Ujjivan Small Finance Bank Limited

KPI	Ujjivan Small Finance Bank Limited
Environmental Emissions Does The Entity Have Any Project Related To Reducing Green House Gas Emission	Yes
Environmental Emissions Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output	0 Non-SI:MtCO2e
Environmental Emissions Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover	0 Non-SI:MtCO2e
Environmental Emissions Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity	0 Non-SI:MtCO2e
Environmental Emissions Total Scope 1 Emissions	600.52 Non-SI:MtCO2e
Environmental Emissions Total Scope 2 Emissions	13,270.24 Non-SI:MtCO2e
Environmental Emissions Total Scope 3 Emissions	17,907.95 Non-SI:MtCO2e
Environmental Emissions Total Scope 3 Emissions Per Rupee Of Turnover	0 Non-SI:MtCO2e
Environmental Emissions Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Total Scope 3 Emissions	No
Environmental Emissions Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions	No
Environmental Emissions Air Emissions Other Than Ghg Emissions By The Entity Applicability	No
Environmental Emissions Green House Gas Emissions And Its Intensity Applicability	Yes
Environmental Emissions Total Scope 3 Emissions And Its Intensity Applicability	Yes
Environmental Energy Energy Consumption Through Other Sources From Non Renewable Sources	0 Non-SI:GJ
Environmental Energy Energy Consumption Through Other Sources From Renewable Sources	51.09 Non-SI:GJ
Environmental Energy Energy Intensity In Term Of Physical Output	0 Non-SI:GJ
Environmental Energy Energy Intensity Per Rupee Of Turnover	0 Non-SI:GJ
Environmental Energy Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	0 Non-SI:GJ
Environmental Energy Name Of Other Parameter Of Energy Consumption Through Other Source From Renewable Sources	Energy consumption through other sources (C) (Solar Power Panels with total capacity of 24kw at 4 locations)
Environmental Energy Total Electricity Consumption From Non Renewable Sources	65,712.33 Non-SI:GJ
Environmental Energy Total Electricity Consumption From Renewable Sources	0 Non-SI:GJ
Environmental Energy Total Energy Consumed From Non Renewable Sources	73,775.58 Non-SI:GJ
Environmental Energy Total Energy Consumed From Renewable And Non Renewable Sources	73,826.67 Non-SI:GJ
Environmental Energy Total Energy Consumed From Renewable Sources	51.09 Non-SI:GJ
Environmental Energy Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators	No
Environmental Energy Total Energy Consumption And Energy Intensity Applicable To The Company	Yes
Environmental Other Mechanism For Zero Liquid Discharge Non-Applicability	The water requirement for the bank is only for domestic and drinking purposes. So, there is no Zero Liquid Discharge implementation.
Environmental Other Recycled	0 Non-SI:t
Environmental Other Battery Waste	0 Non-SI:t
Environmental Other Bio Medical Waste	0 Non-SI:t
Environmental Other Construction And Demolition Waste	0 Non-SI:t
Environmental Other Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For EWaste	Not applicable
Environmental Other Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Hazardous Waste	Not applicable
Environmental Other Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Other Waste	Not applicable
Environmental Other Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Plastics Including Packaging	Not Applicable
Environmental Other Significant Direct And Indirect Impact On Biodiversity In Such Areas Along With Prevention And Remediation Activities	The bank does not operate in any ecologically sensitive areas.
Environmental Other EWaste	10.13 Non-SI:t
Environmental Other Has The Entity Implemented Mechanism For Zero Liquid Discharge	NA
Environmental Other Other Hazardous Waste	0 Non-SI:t
Environmental Other Other Non Hazardous Waste Generated	51.8 Non-SI:t
Environmental Other Plastic Waste	0 Non-SI:t
Environmental Other Radioactive Waste	0 Non-SI:t
Environmental Other Recycling And/Or Safe Disposal As % To Total Turnover	0
Environmental Other Total Fuel Consumption From Non Renewable Sources	8,063.25 Non-SI:GJ
Environmental Other Total Fuel Consumption From Renewable Sources	0 Non-SI:GJ
Environmental Other Total Waste Disposed	51.8 Non-SI:t
Environmental Other Total Waste Generated	61.93 Non-SI:t
Environmental Other Total Waste Recovered	10.13 Non-SI:t
Environmental Other Waste Disposed By Incineration	0 Non-SI:t
Environmental Other Waste Disposed By Landfilling	0 Non-SI:t
Environmental Other Waste Disposed By Other Disposal Operations	51.8 Non-SI:t
Environmental Other Waste Intensity In Term Of Physical Output	0 Non-SI:t
Environmental Other Waste Intensity Per Rupee Of Turnover	0 Non-SI:t
Environmental Other Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	0 Non-SI:t
Environmental Other Waste Recovered Through Other Recovery Operations	0 Non-SI:t
Environmental Other Waste Recovered Through Re Used	0 Non-SI:t
Environmental Other Waste Recovered Through Recycled	10.13 Non-SI:t
Environmental Other Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks	Yes
Environmental Water External assurance on water withdrawal (Yes/No)	No
Environmental Water Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress	No
Environmental Water Total Volume Of Water Consumption	155,682 kL
Environmental Water Total Volume Of Water Withdrawal	0 kL
Environmental Water Total Water Discharged In Kilolitres	0 kL
Environmental Water Water Discharge By Sent To Third Parties	0 kL
Environmental Water Water Discharge By Sent To Third Parties With Treatment	0 kL
Environmental Water Water Discharge By Sent To Third Parties Without Treatment	0 kL
Environmental Water Water Discharge To Others	0 kL
Environmental Water Water Discharge To Others With Treatment	0 kL
Environmental Water Water Discharge To Others Without Treatment	0 kL
Environmental Water Water Discharge To Seawater	0 kL
Environmental Water Water Discharge To Seawater With Out Treatment	0 kL
Environmental Water Water Discharge To Seawater With Treatment	0 kL
Environmental Water Water Intensity In Term Of Physical Output	0 kL
Environmental Water Water Intensity Per Rupee Of Turnover	0 kL
Environmental Water Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity	0 kL
Environmental Water Water Withdrawal By Groundwater	0 kL
Environmental Water Water Withdrawal By Others	0 kL
Environmental Water Water Withdrawal By Seawater Or Desalinated Water	0 kL
Environmental Water Water Withdrawal By Surface Water	0 kL
Environmental Water Water Withdrawal By Third Party Water	0 kL
Environmental Water Water discharge to groundwater	0 kL
Environmental Water Water discharge to groundwater (treated)	0 kL
Environmental Water Water discharge to groundwater (untreated)	0 kL
Environmental Water Water discharge to surface water	0 kL
Environmental Water Water discharge to surface water (treated)	0 kL
Environmental Water Water discharge to surface water (untreated)	0 kL
Environmental Water Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged	No
Governance Governance Complaints On POSHUp Held	16
Governance Governance Complaints on directors conflict of interest (count)	0
Governance Governance Consumer Complaints Pending Resolution At End Of Year	1
Governance Governance Consumer Complaints Received Year	133
Governance Governance Directors with disciplinary actions (count)	0
Governance Governance Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues	Yes
Governance Governance Employees with disciplinary actions (count)	0
Governance Governance KMPs with disciplinary actions (count)	0
Governance Governance Median Of Remuneration Or Salary Or Wages Of Board Of Directors	₹ 0
Governance Governance Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP	₹ 0
Governance Governance # Board Of Directors For Remuneration Or Salary Or Wages	0
Governance Governance # Complaints Filed Year	0
Governance Governance # Complaints Filed From Stake Holder Group Year	0
Governance Governance # Complaints Pending From Stake Holder Group Resolution At The End Of Year	0
Governance Governance # Complaints Pending Resolution At The End Of Year	0
Governance Governance # Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs	0
Governance Governance # Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages	0
Governance Governance # Female Board Of Directors	5
Governance Governance % Complaints In Respect Of # Employees Or Worker	0
Governance Governance % Female Board Of Directors	0.56
Governance Governance Remark For Consumer Complaints	-
Governance Governance Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps	NA
Governance Governance Remarks Stake Holder Group From Whom Complaint Is Received	NA
Governance Governance Remarks on directors conflict of interest complaints	NA
Governance Governance Remarksfor Complaints	NA
Governance Governance Total Complaints Reported Under Sexual Harassment Of Women At Workplace	16
Governance Governance Total # Board Of Directors	9
Governance Governance Workers with disciplinary actions (count)	0
Governance Other Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency	Annually
Governance Other Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By	Committee of the Board
Governance Other Description Of Other Committee For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification	NA
Governance Other Description Of Other Frequency For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances	NA
Governance Other Impact Of Data Breaches	0
Governance Other Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy	Yes
Governance Other Does The Entity Have An Anti Corruption Or Anti Bribery Policy	Yes
Governance Other Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board	Yes
Governance Other Grievance Redressal Mechanism In Place	Yes
Governance Other Has The Policy Been Approved By The Board	Yes
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees	No
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers	No
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees	Yes
Governance Other Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers	No
Governance Other Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker	Yes
Governance Other # Instances Of Data Breaches Along With Impact	0
Governance Other % Data Breaches Involving Personally Identifiable Information Of Customers	0
Governance Other Web Link At Anti Corruption Or Anti Bribery Policy Is Place	https://www.ujjivansfb.in/sites/default/files/2024-06/Vigilance-Anti_Bribery_and_Anti_Corruption_ Policy.pdf
Governance Other Web Link For Grievance Redress Policy	https://www.ujjivansfb.in/sites/default/files/2024-09/Whistleblower_Policy-%20FY-24-25.pdf
Governance Other Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy	https://www.ujjivansfb.in/privacy-policy
Governance Other Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management	No
Governance Other Company Has Undertaken Assessment Or Assurance Of The BRSRCore	No
Other Other Address Of Corporate Office	Grape Garden, No. 27, 3rd “A” Cross, 18th Main, 6th Block, Koramangala, Bengaluru-560095, Karnataka
Other Other Address Of Registered Office	Grape Garden, No. 27, 3rd “A” Cross, 18th Main, 6th Block, Koramangala, Bengaluru-560095, Karnataka
Other Other Accounts Payable Year	₹ 11,029,752,262.75
Other Other Cost Incurred On Well Being Measures	₹ 869,900,000
Other Other Fines Or Penalties	₹ 670,000
Other Other Investments In Related Parties	₹ 0
Other Other Loans And Advances Given To Related Parties	₹ 0
Other Other Purchases From Related Parties	₹ 0
Other Other Purchases From Top Ten Trading Houses	₹ 0
Other Other Purchases From Trading Houses	₹ 0
Other Other Re Used	0 Non-SI:t
Other Other Safely Disposed	0 Non-SI:t
Other Other Sales To Dealers Or Distributors	₹ 0
Other Other Sales To Related Parties	₹ 0
Other Other Sales To Top Ten Dealers Or Distributors	₹ 0
Other Other Total Investments	₹ 0
Other Other Total Loans And Advances	₹ 0
Other Other Total Purchases	₹ 0
Other Other Total Purchases For Share Of Related Party Transactions	₹ 0
Other Other Total Purchases From Trading Houses	₹ 0
Other Other Total Sales	₹ 0
Other Other Total Sales For Share Of Related Party Transactions	₹ 0
Other Other Total Sales To Dealers Or Distributors	₹ 0
Other Other Any Other Reasons If Policies Not Cover Each Principle And Its Core Elements Of The NGRBCs	Not applicable
Other Other Channels Of Communication	Other
Other Other Contact # Contact Person	18,002,082,121
Other Other Corporate Identity Number	L65110KA2016PLC142162
Other Other Corrective Action Taken For Initiative	-
Other Other Cost Of Goods Or Services Procured Year	₹ 11,994,100,000
Other Other Date Of End Of FY	2025-03-31
Other Other Date Of End Of Previous Year	2024-03-31
Other Other Date Of End Of Prior To Previous Year	2023-03-31
Other Other Date Of Incorporation	2016-07-04
Other Other Date Of Start Of FY	2024-04-01
Other Other Date Of Start Of Previous Year	2023-04-01
Other Other Date Of Start Of Prior To Previous Year	2022-04-01
Other Other Deducted And Deposited With The Authority	NA
Other Other Description Of Business Activity	Banking activities by Central, Commercial and Saving banks
Other Other Description Of Main Activity	Banking
Other Other Description Of Other Committee For Performance Against Above Policies And Follow Up Action	NA
Other Other Description Of Other Frequency For Performance Against Above Policies And Follow Up Action	NA
Other Other Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner	Nil
Other Other Improvements In Environmental And Social Impacts Due To Capex	Not Applicable
Other Other Improvements In Environmental And Social Impacts Due To RAnd D	Not Applicable
Other Other Other Channels Of Communication	Newspaper, Community Meetings
Other Other Other Frequency Of Engagement	Need basis
Other Other Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy	Board of Directors: Mr. Sanjeev Nautiyal, MD, and CEO
Other Other Policy Is Not Applicable	NA
Other Other Policies Has Not Applicable Each Principle And Its Core Elements Of The NGRBCs	NA
Other Other Disclose Any Significant Adverse Impact To The Environment Arising From The Value Chain What Mitigation Or Adaptation Measures Have Been Taken By The Entity In This Regard	Being a banking sector, there is no significant direct impact to the environment from the value chain partners.
Other Other Disclose Wages Paid To Persons Employed	₹ 888,312,978
Other Other Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts	No
Other Other Do The Enlisted Policies Extend To Your Value Chain Partners	Yes
Other Other Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business	Yes
Other Other Do You Have APreferential Procurement Policy Where You Give Preference To Purchase From Suppliers Comprising Marginalized Or Vulnerable Groups	No
Other Other Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws	Yes
Other Other Does The Entity Have ABusiness Continuity And Disaster Management Plan	Yes
Other Other Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016	Yes
Other Other Does The Entity Have Procedures In Place For Sustainable Sourcing	Yes
Other Other Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment	No
Other Other EMail Of Contact Person	Sanjeev.barnwal@ujjivan.com
Other Other EMail	investorrelations@ujjivan.com
Other Other Financial Implications Of The Risk Or Opportunity	Negative Implications
Other Other Frequency Of Engagement	Others – please specify
Other Other From Which Marginalized Or Vulnerable Groups Do You Procure	NA
Other Other Gross Wages Paid To Female	₹ 2,144,277,243
Other Other Has An Appeal Been Preferred For Penalty Or Fine	No
Other Other Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency	Yes
Other Other Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services	NA
Other Other In Case Of Risk Approach To Adapt Or Mitigate	Comprehensive ERM framework along with environment and social risks integrated in risk assessment process. Protocols and governance mechanisms established acros...
Other Other Indicate Whether Risk Or Opportunity	R
Other Other Initiative Undertaken	Digitalisation
Other Other Is The Entity Compliant With The Applicable Environmental Law	Yes
Other Other Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016	Yes
Other Other Material Issue Identified	Risk & Crisis Management
Other Other Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel	₹ 0
Other Other NGRBCPrinciple For Penalty Or Fine	Principle 1
Other Other NICCode Of Product Or Service Sold By The Entity	65,191
Other Other Name Of Contact Person	Sanjeev Barnwal
Other Other Name Of Stock Exchange Where The Company Is Listed	BSE
Other Other Name	Ujjivan Small Finance Bank Limited
Other Other Name Of The National And International Codes Or Certifications Or Labels Or Standards Adopted By Your Entity And Mapped To Each Principle	ISO 27001:2022 Certification on Information Security Management System
Other Other Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Penalty Or Fine	RBI
Other Other Name Of The Trade And Industry Chambers Or Associations	DSCI- Data Security Council of India
Other Other Net Worth	₹ 60,834,069,772
Other Other # Affiliations With Trade And Industry Chambers Or Associations	10
Other Other # Countries Where Market Served By The Entity	0
Other Other # Days Of Accounts Payable	P1D
Other Other # Dealers Or Distributors To Whom Sales Are Made	0
Other Other # Female Key Management Personnel	1
Other Other # Forced Recalls	0
Other Other # Green Credits Have Been Generated Or Procured By The Listed Entity	0
Other Other # Green Credits Have Been Generated Or Procured By The Top Ten Value Chain Partners	0
Other Other # Key Managerial Personnel For Remuneration Or Salary Or Wages	0
Other Other # Locations	0
Other Other # States Where Market Served By The Entity	26
Other Other # Trading Houses Where Purchases Are Made	0
Other Other # Voluntary Recalls	0
Other Other Outcome Of The Initiative	Estimated paper saving is 3,747,896 annually
Other Other % Beneficiaries From Vulnerable And Marginalized Groups	1
Other Other % Capex	0
Other Other % Child Labour Of Your Plants And Offices That Were Assessed P 5	1
Other Other % Cost Incurred On Well Being Measures With Respect To Total Revenue	0.01
Other Other % Directly Sourced From MSMEs Or Small Producers	0.13
Other Other % Discrimination At Work Place Of Your Plants And Offices That Were Assessed P 5	1
Other Other % Female Key Management Personnel	0.25
Other Other % Forced Labour Or Involuntary Labour Of Your Plants And Offices That Were Assessed P 5	0
Other Other % Gross Wages Paid To Female To Total Wages Paid	0.16
Other Other % Inputs Were Sourced Sustainably	0.47
Other Other % Job Creation	0.07
Other Other % Persons In Respective Category Covered By The Awareness Programmes	0
Other Other % RAnd D	0
Other Other % Sourced Directly From Within The District And Neighbouring Districts	1

Environmental Emissions

Does The Entity Have Any Project Related To Reducing Green House Gas Emission

Yes

Environmental Emissions

Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output

0 Non-SI:MtCO2e

Environmental Emissions

Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover

0 Non-SI:MtCO2e

Environmental Emissions

Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity

0 Non-SI:MtCO2e

Environmental Emissions

Total Scope 1 Emissions

600.52 Non-SI:MtCO2e

Environmental Emissions

Total Scope 2 Emissions

13,270.24 Non-SI:MtCO2e

Environmental Emissions

Total Scope 3 Emissions

17,907.95 Non-SI:MtCO2e

Environmental Emissions

Total Scope 3 Emissions Per Rupee Of Turnover

0 Non-SI:MtCO2e

Environmental Emissions

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Total Scope 3 Emissions

No

Environmental Emissions

Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions

No

Environmental Emissions

Air Emissions Other Than Ghg Emissions By The Entity Applicability

No

Environmental Emissions

Green House Gas Emissions And Its Intensity Applicability

Yes

Environmental Emissions

Total Scope 3 Emissions And Its Intensity Applicability

Yes

Environmental Energy

Energy Consumption Through Other Sources From Non Renewable Sources

0 Non-SI:GJ

Environmental Energy

Energy Consumption Through Other Sources From Renewable Sources

51.09 Non-SI:GJ

Environmental Energy

Energy Intensity In Term Of Physical Output

0 Non-SI:GJ

Environmental Energy

Energy Intensity Per Rupee Of Turnover

0 Non-SI:GJ

Environmental Energy

Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

0 Non-SI:GJ

Environmental Energy

Name Of Other Parameter Of Energy Consumption Through Other Source From Renewable Sources

Energy consumption through other sources (C) (Solar Power Panels with total capacity of 24kw at 4 locations)

Environmental Energy

Total Electricity Consumption From Non Renewable Sources

65,712.33 Non-SI:GJ

Environmental Energy

Total Electricity Consumption From Renewable Sources

0 Non-SI:GJ

Environmental Energy

Total Energy Consumed From Non Renewable Sources

73,775.58 Non-SI:GJ

Environmental Energy

Total Energy Consumed From Renewable And Non Renewable Sources

73,826.67 Non-SI:GJ

Environmental Energy

Total Energy Consumed From Renewable Sources

51.09 Non-SI:GJ

Environmental Energy

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators

No

Environmental Energy

Total Energy Consumption And Energy Intensity Applicable To The Company

Yes

Environmental Other

Mechanism For Zero Liquid Discharge Non-Applicability

The water requirement for the bank is only for domestic and drinking purposes. So, there is no Zero Liquid Discharge implementation.

Environmental Other

Recycled

0 Non-SI:t

Environmental Other

Battery Waste

0 Non-SI:t

Environmental Other

Bio Medical Waste

0 Non-SI:t

Environmental Other

Construction And Demolition Waste

0 Non-SI:t

Environmental Other

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For EWaste

Not applicable

Environmental Other

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Hazardous Waste

Not applicable

Environmental Other

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Other Waste

Not applicable

Environmental Other

Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Plastics Including Packaging

Not Applicable

Environmental Other

Significant Direct And Indirect Impact On Biodiversity In Such Areas Along With Prevention And Remediation Activities

The bank does not operate in any ecologically sensitive areas.

Environmental Other

EWaste

10.13 Non-SI:t

Environmental Other

Has The Entity Implemented Mechanism For Zero Liquid Discharge

NA

Environmental Other

Other Hazardous Waste

0 Non-SI:t

Environmental Other

Other Non Hazardous Waste Generated

51.8 Non-SI:t

Environmental Other

Plastic Waste

0 Non-SI:t

Environmental Other

Radioactive Waste

0 Non-SI:t

Environmental Other

Recycling And/Or Safe Disposal As % To Total Turnover

0

Environmental Other

Total Fuel Consumption From Non Renewable Sources

8,063.25 Non-SI:GJ

Environmental Other

Total Fuel Consumption From Renewable Sources

0 Non-SI:GJ

Environmental Other

Total Waste Disposed

51.8 Non-SI:t

Environmental Other

Total Waste Generated

61.93 Non-SI:t

Environmental Other

Total Waste Recovered

10.13 Non-SI:t

Environmental Other

Waste Disposed By Incineration

0 Non-SI:t

Environmental Other

Waste Disposed By Landfilling

0 Non-SI:t

Environmental Other

Waste Disposed By Other Disposal Operations

51.8 Non-SI:t

Environmental Other

Waste Intensity In Term Of Physical Output

0 Non-SI:t

Environmental Other

Waste Intensity Per Rupee Of Turnover

0 Non-SI:t

Environmental Other

Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

0 Non-SI:t

Environmental Other

Waste Recovered Through Other Recovery Operations

0 Non-SI:t

Environmental Other

Waste Recovered Through Re Used

0 Non-SI:t

Environmental Other

Waste Recovered Through Recycled

10.13 Non-SI:t

Environmental Other

Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks

Yes

Environmental Water

External assurance on water withdrawal (Yes/No)

No

Environmental Water

Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress

No

Environmental Water

Total Volume Of Water Consumption

155,682 kL

Environmental Water

Total Volume Of Water Withdrawal

0 kL

Environmental Water

Total Water Discharged In Kilolitres

0 kL

Environmental Water

Water Discharge By Sent To Third Parties

0 kL

Environmental Water

Water Discharge By Sent To Third Parties With Treatment

0 kL

Environmental Water

Water Discharge By Sent To Third Parties Without Treatment

0 kL

Environmental Water

Water Discharge To Others

0 kL

Environmental Water

Water Discharge To Others With Treatment

0 kL

Environmental Water

Water Discharge To Others Without Treatment

0 kL

Environmental Water

Water Discharge To Seawater

0 kL

Environmental Water

Water Discharge To Seawater With Out Treatment

0 kL

Environmental Water

Water Discharge To Seawater With Treatment

0 kL

Environmental Water

Water Intensity In Term Of Physical Output

0 kL

Environmental Water

Water Intensity Per Rupee Of Turnover

0 kL

Environmental Water

Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity

0 kL

Environmental Water

Water Withdrawal By Groundwater

0 kL

Environmental Water

Water Withdrawal By Others

0 kL

Environmental Water

Water Withdrawal By Seawater Or Desalinated Water

0 kL

Environmental Water

Water Withdrawal By Surface Water

0 kL

Environmental Water

Water Withdrawal By Third Party Water

0 kL

Environmental Water

Water discharge to groundwater

0 kL

Environmental Water

Water discharge to groundwater (treated)

0 kL

Environmental Water

Water discharge to groundwater (untreated)

0 kL

Environmental Water

Water discharge to surface water

0 kL

Environmental Water

Water discharge to surface water (treated)

0 kL

Environmental Water

Water discharge to surface water (untreated)

0 kL

Environmental Water

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged

No

Governance Governance

Complaints On POSHUp Held

16

Governance Governance

Complaints on directors conflict of interest (count)

0

Governance Governance

Consumer Complaints Pending Resolution At End Of Year

1

Governance Governance

Consumer Complaints Received Year

133

Governance Governance

Directors with disciplinary actions (count)

0

Governance Governance

Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues

Yes

Governance Governance

Employees with disciplinary actions (count)

0

Governance Governance

KMPs with disciplinary actions (count)

0

Governance Governance

Median Of Remuneration Or Salary Or Wages Of Board Of Directors

₹ 0

Governance Governance

Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP

₹ 0

Governance Governance

# Board Of Directors For Remuneration Or Salary Or Wages

0

Governance Governance

# Complaints Filed Year

0

Governance Governance

# Complaints Filed From Stake Holder Group Year

0

Governance Governance

# Complaints Pending From Stake Holder Group Resolution At The End Of Year

0

Governance Governance

# Complaints Pending Resolution At The End Of Year

0

Governance Governance

# Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs

0

Governance Governance

# Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages

0

Governance Governance

# Female Board Of Directors

5

Governance Governance

% Complaints In Respect Of # Employees Or Worker

0

Governance Governance

% Female Board Of Directors

0.56

Governance Governance

Remark For Consumer Complaints

-

Governance Governance

Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps

NA

Governance Governance

Remarks Stake Holder Group From Whom Complaint Is Received

NA

Governance Governance

Remarks on directors conflict of interest complaints

NA

Governance Governance

Remarksfor Complaints

NA

Governance Governance

Total Complaints Reported Under Sexual Harassment Of Women At Workplace

16

Governance Governance

Total # Board Of Directors

9

Governance Governance

Workers with disciplinary actions (count)

0

Governance Other

Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency

Annually

Governance Other

Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By

Committee of the Board

Governance Other

Description Of Other Committee For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification

NA

Governance Other

Description Of Other Frequency For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances

NA

Governance Other

Impact Of Data Breaches

0

Governance Other

Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy

Yes

Governance Other

Does The Entity Have An Anti Corruption Or Anti Bribery Policy

Yes

Governance Other

Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board

Yes

Governance Other

Grievance Redressal Mechanism In Place

Yes

Governance Other

Has The Policy Been Approved By The Board

Yes

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees

No

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers

No

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees

Yes

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers

No

Governance Other

Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker

Yes

Governance Other

# Instances Of Data Breaches Along With Impact

0

Governance Other

% Data Breaches Involving Personally Identifiable Information Of Customers

0

Governance Other

Web Link At Anti Corruption Or Anti Bribery Policy Is Place

https://www.ujjivansfb.in/sites/default/files/2024-06/Vigilance-Anti_Bribery_and_Anti_Corruption_ Policy.pdf

Governance Other

Web Link For Grievance Redress Policy

https://www.ujjivansfb.in/sites/default/files/2024-09/Whistleblower_Policy-%20FY-24-25.pdf

Governance Other

Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy

https://www.ujjivansfb.in/privacy-policy

Governance Other

Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management

No

Governance Other

Company Has Undertaken Assessment Or Assurance Of The BRSRCore

No

Other Other

Address Of Corporate Office

Grape Garden, No. 27, 3rd “A” Cross, 18th Main, 6th Block, Koramangala, Bengaluru-560095, Karnataka

Other Other

Address Of Registered Office

Grape Garden, No. 27, 3rd “A” Cross, 18th Main, 6th Block, Koramangala, Bengaluru-560095, Karnataka

Other Other

Accounts Payable Year

₹ 11,029,752,262.75

Other Other

Cost Incurred On Well Being Measures

₹ 869,900,000

Other Other

Fines Or Penalties

₹ 670,000

Other Other

Investments In Related Parties

₹ 0

Other Other

Loans And Advances Given To Related Parties

₹ 0

Other Other

Purchases From Related Parties

₹ 0

Other Other

Purchases From Top Ten Trading Houses

₹ 0

Other Other

Purchases From Trading Houses

₹ 0

Other Other

Re Used

0 Non-SI:t

Other Other

Safely Disposed

0 Non-SI:t

Other Other

Sales To Dealers Or Distributors

₹ 0

Other Other

Sales To Related Parties

₹ 0

Other Other

Sales To Top Ten Dealers Or Distributors

₹ 0

Other Other

Total Investments

₹ 0

Other Other

Total Loans And Advances

₹ 0

Other Other

Total Purchases

₹ 0

Other Other

Total Purchases For Share Of Related Party Transactions

₹ 0

Other Other

Total Purchases From Trading Houses

₹ 0

Other Other

Total Sales

₹ 0

Other Other

Total Sales For Share Of Related Party Transactions

₹ 0

Other Other

Total Sales To Dealers Or Distributors

₹ 0

Other Other

Any Other Reasons If Policies Not Cover Each Principle And Its Core Elements Of The NGRBCs

Not applicable

Other Other

Channels Of Communication

Other

Other Other

Contact # Contact Person

18,002,082,121

Other Other

Corporate Identity Number

L65110KA2016PLC142162

Other Other

Corrective Action Taken For Initiative

-

Other Other

Cost Of Goods Or Services Procured Year

₹ 11,994,100,000

Other Other

Date Of End Of FY

2025-03-31

Other Other

Date Of End Of Previous Year

2024-03-31

Other Other

Date Of End Of Prior To Previous Year

2023-03-31

Other Other

Date Of Incorporation

2016-07-04

Other Other

Date Of Start Of FY

2024-04-01

Other Other

Date Of Start Of Previous Year

2023-04-01

Other Other

Date Of Start Of Prior To Previous Year

2022-04-01

Other Other

Deducted And Deposited With The Authority

NA

Other Other

Description Of Business Activity

Banking activities by Central, Commercial and Saving banks

Other Other

Description Of Main Activity

Banking

Other Other

Description Of Other Committee For Performance Against Above Policies And Follow Up Action

NA

Other Other

Description Of Other Frequency For Performance Against Above Policies And Follow Up Action

NA

Other Other

Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner

Nil

Other Other

Improvements In Environmental And Social Impacts Due To Capex

Not Applicable

Other Other

Improvements In Environmental And Social Impacts Due To RAnd D

Not Applicable

Other Other

Other Channels Of Communication

Newspaper, Community Meetings

Other Other

Other Frequency Of Engagement

Need basis

Other Other

Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy

Board of Directors: Mr. Sanjeev Nautiyal, MD, and CEO

Other Other

Policy Is Not Applicable

NA

Other Other

Policies Has Not Applicable Each Principle And Its Core Elements Of The NGRBCs

NA

Other Other

Disclose Any Significant Adverse Impact To The Environment Arising From The Value Chain What Mitigation Or Adaptation Measures Have Been Taken By The Entity In This Regard

Being a banking sector, there is no significant direct impact to the environment from the value chain partners.

Other Other

Disclose Wages Paid To Persons Employed

₹ 888,312,978

Other Other

Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts

No

Other Other

Do The Enlisted Policies Extend To Your Value Chain Partners

Yes

Other Other

Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business

Yes

Other Other

Do You Have APreferential Procurement Policy Where You Give Preference To Purchase From Suppliers Comprising Marginalized Or Vulnerable Groups

No

Other Other

Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws

Yes

Other Other

Does The Entity Have ABusiness Continuity And Disaster Management Plan

Yes

Other Other

Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016

Yes

Other Other

Does The Entity Have Procedures In Place For Sustainable Sourcing

Yes

Other Other

Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment

No

Other Other

EMail Of Contact Person

Sanjeev.barnwal@ujjivan.com

Other Other

EMail

investorrelations@ujjivan.com

Other Other

Financial Implications Of The Risk Or Opportunity

Negative Implications

Other Other

Frequency Of Engagement

Others – please specify

Other Other

From Which Marginalized Or Vulnerable Groups Do You Procure

NA

Other Other

Gross Wages Paid To Female

₹ 2,144,277,243

Other Other

Has An Appeal Been Preferred For Penalty Or Fine

No

Other Other

Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency

Yes

Other Other

Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services

NA

Other Other

In Case Of Risk Approach To Adapt Or Mitigate

Comprehensive ERM framework along with environment and social risks integrated in risk assessment process. Protocols and governance mechanisms established acros...

Other Other

Indicate Whether Risk Or Opportunity

R

Other Other

Initiative Undertaken

Digitalisation

Other Other

Is The Entity Compliant With The Applicable Environmental Law

Yes

Other Other

Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016

Yes

Other Other

Material Issue Identified

Risk & Crisis Management

Other Other

Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel

₹ 0

Other Other

NGRBCPrinciple For Penalty Or Fine

Principle 1

Other Other

NICCode Of Product Or Service Sold By The Entity

65,191

Other Other

Name Of Contact Person

Sanjeev Barnwal

Other Other

Name Of Stock Exchange Where The Company Is Listed

BSE

Other Other

Name

Ujjivan Small Finance Bank Limited

Other Other

Name Of The National And International Codes Or Certifications Or Labels Or Standards Adopted By Your Entity And Mapped To Each Principle

ISO 27001:2022 Certification on Information Security Management System

Other Other

Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Penalty Or Fine

RBI

Other Other

Name Of The Trade And Industry Chambers Or Associations

DSCI- Data Security Council of India

Other Other

Net Worth

₹ 60,834,069,772

Other Other

# Affiliations With Trade And Industry Chambers Or Associations

10

Other Other

# Countries Where Market Served By The Entity

0

Other Other

# Days Of Accounts Payable

P1D

Other Other

# Dealers Or Distributors To Whom Sales Are Made

0

Other Other

# Female Key Management Personnel

1

Other Other

# Forced Recalls

0

Other Other

# Green Credits Have Been Generated Or Procured By The Listed Entity

0

Other Other

# Green Credits Have Been Generated Or Procured By The Top Ten Value Chain Partners

0

Other Other

# Key Managerial Personnel For Remuneration Or Salary Or Wages

0

Other Other

# Locations

0

Other Other

# States Where Market Served By The Entity

26

Other Other

# Trading Houses Where Purchases Are Made

0

Other Other

# Voluntary Recalls

0

Other Other

Outcome Of The Initiative

Estimated paper saving is 3,747,896 annually

Other Other

% Beneficiaries From Vulnerable And Marginalized Groups

1

Other Other

% Capex

0

Other Other

% Child Labour Of Your Plants And Offices That Were Assessed P 5

1

Other Other

% Cost Incurred On Well Being Measures With Respect To Total Revenue

0.01

Other Other

% Directly Sourced From MSMEs Or Small Producers

0.13

Other Other

% Discrimination At Work Place Of Your Plants And Offices That Were Assessed P 5

1

Other Other

% Female Key Management Personnel

0.25

Other Other

% Forced Labour Or Involuntary Labour Of Your Plants And Offices That Were Assessed P 5

0

Other Other

% Gross Wages Paid To Female To Total Wages Paid

0.16

Other Other

% Inputs Were Sourced Sustainably

0.47

Other Other

% Job Creation

0.07

Other Other

% Persons In Respective Category Covered By The Awareness Programmes

0

Other Other

% RAnd D

0

Other Other

% Sourced Directly From Within The District And Neighbouring Districts

1

Ujjivan Small Finance Bank Limited Comparison