL

Environmental Water diff

Water Withdrawal By Groundwater

0 kL

3,267.79 kL

+3267.79 kL

Environmental Water diff

Water Withdrawal By Others

0 kL

43.03 kL

+43.03 kL

Environmental Water

Water Withdrawal By Seawater Or Desalinated Water

0 kL

Environmental Water diff

Water Withdrawal By Surface Water

89,333.28 kL

0 kL

-89333.28 kL (-100%)

Environmental Water diff

Water Withdrawal By Third Party Water

0 kL

768.29 kL

+768.29 kL

Environmental Water diff

Water discharge to groundwater

89,333.28 kL

0 kL

-89333.28 kL (-100%)

Environmental Water

Water discharge to groundwater (treated)

0 kL

Environmental Water diff

Water discharge to groundwater (untreated)

89,333.28 kL

0 kL

-89333.28 kL (-100%)

Environmental Water

Water discharge to surface water

0 kL

Environmental Water

Water discharge to surface water (treated)

0 kL

Environmental Water

Water discharge to surface water (untreated)

0 kL

Environmental Water diff

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged

Yes

No

-

Governance Governance

Complaints On POSHUp Held

0

Governance Governance

Complaints on directors conflict of interest (count)

0

Governance Governance diff

Consumer Complaints Pending Resolution At End Of Year

36

0

-36 (-100%)

Governance Governance diff

Consumer Complaints Received Year

1,640

0

-1640 (-100%)

Governance Governance

Directors with disciplinary actions (count)

0

Governance Governance

Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues

Yes

-

Governance Governance

Employees with disciplinary actions (count)

0

Governance Governance

KMPs with disciplinary actions (count)

0

Governance Governance

Median Of Remuneration Or Salary Or Wages Of Board Of Directors

₹ 0

INR 0

Governance Governance

Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP

₹ 0

INR 0

Governance Governance

# Board Of Directors For Remuneration Or Salary Or Wages

0

Governance Governance

# Complaints Filed Year

0

Governance Governance

# Complaints Filed From Stake Holder Group Year

0

Governance Governance

# Complaints Pending From Stake Holder Group Resolution At The End Of Year

0

Governance Governance

# Complaints Pending Resolution At The End Of Year

0

Governance Governance

# Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs

0

Governance Governance

# Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages

0

Governance Governance diff

# Female Board Of Directors

3

2

-1 (-33.3%)

Governance Governance

% Complaints In Respect Of # Employees Or Worker

0

0 (-100%)

Governance Governance diff

% Female Board Of Directors

0.25

0.29

+0.04 (+14.3%)

Governance Governance diff

Remark For Consumer Complaints

0

Nil

-

Governance Governance diff

Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps

0

NA

-

Governance Governance diff

Remarks Stake Holder Group From Whom Complaint Is Received

0

NA

-

Governance Governance diff

Remarks on directors conflict of interest complaints

0

NA

-

Governance Governance diff

Total Complaints Reported Under Sexual Harassment Of Women At Workplace

1

0

-1 (-100%)

Governance Governance diff

Total # Board Of Directors

12

7

-5 (-41.7%)

Governance Governance

Workers with disciplinary actions (count)

0

Governance Other diff

Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency

Any other

Quarterly

-

Governance Other

Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By

Director

-

Governance Other diff

Description Of Other Frequency For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances

The engagement with employees and customers is done on a day to day basis

The policies of the Company are reviewed periodically or on a need basis.

-

Governance Other diff

Any Corrective Action Taken Or Underway On Issues Related To Fines Or Penalties Or Action Taken By Regulators Or Law Enforcement Agencies Or Judicial Institutions On Cases Of Corruption And C~19 c 7 f 5 b 3

Nil

No corrective actions pertaining to above mentioned parameters was necessitated by SCL during the reporting period.

-

Governance Other diff

Any Corrective Actions Taken Or Underway On Issues Relating To Advertising And Delivery Of Essential Services Or Cyber Security And Data Privacy Or Recalls Or Penalty Or Action Taken By Regul~5861 bc 5 c

NA

No corrective actions taken or underway with respect to cyber security and data privacy since we did not encounter any such instances.

-

Governance Other diff

Impact Of Data Breaches

Nil

NA

-

Governance Other

Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy

Yes

-

Governance Other diff

Does The Entity Have An Anti Corruption Or Anti Bribery Policy

No

Yes

-

Governance Other

Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board

Yes

-

Governance Other diff

Grievance Redressal Mechanism In Place

No

Yes

-

Governance Other

Has The Policy Been Approved By The Board

Yes

-

Governance Other diff

Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees

No

Yes

-

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers

No

-

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees

Yes

-

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers

No

-

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker

Yes

-

Governance Other

# Instances Of Data Breaches Along With Impact

0

Governance Other

% Data Breaches Involving Personally Identifiable Information Of Customers

0

Governance Other diff

Web Link For Grievance Redress Policy

https://www.sundaramfinance.in/assets/app_docs/investorinfo/corporate_governance/policies/sebi/policies_on_brr.pdf

support@5paisa.com grievance@5paisa.co. Further the Grievance Redressal policy can be requested by sending an emailn to csteam@5paisa.com

-

Governance Other diff

Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy

https://www.sundaramfinance.in/privacy−policy

Weblink: https://www.sammaancapital.com/privacy-policy

-

Governance Other diff

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management

Yes

No

-

Governance Other diff

Company Has Undertaken Assessment Or Assurance Of The BRSRCore

Yes assurance

No

-

Other Other diff

Address Of Corporate Office

21 PATULLOS ROAD, CHENNAI, Chennai, CHENNAI, Tamil Nadu, India, 600002

IIFL House, Sun Infotech Park, Road No. 16V, B-23, MIDC, Thane Industrial Area, Wagle Estate, Thane - 400604.

-

Other Other diff

Address Of Registered Office

21 PATULLOS ROAD, CHENNAI, Chennai, CHENNAI, Tamil Nadu, India, 600002

IIFL House, Sun Infotech Park, Road No. 16V, B-23, MIDC, Thane Industrial Area, Wagle Estate, Thane - 400604.

-

Other Other diff

Accounts Payable Year

₹ 1,922,310,000

₹ 2,721,928,034.2

INR +799618034.2 (+41.6%)

Other Other diff

Cost Incurred On Well Being Measures

₹ 117,300,000

₹ 12,006,898

INR -105293102 (-89.8%)

Other Other diff

Fines Or Penalties

₹ 1,093

₹ 1,188,459

INR +1187366 (+108633.7%)

Other Other diff

Investments In Related Parties

₹ 33,601,244,437

₹ 78,500,000

INR -33522744437 (-99.8%)

Other Other diff

Loans And Advances Given To Related Parties

₹ 5,867,803

₹ 0

INR -5867803 (-100%)

Other Other

Purchases From Related Parties

₹ 0

INR 0

Other Other

Purchases From Top Ten Trading Houses

₹ 0

INR 0

Other Other

Purchases From Trading Houses

₹ 0

INR 0

Other Other

Re Used

0 t

Other Other

Safely Disposed

0 t

Other Other

Sales To Dealers Or Distributors

₹ 0

INR 0

Other Other

Sales To Related Parties

₹ 0

INR 0

Other Other

Sales To Top Ten Dealers Or Distributors

₹ 0

INR 0

Other Other diff

Total Investments

₹ 68,625,900,000

₹ 78,500,000

INR -68547400000 (-99.9%)

Other Other diff

Total Loans And Advances

₹ 493,734,965,000

₹ 0

INR -493734965000 (-100%)

Other Other

Total Purchases

₹ 0

INR 0

Other Other

Total Purchases For Share Of Related Party Transactions

₹ 0

INR 0

Other Other

Total Purchases From Trading Houses

₹ 0

INR 0

Other Other

Total Sales

₹ 0

INR 0

Other Other

Total Sales For Share Of Related Party Transactions

₹ 0

INR 0

Other Other

Total Sales To Dealers Or Distributors

₹ 0

INR 0

Other Other diff

Brief Of The Monetary Case For Penalty Or Fine

Delay in Profession Tax Payment

Arbitration Award in the matter Ref. No. NSESB-2023-10-918221 was in favor of Applicant and 5paisa was directed to make the payment of Rs. 11,88,459/- along wit...

-

Other Other diff

Sundaram Finance Holdings Limited vs Sammaan Capital Limited Comparison