ESAF Small Finance Bank Limited vs Ujjivan Small Finance Bank Limited Comparison
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Filter
Keys
332
common across selection
Keys
601
total union
Mode
Year: 2025
Common keys
| KPI | ESAF Small Finance Bank Limited | Ujjivan Small Finance Bank Limited | Delta |
|---|---|---|---|
|
Environmental
Emissions
Does The Entity Have Any Project Related To Reducing Green House Gas Emission
|
Yes | Yes | - |
|
Environmental
Emissions
Total Scope 1 And Scope 2 Emissions Intensity In Term Of Physical Output
|
0 MtCO2e | 0 MtCO2e | 0 MtCO2e |
|
Environmental
Emissions
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover
|
0 MtCO2e | 0 MtCO2e | 0 MtCO2e |
|
Environmental
Emissions
diff
Total Scope 1 And Scope 2 Emissions Intensity Per Rupee Of Turnover Adjusted For Purchasing Power Parity
|
3.12 MtCO2e | 0 MtCO2e | -3.12 MtCO2e (-100%) |
|
Environmental
Emissions
diff
Total Scope 1 Emissions
|
316.89 MtCO2e | 600.52 MtCO2e | +283.63 MtCO2e (+89.5%) |
|
Environmental
Emissions
diff
Total Scope 2 Emissions
|
28,075.87 MtCO2e | 13,270.24 MtCO2e | -14805.63 MtCO2e (-52.7%) |
|
Environmental
Emissions
diff
Any Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Green House Gas Emissions
|
Yes | No | - |
|
Environmental
Emissions
Air Emissions Other Than Ghg Emissions By The Entity Applicability
|
No | No | - |
|
Environmental
Emissions
Green House Gas Emissions And Its Intensity Applicability
|
Yes | Yes | - |
|
Environmental
Emissions
diff
Total Scope 3 Emissions And Its Intensity Applicability
|
No | Yes | - |
|
Environmental
Energy
diff
Energy Consumption Through Other Sources From Non Renewable Sources
|
4,276.54 GJ | 0 GJ | -4276.54 GJ (-100%) |
|
Environmental
Energy
diff
Energy Consumption Through Other Sources From Renewable Sources
|
3,911.18 GJ | 51.09 GJ | -3860.09 GJ (-98.7%) |
|
Environmental
Energy
Energy Intensity In Term Of Physical Output
|
0 GJ | 0 GJ | 0 GJ |
|
Environmental
Energy
Energy Intensity Per Rupee Of Turnover
|
0 GJ | 0 GJ | 0 GJ (-50%) |
|
Environmental
Energy
diff
Energy Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
|
16.41 GJ | 0 GJ | -16.41 GJ (-100%) |
|
Environmental
Energy
diff
Name Of Other Parameter Of Energy Consumption Through Other Source From Renewable Sources
|
Renewabe electricity | Energy consumption through other sources (C) (Solar Power Panels with total capacity of 24kw at 4 locations) | - |
|
Environmental
Energy
diff
Total Electricity Consumption From Non Renewable Sources
|
141,163.6 GJ | 65,712.33 GJ | -75451.27 GJ (-53.4%) |
|
Environmental
Energy
diff
Total Electricity Consumption From Renewable Sources
|
3,911.18 GJ | 0 GJ | -3911.18 GJ (-100%) |
|
Environmental
Energy
diff
Total Energy Consumed From Non Renewable Sources
|
290,880.28 GJ | 73,775.58 GJ | -217104.7 GJ (-74.6%) |
|
Environmental
Energy
diff
Total Energy Consumed From Renewable And Non Renewable Sources
|
298,702.64 GJ | 73,826.67 GJ | -224875.97 GJ (-75.3%) |
|
Environmental
Energy
diff
Total Energy Consumed From Renewable Sources
|
7,822.36 GJ | 51.09 GJ | -7771.27 GJ (-99.3%) |
|
Environmental
Energy
diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Energy Consumption Under Leadership Indicators
|
Yes | No | - |
|
Environmental
Energy
Total Energy Consumption And Energy Intensity Applicable To The Company
|
Yes | Yes | - |
|
Environmental
Other
diff
Mechanism For Zero Liquid Discharge Non-Applicability
|
Not applicable | The water requirement for the bank is only for domestic and drinking purposes. So, there is no Zero Liquid Discharge implementation. | - |
|
Environmental
Other
Recycled
|
0 t | 0 t | 0 t |
|
Environmental
Other
diff
Battery Waste
|
70.51 t | 0 t | -70.51 t (-100%) |
|
Environmental
Other
Bio Medical Waste
|
0 t | 0 t | 0 t |
|
Environmental
Other
Construction And Demolition Waste
|
0 t | 0 t | 0 t |
|
Environmental
Other
diff
Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For EWaste
|
Not Applicable | Not applicable | - |
|
Environmental
Other
diff
Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Hazardous Waste
|
Not Applicable | Not applicable | - |
|
Environmental
Other
diff
Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Other Waste
|
Not Applicable | Not applicable | - |
|
Environmental
Other
Describe The Processes In Place To Safely Reclaim Your Products For Reusing Recycling And Disposing At The End Of Life For Plastics Including Packaging
|
Not Applicable | Not Applicable | - |
|
Environmental
Other
diff
EWaste
|
80.18 t | 10.13 t | -70.05 t (-87.4%) |
|
Environmental
Other
Has The Entity Implemented Mechanism For Zero Liquid Discharge
|
NA | NA | - |
|
Environmental
Other
Other Hazardous Waste
|
0 t | 0 t | 0 t |
|
Environmental
Other
diff
Other Non Hazardous Waste Generated
|
8.69 t | 51.8 t | +43.11 t (+496.1%) |
|
Environmental
Other
diff
Plastic Waste
|
3.48 t | 0 t | -3.48 t (-100%) |
|
Environmental
Other
Radioactive Waste
|
0 t | 0 t | 0 t |
|
Environmental
Other
Recycling And/Or Safe Disposal As % To Total Turnover
|
0 | 0 | 0 |
|
Environmental
Other
diff
Total Fuel Consumption From Non Renewable Sources
|
4,276.54 GJ | 8,063.25 GJ | +3786.71 GJ (+88.5%) |
|
Environmental
Other
Total Fuel Consumption From Renewable Sources
|
0 GJ | 0 GJ | 0 GJ |
|
Environmental
Other
diff
Total Waste Disposed
|
28.06 t | 51.8 t | +23.74 t (+84.6%) |
|
Environmental
Other
diff
Total Waste Generated
|
162.86 t | 61.93 t | -100.93 t (-62%) |
|
Environmental
Other
diff
Total Waste Recovered
|
134.8 t | 10.13 t | -124.67 t (-92.5%) |
|
Environmental
Other
Waste Disposed By Incineration
|
0 t | 0 t | 0 t |
|
Environmental
Other
Waste Disposed By Landfilling
|
0 t | 0 t | 0 t |
|
Environmental
Other
diff
Waste Disposed By Other Disposal Operations
|
28.06 t | 51.8 t | +23.74 t (+84.6%) |
|
Environmental
Other
Waste Intensity In Term Of Physical Output
|
0 t | 0 t | 0 t |
|
Environmental
Other
Waste Intensity Per Rupee Of Turnover
|
0 t | 0 t | 0 t |
|
Environmental
Other
diff
Waste Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
|
0.02 t | 0 t | -0.02 t (-100%) |
|
Environmental
Other
diff
Waste Recovered Through Other Recovery Operations
|
0.34 t | 0 t | -0.34 t (-100%) |
|
Environmental
Other
diff
Waste Recovered Through Re Used
|
64.29 t | 0 t | -64.29 t (-100%) |
|
Environmental
Other
diff
Waste Recovered Through Recycled
|
70.17 t | 10.13 t | -60.04 t (-85.6%) |
|
Environmental
Other
Processes For Workers To Report The Work Related Hazards And To Remove Themselves From Such Risks
|
Yes | Yes | - |
|
Environmental
Water
diff
External assurance on water withdrawal (Yes/No)
|
Yes | No | - |
|
Environmental
Water
Indicate If Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Areas Of Water Stress
|
No | No | - |
|
Environmental
Water
diff
Total Volume Of Water Consumption
|
566,264.79 kL | 155,682 kL | -410582.79 kL (-72.5%) |
|
Environmental
Water
diff
Total Volume Of Water Withdrawal
|
566,264.79 kL | 0 kL | -566264.79 kL (-100%) |
|
Environmental
Water
diff
Total Water Discharged In Kilolitres
|
251,673.24 kL | 0 kL | -251673.24 kL (-100%) |
|
Environmental
Water
Water Discharge By Sent To Third Parties
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge By Sent To Third Parties With Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge By Sent To Third Parties Without Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Discharge To Others
|
251,673.24 kL | 0 kL | -251673.24 kL (-100%) |
|
Environmental
Water
diff
Water Discharge To Others With Treatment
|
251,673.24 kL | 0 kL | -251673.24 kL (-100%) |
|
Environmental
Water
Water Discharge To Others Without Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge To Seawater
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge To Seawater With Out Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Discharge To Seawater With Treatment
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Intensity In Term Of Physical Output
|
62.23 kL | 0 kL | -62.23 kL (-100%) |
|
Environmental
Water
Water Intensity Per Rupee Of Turnover
|
0 kL | 0 kL | 0 kL (-33.3%) |
|
Environmental
Water
diff
Water Intensity Per Rupee Of Turnover Adjusting For Purchasing Power Parity
|
0.33 kL | 0 kL | -0.33 kL (-100%) |
|
Environmental
Water
Water Withdrawal By Groundwater
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Withdrawal By Others
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Withdrawal By Seawater Or Desalinated Water
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water Withdrawal By Surface Water
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Water Withdrawal By Third Party Water
|
566,264.79 kL | 0 kL | -566264.79 kL (-100%) |
|
Environmental
Water
Water discharge to groundwater
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to groundwater (treated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to groundwater (untreated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to surface water
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to surface water (treated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
Water discharge to surface water (untreated)
|
0 kL | 0 kL | 0 kL |
|
Environmental
Water
diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Water Discharged
|
Yes | No | - |
|
Governance
Governance
diff
Complaints On POSHUp Held
|
11 | 16 | +5 (+45.5%) |
|
Governance
Governance
Complaints on directors conflict of interest (count)
|
0 | 0 | 0 |
|
Governance
Governance
diff
Consumer Complaints Pending Resolution At End Of Year
|
1,954 | 1 | -1953 (-99.9%) |
|
Governance
Governance
diff
Consumer Complaints Received Year
|
46,249 | 133 | -46116 (-99.7%) |
|
Governance
Governance
Directors with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Governance
Does The Entity Have ASpecified Committee Of The Board Or Director Responsible For Decision Making On Sustainability Related Issues
|
Yes | Yes | - |
|
Governance
Governance
Employees with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Governance
KMPs with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Governance
Median Of Remuneration Or Salary Or Wages Of Board Of Directors
|
₹ 0 | ₹ 0 | INR 0 |
|
Governance
Governance
Median Of Remuneration Or Salary Or Wages Of Employees Other Than Bod And KMP
|
₹ 0 | ₹ 0 | INR 0 |
|
Governance
Governance
# Board Of Directors For Remuneration Or Salary Or Wages
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Filed Year
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Filed From Stake Holder Group Year
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Pending From Stake Holder Group Resolution At The End Of Year
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Pending Resolution At The End Of Year
|
0 | 0 | 0 |
|
Governance
Governance
# Complaints Received In Relation To Issues Of Conflict Of Interest Of The KMPs
|
0 | 0 | 0 |
|
Governance
Governance
# Employees Other Than Bod And KMPFor Remuneration Or Salary Or Wages
|
0 | 0 | 0 |
|
Governance
Governance
diff
# Female Board Of Directors
|
2 | 5 | +3 (+150%) |
|
Governance
Governance
% Complaints In Respect Of # Employees Or Worker
|
0 | 0 | 0 (-21.4%) |
|
Governance
Governance
diff
% Female Board Of Directors
|
0.2 | 0.56 | +0.36 (+177.8%) |
|
Governance
Governance
diff
Remark For Consumer Complaints
|
Excluding complaints redressed within the next working day. as per the Master Circular DBODNo.Leg.BC.22/09.07.006/2013-14 | - | - |
|
Governance
Governance
Remarks In Case Complaints Received In Relation To Issues Of Conflict Of Interest Of The Kmps
|
NA | NA | - |
|
Governance
Governance
diff
Remarks Stake Holder Group From Whom Complaint Is Received
|
Nil | NA | - |
|
Governance
Governance
Remarks on directors conflict of interest complaints
|
NA | NA | - |
|
Governance
Governance
diff
Remarksfor Complaints
|
Pending complaints have been resolved within statutory timelines under the POSH Act. | NA | - |
|
Governance
Governance
diff
Total Complaints Reported Under Sexual Harassment Of Women At Workplace
|
19 | 16 | -3 (-15.8%) |
|
Governance
Governance
diff
Total # Board Of Directors
|
10 | 9 | -1 (-10%) |
|
Governance
Governance
Workers with disciplinary actions (count)
|
0 | 0 | 0 |
|
Governance
Other
diff
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Frequency
|
Quarterly | Annually | - |
|
Governance
Other
Compliance With Statutory Requirements Of Relevance To The Principles And Rectification Of Any Non Compliances Indicate Whether Review Was Undertaken By
|
Committee of the Board | Committee of the Board | - |
|
Governance
Other
diff
Description Of Other Committee For Compliance With Statutory Requirements Of Relevance To The Principles And Rectification
|
ERMC | NA | - |
|
Governance
Other
diff
Impact Of Data Breaches
|
Not Applicable | 0 | - |
|
Governance
Other
Does The Entity Have AFramework Or Policy On Cyber Security And Risks Related To Data Privacy
|
Yes | Yes | - |
|
Governance
Other
Does The Entity Have An Anti Corruption Or Anti Bribery Policy
|
Yes | Yes | - |
|
Governance
Other
Does The Entity Have Processes In Place To Avoid Or Manage Conflict Of Interests Involving Members Of The Board
|
Yes | Yes | - |
|
Governance
Other
Grievance Redressal Mechanism In Place
|
Yes | Yes | - |
|
Governance
Other
Has The Policy Been Approved By The Board
|
Yes | Yes | - |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Employees
|
No | No | - |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For Other Than Permanent Workers
|
No | No | - |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For Permanent Employees
|
Yes | Yes | - |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For Permanent Workers
|
No | No | - |
|
Governance
Other
Is There Mechanism Available To Receive And Redress Grievances For The Following Categories Of Employees And Worker
|
Yes | Yes | - |
|
Governance
Other
# Instances Of Data Breaches Along With Impact
|
0 | 0 | 0 |
|
Governance
Other
% Data Breaches Involving Personally Identifiable Information Of Customers
|
0 | 0 | 0 |
|
Governance
Other
diff
Web Link At Anti Corruption Or Anti Bribery Policy Is Place
|
https://www.aubank.in/notice-board | https://www.ujjivansfb.in/sites/default/files/2024-06/Vigilance-Anti_Bribery_and_Anti_Corruption_ Policy.pdf | - |
|
Governance
Other
diff
Web Link For Grievance Redress Policy
|
Yes, Covered under Bank’s Whistle Blower Policy and Vigil Mechanism https://www.aubank.in/investors/ | https://www.ujjivansfb.in/sites/default/files/2024-09/Whistleblower_Policy-%20FY-24-25.pdf | - |
|
Governance
Other
diff
Web Link Of The Policy On Cyber Security And Risks Related To Data Privacy
|
https://www.janabank.com/images/policies/info-security-policy.pdf | https://www.ujjivansfb.in/privacy-policy | - |
|
Governance
Other
diff
Any Independent Assessment Or Evaluation Or Assurance Has Been Carried Out By An External Agency For Waste Management
|
Yes | No | - |
|
Governance
Other
diff
Company Has Undertaken Assessment Or Assurance Of The BRSRCore
|
Yes assurance | No | - |
|
Other
Other
diff
Address Of Corporate Office
|
5th Floor, E-Wing, Kanakia Zillion, Junction of CST Road & LBS Road, Kurla (West), Mumbai – 400070, Maharashtra | Grape Garden, No. 27, 3rd “A” Cross, 18th Main, 6th Block, Koramangala, Bengaluru-560095, Karnataka | - |
|
Other
Other
diff
Address Of Registered Office
|
19-A, Dhuleshwar Garden, Ajmer Road, Jaipur – 302001, Rajasthan | Grape Garden, No. 27, 3rd “A” Cross, 18th Main, 6th Block, Koramangala, Bengaluru-560095, Karnataka | - |
|
Other
Other
diff
Accounts Payable Year
|
₹ 1,116,810.87 | ₹ 11,029,752,262.75 | INR +11028635451.88 (+987511.5%) |
|
Other
Other
diff
Cost Incurred On Well Being Measures
|
₹ 41.29 | ₹ 869,900,000 | INR +869899958.71 (+2106805421.9%) |
|
Other
Other
diff
Fines Or Penalties
|
₹ 26,134 | ₹ 670,000 | INR +643866 (+2463.7%) |
|
Other
Other
Investments In Related Parties
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
diff
Loans And Advances Given To Related Parties
|
₹ 96,359,457.37 | ₹ 0 | INR -96359457.37 (-100%) |
|
Other
Other
diff
Purchases From Related Parties
|
₹ 63,037,317.6 | ₹ 0 | INR -63037317.6 (-100%) |
|
Other
Other
Purchases From Top Ten Trading Houses
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
Purchases From Trading Houses
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
Re Used
|
0 t | 0 t | 0 t |
|
Other
Other
Safely Disposed
|
0 t | 0 t | 0 t |
|
Other
Other
Sales To Dealers Or Distributors
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
diff
Sales To Related Parties
|
₹ 16,100,572.66 | ₹ 0 | INR -16100572.66 (-100%) |
|
Other
Other
Sales To Top Ten Dealers Or Distributors
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
Total Investments
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
diff
Total Loans And Advances
|
₹ 1,070,924,844,872.8 | ₹ 0 | INR -1070924844872.8 (-100%) |
|
Other
Other
Total Purchases
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
diff
Total Purchases For Share Of Related Party Transactions
|
₹ 80,521,495,140.39 | ₹ 0 | INR -80521495140.39 (-100%) |
|
Other
Other
Total Purchases From Trading Houses
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
Total Sales
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
diff
Total Sales For Share Of Related Party Transactions
|
₹ 185,900,420,367.82 | ₹ 0 | INR -185900420367.82 (-100%) |
|
Other
Other
Total Sales To Dealers Or Distributors
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
Channels Of Communication
|
Other | Other | - |
|
Other
Other
diff
Contact # Contact Person
|
0141-4110060/61 | 18,002,082,121 | - |
|
Other
Other
diff
Corporate Identity Number
|
L36911RJ1996PLC011381 | L65110KA2016PLC142162 | - |
|
Other
Other
diff
Cost Of Goods Or Services Procured Year
|
₹ 33,182.03 | ₹ 11,994,100,000 | INR +11994066817.97 (+36146272%) |
|
Other
Other
Date Of End Of FY
|
2025-03-31 | 2025-03-31 | - |
|
Other
Other
Date Of End Of Previous Year
|
2024-03-31 | 2024-03-31 | - |
|
Other
Other
Date Of End Of Prior To Previous Year
|
2023-03-31 | 2023-03-31 | - |
|
Other
Other
diff
Date Of Incorporation
|
1996-01-10 | 2016-07-04 | - |
|
Other
Other
Date Of Start Of FY
|
2024-04-01 | 2024-04-01 | - |
|
Other
Other
Date Of Start Of Previous Year
|
2023-04-01 | 2023-04-01 | - |
|
Other
Other
Date Of Start Of Prior To Previous Year
|
2022-04-01 | 2022-04-01 | - |
|
Other
Other
Deducted And Deposited With The Authority
|
NA | NA | - |
|
Other
Other
diff
Description Of Business Activity
|
Banking activities i.e. Retail Banking, Treasury, Wholesale Banking, and other Banking Operations. | Banking activities by Central, Commercial and Saving banks | - |
|
Other
Other
diff
Description Of Main Activity
|
Financial and Insurance Service | Banking | - |
|
Other
Other
diff
Description Of Other Committee For Performance Against Above Policies And Follow Up Action
|
ERMC | NA | - |
|
Other
Other
diff
Any Corrective Actions Taken Or Underway To Address Significant Risks Or Concerns Arising From The Assessments Of Value Chain Partner
|
Not Applicable | Nil | - |
|
Other
Other
diff
Improvements In Environmental And Social Impacts Due To Capex
|
NA | Not Applicable | - |
|
Other
Other
diff
Improvements In Environmental And Social Impacts Due To RAnd D
|
NA | Not Applicable | - |
|
Other
Other
diff
Other Channels Of Communication
|
• Conferences and forums, • One-to-one • meetings, • Telephonic and email communication | Newspaper, Community Meetings | - |
|
Other
Other
diff
Other Frequency Of Engagement
|
Continuous engagement as per requirement | Need basis | - |
|
Other
Other
diff
Highest Authority Responsible For Implementation And Oversight Of The Business Responsibility Policy
|
Name: Mr. Sanjay Agarwal Designation: MD & CEO DIN: 00009526 | Board of Directors: Mr. Sanjeev Nautiyal, MD, and CEO | - |
|
Other
Other
diff
Disclose Wages Paid To Persons Employed
|
₹ 13,564,739,679 | ₹ 888,312,978 | INR -12676426701 (-93.5%) |
|
Other
Other
diff
Do Human Rights Requirements Form Part Of Your Business Agreements And Contracts
|
Yes | No | - |
|
Other
Other
Do The Enlisted Policies Extend To Your Value Chain Partners
|
Yes | Yes | - |
|
Other
Other
Do You Have AFocal Point Responsible For Addressing Human Rights Impacts Or Issues Caused Or Contributed To By The Business
|
Yes | Yes | - |
|
Other
Other
diff
Do You Have APreferential Procurement Policy Where You Give Preference To Purchase From Suppliers Comprising Marginalized Or Vulnerable Groups
|
Yes | No | - |
|
Other
Other
Does The Entity Display Product Information On The Product Over And Above What Is Mandated As Per Local Laws
|
Yes | Yes | - |
|
Other
Other
Does The Entity Have ABusiness Continuity And Disaster Management Plan
|
Yes | Yes | - |
|
Other
Other
Does The Entity Have An Equal Opportunity Policy As Per The Rights Of Persons With Disabilities Act 2016
|
Yes | Yes | - |
|
Other
Other
Does The Entity Have Procedures In Place For Sustainable Sourcing
|
Yes | Yes | - |
|
Other
Other
diff
Does The Entity Provide Transition Assistance Programs To Facilitate Continued Employability And The Management Of Career Endings Resulting From Retirement Or Termination Of Employment
|
Yes | No | - |
|
Other
Other
diff
EMail Of Contact Person
|
sustainability@aubank.in | Sanjeev.barnwal@ujjivan.com | - |
|
Other
Other
diff
EMail
|
investorrelations@aubank.in | investorrelations@ujjivan.com | - |
|
Other
Other
Financial Implications Of The Risk Or Opportunity
|
Negative Implications | Negative Implications | - |
|
Other
Other
Frequency Of Engagement
|
Others – please specify | Others – please specify | - |
|
Other
Other
diff
From Which Marginalized Or Vulnerable Groups Do You Procure
|
Preference is given to sourcing from local and vulnerable groups. | NA | - |
|
Other
Other
diff
Gross Wages Paid To Female
|
₹ 1,998,001,704 | ₹ 2,144,277,243 | INR +146275539 (+7.3%) |
|
Other
Other
Has An Appeal Been Preferred For Penalty Or Fine
|
No | No | - |
|
Other
Other
diff
Has The Entity Carried Out Independent Assessment Evaluation Of The Working Of Its Policies By An External Agency
|
No | Yes | - |
|
Other
Other
Has The Entity Conducted Life Cycle Perspective Or Assessments For Any Of Its Products Or For Its Services
|
NA | NA | - |
|
Other
Other
diff
In Case Of Risk Approach To Adapt Or Mitigate
|
- | Comprehensive ERM framework along with environment and social risks integrated in risk assessment process. Protocols and governance mechanisms established acros... | - |
|
Other
Other
Indicate Whether Risk Or Opportunity
|
R | R | - |
|
Other
Other
diff
Is The Entity Compliant With The Applicable Environmental Law
|
NA | Yes | - |
|
Other
Other
Is The Premise Or Office Accessible To Differently Abled Visitors As Per The Requirements Of The Rights Of Persons With Disabilities Act 2016
|
Yes | Yes | - |
|
Other
Other
diff
Material Issue Identified
|
Climate risk | Risk & Crisis Management | - |
|
Other
Other
Median Of Remuneration Or Salary Or Wages Of Key Managerial Personnel
|
₹ 0 | ₹ 0 | INR 0 |
|
Other
Other
diff
NGRBCPrinciple For Penalty Or Fine
|
P1 | Principle 1 | - |
|
Other
Other
diff
NICCode Of Product Or Service Sold By The Entity
|
64,191 | 65,191 | +1000 (+1.6%) |
|
Other
Other
diff
Name Of Contact Person
|
Ms. Sunanda Sharma (Head of Sustanability) | Sanjeev Barnwal | - |
|
Other
Other
diff
Name Of Stock Exchange Where The Company Is Listed
|
NSE | BSE | - |
|
Other
Other
diff
Name
|
AU Small Finance Bank Limited | Ujjivan Small Finance Bank Limited | - |
|
Other
Other
diff
Name Of The National And International Codes Or Certifications Or Labels Or Standards Adopted By Your Entity And Mapped To Each Principle
|
— | ISO 27001:2022 Certification on Information Security Management System | - |
|
Other
Other
diff
Name Of The Regulatory Or Enforcement Agencies Or Judicial Institutions For Penalty Or Fine
|
Commercial Tax Officer, Purasavakkam, Chennai Central | RBI | - |
|
Other
Other
diff
Name Of The Trade And Industry Chambers Or Associations
|
Society Of Indian Automobile Manufactures | DSCI- Data Security Council of India | - |
|
Other
Other
diff
Net Worth
|
₹ 169,303,229,319 | ₹ 60,834,069,772 | INR -108469159547 (-64.1%) |
|
Other
Other
diff
# Affiliations With Trade And Industry Chambers Or Associations
|
9 | 10 | +1 (+11.1%) |
|
Other
Other
# Countries Where Market Served By The Entity
|
0 | 0 | 0 |
|
Other
Other
diff
# Days Of Accounts Payable
|
P34D | P1D | - |
|
Other
Other
# Dealers Or Distributors To Whom Sales Are Made
|
0 | 0 | 0 |
|
Other
Other
diff
# Female Key Management Personnel
|
0 | 1 | +1 |
|
Other
Other
# Forced Recalls
|
0 | 0 | 0 |
|
Other
Other
# Green Credits Have Been Generated Or Procured By The Listed Entity
|
0 | 0 | 0 |
|
Other
Other
# Green Credits Have Been Generated Or Procured By The Top Ten Value Chain Partners
|
0 | 0 | 0 |
|
Other
Other
# Key Managerial Personnel For Remuneration Or Salary Or Wages
|
0 | 0 | 0 |
|
Other
Other
# Locations
|
0 | 0 | 0 |
|
Other
Other
diff
# States Where Market Served By The Entity
|
25 | 26 | +1 (+4%) |
|
Other
Other
# Trading Houses Where Purchases Are Made
|
0 | 0 | 0 |
|
Other
Other
# Voluntary Recalls
|
0 | 0 | 0 |
|
Other
Other
diff
% Beneficiaries From Vulnerable And Marginalized Groups
|
0 | 1 | +1 |
|
Other
Other
% Capex
|
0 | 0 | 0 |
|
Other
Other
diff
% Child Labour Of Your Plants And Offices That Were Assessed P 5
|
0 | 1 | +1 |
|
Other
Other
diff
% Cost Incurred On Well Being Measures With Respect To Total Revenue
|
0 | 0.01 | +0.01 (+450%) |
|
Other
Other
diff
% Directly Sourced From MSMEs Or Small Producers
|
0.28 | 0.13 | -0.15 (-54.4%) |
|
Other
Other
diff
% Discrimination At Work Place Of Your Plants And Offices That Were Assessed P 5
|
0 | 1 | +1 |
|
Other
Other
diff
% Female Key Management Personnel
|
0 | 0.25 | +0.25 |
|
Other
Other
% Forced Labour Or Involuntary Labour Of Your Plants And Offices That Were Assessed P 5
|
0 | 0 | 0 |
|
Other
Other
diff
% Gross Wages Paid To Female To Total Wages Paid
|
0.08 | 0.16 | +0.08 (+95.2%) |
|
Other
Other
diff
% Inputs Were Sourced Sustainably
|
0 | 0.47 | +0.47 |
|
Other
Other
diff
% Job Creation
|
0.57 | 0.07 | -0.5 (-88.1%) |
|
Other
Other
% Persons In Respective Category Covered By The Awareness Programmes
|
0 | 0 | 0 |
|
Other
Other
% RAnd D
|
0 | 0 | 0 |
|
Other
Other
% Sourced Directly From Within The District And Neighbouring Districts
|
1 | 1 | 0 (0%) |
|
Other
Other
% Value Chain Partners By Value Of Business Done With Such Partners That Were Assessed For Environmental Impacts
|
0 | 0 | 0 |
|
Other
Other
diff
% Wages Of Your Plants And Offices That Were Assessed P 5
|
0 | 1 | +1 |
|
Other
Other
diff
% Working Conditions Of Value Chain Partners P 3
|
0.3 | 0 | -0.3 (-100%) |
|
Other
Other
% Working Conditions Of Your Plants And Offices That Were Assessed P 3
|
1 | 1 | 0 (0%) |
|
Other
Other
Performance Against Above Policies And Follow Up Action Frequency
|
Annually | Annually | - |
|
Other
Other
Performance Against Above Policies And Follow Up Action Indicate Whether Review Was Undertaken By
|
Committee of the Board | Committee of the Board | - |
|
Other
Other
diff
Performance Against The Specific Commitments Goals And Targets Along With Reasons In Case The Same Are Not Met
|
No | Customer Centricity: • There was a 4-point improvement in the bank's service index levels, rising from 89 to 93 • 111 number of End-to-end processes offered thr... | - |
|
Other
Other
diff
Product Or Service Sold By The Entity
|
Retail Banking, Treasury, Commercial Banking, and other Banking Operations | Banking Activity by commercial Banks | - |
|
Other
Other
diff
Purpose And Scope Of Engagement Including Key Topics And Concerns Raised During Such Engagement
|
Awareness building and inclusive financing | Development of projects and new schemes for community welfare, need based assessment projects | - |
|
Other
Other
diff
Rationale For Identifying The Risk Opportunity
|
Inadequate training and development can inhibit business development and employee attrition | To better understand business/ ESG-related shifts, impacts and dependencies that may affect a business’s ability to achieve its strategy or objectives | - |
|
Other
Other
Reach Of Trade And Industry Chambers Or Associations
|
National | National | - |
|
Other
Other
diff
Reasons For Forced Recall
|
NA | - | - |
|
Other
Other
diff
Reasons For Voluntary Recall
|
NA | - | - |